Which body supervises the functioning of formal sources of loans ? -SST 10th

Which body supervises the functioning of formal sources of loans ? -SST 10th
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1 Answer

Answer :

The Reserve Bank of India supervises the functioning of formal sources of loans.
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Which government body supervises the functioning of formal sources of loans in India ? -SST 10th

Description : Which government body supervises the functioning of formal sources of loans in India ? -SST 10th

Last Answer : The Reserve Bank of India supervises the functioning of formal sources of loans. Its functions are 1. Maintains a minimum cash balance to avoid cash shortages in the country. 2. Ensures that the banks ... information from the banks on how much they are lending, to whom, at what interest rate, etc.

Which government body supervises the functioning of formal sources of loans in India? Explain its functioning. -SST 10th

Description : Which government body supervises the functioning of formal sources of loans in India? Explain its functioning. -SST 10th

Last Answer : '1. The reserve bank of India supervises the functioning of formal sources of loans 2. The RBI monitors of banks in actually maintaining cash balance 3. The RBI sees that the bank give loans not just ... information to the RBI on how much they are lending ,to whom ,at what interest rate ,etc.

Which government body supervises the functioning of formal sources of loans in India? -SST 10th

Description : Which government body supervises the functioning of formal sources of loans in India? -SST 10th

Last Answer : The Reserve Bank of India (Reserve Bank of India) supervises the functioning of formal sources of loans in India. For instance, banks maintain a minimum cash balance out of the deposits they receive. Functions ... Bank of India on how much they are lending, to whom, at what interest rate, etc.

Who supervises the functioning of formal sources of loan ? -SST 10th

Description : Who supervises the functioning of formal sources of loan ? -SST 10th

Last Answer : Reserve Bank of India (RBI).

Why is the supervision of the functioning of formal sources of loans necessary ? -SST 10th

Description : Why is the supervision of the functioning of formal sources of loans necessary ? -SST 10th

Last Answer : The Reserve Bank of India (RBI) supervises the functioning of the formal sources of loans i.e. the banks and cooperatives in order to ensure that the banks give loans not just to profitmaking businesses and traders but also to small scale industries and small borrowers etc.

Why is the supervision of the functioning of formal sources of loans necessary ? -SST 10th

Description : Why is the supervision of the functioning of formal sources of loans necessary ? -SST 10th

Last Answer : It is necessary because banks have to submit information to the RBI on how much they are lending, to whom they are lending and what interest rate, etc.

______ is discretionary behaviour that is not part of an employee‟s formal job requirement, but that promotes the effective functioning of the organization. (a) Productivity ; (b) Motivation ; (c) Organizational citizenship ; (d) Organizational behavior

Description : ______ is discretionary behaviour that is not part of an employee‟s formal job requirement, but that promotes the effective functioning of the organization. (a) Productivity ; (b) Motivation ; (c) Organizational citizenship ; (d) Organizational behavior 

Last Answer : (c) Organizational citizenship ;

How can formal sector loans be made beneficial for poor farmers and workers? -SST 10th

Description : How can formal sector loans be made beneficial for poor farmers and workers? -SST 10th

Last Answer : Formal sector loans can be made beneficial for poor farmers and workers in the following ways: . It is required to create awareness among farmers about formal sector loans. . Process of providing ... While formal sector loans need to expand, it is also necessary that everyone receives these loans.

How can the formal sector loans be made beneficial for poor farmers and workers ? Suggest any five measures. -SST 10th

Description : How can the formal sector loans be made beneficial for poor farmers and workers ? Suggest any five measures. -SST 10th

Last Answer : 1. Formal sector loans can be made beneficial for poor farmers and workers by generating the appropriate level of awareness among them as to why they should borrow credit from formal sources and not ... are not only limited to the rich households. This has to be ensured by the formal sector.

Why are most of the poor households deprived of the formal sector of loans ? -SST 10th

Description : Why are most of the poor households deprived of the formal sector of loans ? -SST 10th

Last Answer : The absence of proper documents and collateral deprive most of the poor of credit facilities extended by the formal sector.

Compare formal sector loans with an informal sector of loans regarding interest only. -SST 10th

Description : Compare formal sector loans with an informal sector of loans regarding interest only. -SST 10th

Last Answer : The loans given by the formal sector have low rates of interest whereas the loans given by the informal sector have very high rates of interest.

