There are two major differences between these two type ofinsurance plans.Term life insurance plans are made to protect youfor a certain duration maximum up to 30 years while permanent lifeinsurance does the same for the lifetime. Also, the premiums forterm life insurance are cheaper than the permanent one. Dependingon how long you need the protection for, you can choose aninsurance plan suits your requirements the most. If you are willingto know more about life insurance, you can visitoptinsure.com/life-insurance.aspx for the same.