With the uncertainty of today's economy, people are wondering where they can put their money and keep it safe. Many people put their savings in long or short-term investments to help get the maximum return from their deposit. But with investments failing all over the financial industry. It has become common for people to turn to the best rate savings account for a safe money haven.Protect Your CapitalWhen you invest your money in a certificate of deposit or an IRA, you take the risk of losing some or all of your initial capital. While the interest rates on savings accounts are not has high as those other accounts, the trade-off is that you will not lose your initial capital when you put it in a savings account.Shop AroundBefore you put your money into a savings account, you want to shop around to find the best deal. The most important thing to look for is the best available interest rate. Savings accounts allow you to accumulate interest over long periods of time. When you find an account with the best possible rate, you are going to get more in return for your deposit.Another thing to look for when comparing savings accounts is the fees each bank charges. Many banks will charge fees for ATM transactions and for balances that fall below a certain level. The more fees you can avoid, the better off your investment will be.Add To Your SavingsWhen you find a savings account with a great interest rate, then you will want to take full advantage of that by adding as much to your account as you can. You can develop a monthly budget to help monitor your money and make your savings account one of your payments. Each week that you get paid, a certain amount will go into your savings account. Adding to the principle in your account will help you to make more interest income and get you a better rate of return.A savings account with a good interest rate is a safe way to get a return on your money without the risk of losing money that an investment can bring. Find a good savings account and protect your money from a bad economy.