It really is difficult to find money these days for the things we really need. A computer is probably more important than a television, but it can be difficult to find the extra money to purchase a new one. Here are some ways to budget for your new computer.The Envelope IdeaIt may seem a bit old-fashioned to use this idea, but it works. Take an envelope and label it "new computer." Then, take $50-$100 from each paycheck and place it in the envelope as if it was never part of your paycheck in the first place. By the end of the year, you will have almost enough money to purchase your computer.Cut Down on TelevisionCable is extremely expensive - some people will spend $130 or more on their cable bill. Try reducing the amount of channels you have, and ask yourself if you really need premium channels. If you can save money on your cable bill, then you can save that amount every month and put it toward a new computer.Check with Your EmployerSometimes your employer can take money out of each paycheck and you can receive that money at the end of the year and apply it towards technological devices. If you work for a cable company this is usually the case. You could also try to implement a program that employees could take advantage of and present it to your boss - they may just think it's a great idea.Help Your CreditTry to find a credit card or ask a family member to help you with a no-interest loan. If you could find a no-interest loan or credit card for 12 months, you could help your credit by purchasing a new computer and making payments on that credit card every month. This way, by the end of the year, you will have your computer paid off without interest and have a higher credit score.Buy a Refurbished ComputerThis may be risky for you, but a refurbished computer is just as good as a new one. Some companies even give a warranty on these computers for 6-12 months.