Description : What is the difference between a savings and a money market account?
Last Answer : Vanguard Money Market Funds pay better interest than most savings accounts; plus they offer the convenience of check-writing privileges. Check out vanguard.com for your state; If you are interested in long- ... rates for savings and CDs. Capitalone has a good MM rate if you use their Master Card.
Description : Banks in the US, active with the FDIC, only insure $100,000. So if a person has, for example, 10 million dollars and wants to deposit the money in a bank, does he have to look for 100 banks or is there another way to invest that is as low risk as a savings account?
Last Answer : A person with 10 million dollars probably has a diversified investment portfolio with a variety of risk levels and return levels. As a result, his insurance is that not everything will collapse at the ... 10% above inflation, banks are a very poor choice for someone with lots of money to invest.
Description : How do you set up a savings account for a child?
Last Answer : Any bank officer will help you. Try to find the best interest rates online as well.
Description : Do the benefits of joining AARP outweigh the pissed-off-edness that comes with realizing you're old enough to join?
Last Answer : Auggie, I get the cards. It sucks, but what’s your other option?
Description : Should I get an account at a credit union/bank or just manage my money with an account?
Last Answer : answer:Banks/Credit Unions are safer. Credit unions have great programs that will earn you interest. Here's the problem: The money sitting in a jar under your bed (or wherever) is actually decreasing in ... funds in a savings account at a minimum, but an IRA or some other investment is even better.
Description : Financial idea: crazy enough to work? or just crazy?
Last Answer : yeah, I don’t deposit money into my ROTH IRA anymore, it was getting tanked with losses, so now I’ve just been putting my money into savings, and mutual funds that have a track record for slow and steady growth.
Description : What is your household salary tipping point for savings?
Last Answer : My only discretional income is from food. If I don’t order out in a month then it goes to savings. I have no car, house, mortgage, wife or kids.
Description : If Forbes magazine ranked everyone in the planet for income or savings where would you be?
Last Answer : Does that take cost of living into account?
Description : I have $6,000 in my savings and want to invest it. Any ideas?
Last Answer : Have you paid off all your credit card bills and high interest loans? Unless you are a fortune teller (or connected) the market is a risky place. Firearms manufacturers seem to be doing quite well. But your mileage may vary.
Description : Where can I find information about managing savings, and spending less?
Last Answer : ps, off to work, I’ll drop in to hand out lurve and responses later tonight
Description : How should I grow my savings?
Last Answer : Try a credit union. Banks suck.
Description : When they say American's savings are up, what exactly are they counting?
Last Answer : Here is a technical but not inaccessible explanation of the econometrics of savings.
Description : If you hire someone to do labor in your house and they do a terrible job, do you pay them the agreed upon price?
Last Answer : Were they licensed?
Description : How much should I pay my sister for staying at my house?
Last Answer : My experience through part of my 20s was similar. Usually, I did it for minimal pay so long as there was food. Cats aren't much work, and I'm sure she'll appreciate the privacy more than anything ... . Definitely leave her the vet info & make sure she has the means to pay should an emergency arise.
Description : If a company is given credit terms of 2/10, n/30, it should a. hold off paying the bill until the end of the credit period, while investing the money at 10% annual interest during ... desperate for cash and withhold payment until the end of the credit period while negotiating a lower sales price.
Last Answer : b. pay within the discount period and recognize a savings.
Description : Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?
Last Answer : Better to pay off. Bankruptcy puts a big mark on you credit report, no one wants to get left holding the bag when you opt out of your debt. Bankruptcy takes the legal obligation away, but does not clear your record.
Description : If you borrow the very first dollar into existence, but promise to pay it back with another dollars worth of interest, where do you get the second dollar? How do you pay it off?
Last Answer : By making more debt from another party. The entirety of today’s economy is based on creating more and more debt. Because of interest, you have to create more debt, there is no way around it, and this cumulative debt grows and grows, until the entire house of cards invariably collapses.
