The Affordable Health Care Act was passed by Congress in March2010. It holds health insurance companies more accountable for howmuch they cover patients. While lower costs are anticipated, somedo not feel that this health care reform will go through asplanned. The first major reform plan is to change the way somehealth insurers have a blanket ban on pre-existing conditions.Health care reform legislation has been implemented to ensure thatno more patients are rejected for this reason. A health insurancecompany must now continue policies even when a person becomes ill.New health care plans must provide services eliminating the needfor co-pays including preventative services such as regularscreenings, immunizations, and baby care. After September 23, 2010insurance companies must no longer cha