Payment Processor facilitates the entire transaction, the payment processor is another party who gets paid during the process, charging a set amount every time it processes a transaction. So, whether they’re accepting a payment on your behalf or processing a decline, no scenario exists without a processing fee involved. But No-fee credit card processing is available with several traditional processors; however, companies nowadays are offering ‘free’ or ‘no cost’ processing. In this process, the processor will handle surcharging on your behalf. GETTRX process Zero processing fees seem like a solution.