Description : Would it make sense for me to pay off a loan with another?
Last Answer : You should pay off the loan with the higher interest rate first.
Description : Have you ever cashed out a significant chunk of assets to pay off all of your debt? In hindsight, was it the right decision and why?
Last Answer : Earlier this year, I was faced with school loans and other debts that I could make the minimum payment for, but with interest rates, I felt like I wasn't making a dent in the actual amount. So I sold my car ... than a car, I don't know if this helps, but I don't regret my decision the least. =)
Description : "Are there any credit cards that pay interest like a savings account?
Last Answer : You mean a debit/credit card? I have one of them.
Description : Jason had $414 in his savings account. He deposited $125 last week, and then he withdrew $88 from the account this week to buy new running shoes. How much money does Jason have in his account now?
Last Answer : 451
Description : Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?
Last Answer : It doesn’t cost me anything to use the ATM at my bank. And sometimes I just want to pay with cash. If I’m out with friends, I pay my share with cash. At strange gas stations away from home I prefer to pay with cash. Buying a quick donut or sandwich, cash.
Description : Have you ever made use of the option to withdraw money from your bank account at the supermarket checkout?
Last Answer : Yes. It costs me 50 cents to make a withdrawal of any amount of money in excess of my bill. I have done it a few times for the convenience, but I hate paying a fee.
Description : Can you send money to someone that doesn't have a bank account?
Last Answer : You can send cash per mail.
Description : How to setup my Paypal account to automatically withdraw money from my bank account?
Last Answer : answer:In Paypal, Go to Profile Once in your profile, on the left side of the screen under My Personal Info click on My Money Once in My Money Bank Accounts should be the first listing you ... never transferred money into my account. I just have a bank account set as my primary form of payment.
Description : If I made a deposit this morning and my account says the money is "pending," can I make purchases greater than the amount in my bank account?
Last Answer : can I make purchases greater than the amount in my bank account? one would imagine not…
Description : Is it difficult to transfer money from a Canada bank account to an American bank account?
Last Answer : No its very easy, you need Receiving bank's account number, routing number, IBAN number, SWIFT code, they bank name and bank address The person you are wiring should be able to call their bank and ... the most of the info is on the check except the SWIFT code, IBAN number and the bank address.
Description : Is there a limit on how much money I can deposit in my bank account?
Last Answer : answer:No you would have to give some of it to me. :D Googling resulted in a mention of a $100,000 cap of the FDIC would cover. So, I think @WestRiverrat has it right.
Description : Can I Put Money In paypal Without an bank account/credit?
Last Answer : no it has to be linked to credit card- I think a prepaid card works but when I opened a paypal acount it asks for your bank account info
Description : If i send money through my bank account in Bank of America can i have a receipt that i can print where i can prove that the other person got the money?
Last Answer : Send money how? Like a wire transfer? The bank will provide you with a receipt of the transaction. If you somehow don’t find a way to print one online. Call them or go to a branch and they can provide it as well.
Description : Someone took money out of my account.
Last Answer : answer:i’m assuming your not with a major bank. i’m with US Bank and they have 24 hour service and i’m not liable for any fraud on my account. i have had my debit card stolen and used and didn’t have to pay a thing.
Description : How much money do you keep in your checking account?
Last Answer : answer:We try to keep two weeks salary in our checking account at all times. Currently it is a bit lower because we're moving and having to pay bills for both places, but that's our comfort level. As ... the rest of your question, I can fully admit that I am not the person to be handing out advice!
Description : How much money would someone have to pay you to agree to this?
Last Answer : Let us be sneaky and say: “200% of the entirety of what they earn from selling that information.”
Description : What pushes people to pay excessive amounts of money for phones/other technology?
Last Answer : It's easy, perhaps tempting, to brush this sort of thing off as a status symbol. Sure it is for some. And some actually benefit through business associate respect that comes with such a thing. ... also wants a little taste of experiencing the best of what human creation can offer during his time.
Description : Would you pay money to destroy a symbol of a repressive organization? [Detail]?
Last Answer : answer:No. What a waste of $67.50. If she really wanted to take a stand against racism or oppression or whatever she could have donated that money to Race Equality First, SARI (Stand ... & Inequality), or some other non-profit or charity. Destroying historic artifacts achieves nothing of value.
Description : If a man has to pay child support for a child he did not want, should he have the option to request an audit to see how his support money is being spent?
Last Answer : A judge decides child support. My sister has 13 year old twins with her ex. He makes 60K a year and only has to pay 1K per month. It isn’t like it is some onerous amount. Golf clubs for the new boyfriend. Same stupid Republican shit like welfare queens rocking a Bentley. LIES!!!
Description : Are pay-per-view video chats in prisons and jails a valuable link between inmates and their families, a circumvention of the incarceration-as-punishment principle, or another example of money talks? [Details - link]?
Last Answer : answer:“Once video visitation systems are in place, most jails eliminate in-person family visits, securing a captive market for private firms.” More like an egregious example of abuse. Every day this country comes up with a new way to disgust me.
Description : If a person you owe money to has died, and the deceased DID NOT have a will, do you still have to pay back the loan?
Last Answer : You still owe the estate. The court will decide who gets the money but the debt is property of the estate.
Description : What do you tell someone who is constantly depressed about paying the bills and not earning enough?
Last Answer : Get a new job.
Description : Can you give me some financial advice on paying off our house?
Last Answer : answer:Yes, he's right. Any time you're doing something special' (i.e. non-routine) think of all the ways they could screw it up, and plan for that. Meaning: write a separate check for the ... a mortgage or a straight bank loan or what? Don't get a higher interest rate and squander your money,
Description : Just watching a show called Extreme Cheapskates. How would one get free samples without having to print off coupons?
Last Answer : Oh yeah, I did that for a little while but I found it was too much effort for too small of samples, not worth it for me.
Description : How do I make money off a blog?
Last Answer : answer:Say something that people want to read. Concentrate on content-give people a reason to read your blog. What do you add to the conversation? What makes you blog unique? That's the key. Once you ... is having a couple of weeks of good quality content that people who want to read in your blog.
Description : How do you make money off Youtube?
Last Answer : I’m sure you’d get a paystub and you can calculate the taxes removed there after. Do it. YouTube is where it’s at for no college degree needed jobs/
Description : Do people really make money off Google?
Last Answer : I’m not sure about Google, but it’s possible to have a really successful, thriving business on Ebay. You have to have a good mind for business and what will sell, be diligent about acquiring stock, and have a highly efficient and organized process for shipping.
Description : How does Fluther make money off this site?
Last Answer : hopes and dreams.
Description : Is Germany still paying off money and debts from the first and second world wars?
Last Answer : Actually, Germany had to take responsibility for and pay the debts for World War I.
Description : Do you wonder how things would have turned out differently If you had just a little bit more?
Last Answer : For some reason I never think like that.
Description : Should I open a Money Market Savings account or general Savings account?
Last Answer : Stay away from Monkey markets; otherwise the interest on a conservative (Vanguard.com) money market fund is about 0.17%. Pathetic, but at least your principal is safe and if the feds raise the prime rate ... is a list of some banks that are paying slightly higher rates ($16.90 vs. $2.40/annum).
Description : How is a money market savings account different than a regular savings account Can I make more money in it?
Last Answer : A simple savings account generally pays the owner a set amount of stated interest on his or her deposits based upon an particular annual rate. Money market savings accounts typically require higher balances ... rate. Both kinds of accounts are guaranteed in the United States by the FDIC and NCUA.
Description : Is the yield for a Chase money market savings account high?
Last Answer : The yield for the Chase money market savings account is in line with the National average.You will find the highest rates with online accounts like www.DiscoverBank.com