Explain any two features each of formal sector loans and informal sector loans. -SST 10th

Description : Explain any two features each of formal sector loans and informal sector loans. -SST 10th

Last Answer : Formal Sector Loans : Formal sector loans include loans from banks and cooperatives. Features of formal sector loans are : (i) Formal sectors provide cheap and affordable loans and their ... the borrowers personally, and hence they provide loans on easy terms without collateral and documentation.

Explain any two features each of formal sector loans and informal sector loans. -SST 10th

Description : Explain any two features each of formal sector loans and informal sector loans. -SST 10th

Last Answer : Formal Sector Loans (i) It provides loans at a fixed rates and terms. (ii) It gives loans not just to profit-making businesses and traders but also to small cultivators, small-scale industries to small ... choose. (ii) There is no one to stop them from using unfair means to get their money back.

Why are most of the poor households deprived from the formal sector of loans ? -SST 10th

Description : Why are most of the poor households deprived from the formal sector of loans ? -SST 10th

Last Answer : They are deprived from the formal sector of loans because of : (i) Lack of collateral. (ii) They are illiterate. (iii) They cannot fulfil the formalities of the formal sector of loans.

Mention three points of difference between formal sector and informal sector loans. -SST 10th

Description : Mention three points of difference between formal sector and informal sector loans. -SST 10th

Last Answer : Formal sector loans: (i) Loans from banks and cooperatives. (ii) Under supervision of the Reserve Bank of India. (iii) Reasonable rates of interest. Informal sector loans: (i) Loans from ... friend, traders, etc. (ii) No supervision of any institution. (iii) Very high rates of interest.

How can the formal sector loans be made beneficial for poor farmers and workers ? -SST 10th

Description : How can the formal sector loans be made beneficial for poor farmers and workers ? -SST 10th

Last Answer : Formal sector loans can be made beneficial for poor farmers and workers in the following ways: (i) Create awareness to farmers about formal sector loans. (ii) Process of providing loans should ... ) While formal sector loans need to expand, it is also necessary that everyone receives these loans.

Explain any two features each of formal sector loans and informal sector loans. -SST 10th

Description : Explain any two features each of formal sector loans and informal sector loans. -SST 10th

Last Answer : Formal Sector Loans: Include loans from banks and cooperatives. Features of formal sector loans are: (i) Formal sectors provide cheap and affordable loans and their rate of interest are ... the borrowers personally, and hence they provide loans on easy terms without collateral and documentation.

Who supervises the banks? In what ways is the supervision done? -SST 10th

Description : Who supervises the banks? In what ways is the supervision done? -SST 10th

Last Answer : The Reserve Bank of India supervises the banks. Supervision is practiced in the following ways: (i) The RBI monitors that banks actually maintain a certain percentage of their deposits as cash balance. ... system. (vii) The RBI also acts as a bank of central clearances, settlements and transfers.

What are differences between formal and informal sources of credit? -SST 10th

Description : What are differences between formal and informal sources of credit? -SST 10th

Last Answer : Formal sources: 1.These sources of credit are registered by the government and have to follow its rules and regulations. 2.RBI supervises the functioning of formal sources of credit. 3.They ... main motive is profit-making. Example: Moneylenders, traders, employees, relatives and friends, etc.

Why do we need to expand formal sources of credit in India? Give three reasons. -SST 10th

Description : Why do we need to expand formal sources of credit in India? Give three reasons. -SST 10th

Last Answer : . The cost of informal loans is much higher and often leads to a debt trap. Also, people who might wish to start a new enterprise by borrowing may not do so because of the high cost ... important that the formal credit is distributed more equally so that the poor can benefit from the cheaper loans.

Prove with an argument that there is a great need to expand formal sources of credit in rural India. -SST 10th

Description : Prove with an argument that there is a great need to expand formal sources of credit in rural India. -SST 10th

Last Answer : There is a great need to expand formal sources of credit in rural India because there is no organization which supervises the credit activities of lenders in the informal sector. They lend at whatever interest rate they want and use unfair means of getting their money back.

Why do we need to expand formal sources of credit in India ? Give three reasons. -SST 10th

Description : Why do we need to expand formal sources of credit in India ? Give three reasons. -SST 10th

Last Answer : 1. The formal sector i.e. the banks and the cooperatives need to engage more in the lending activities because of the disadvantages posed by the informal sector including high rates of ... the development aspect of a country. Therefore, affordable credit is crucial for a country's development.

Why do we need to expand formal sources of credit in India? -SST 10th

Description : Why do we need to expand formal sources of credit in India? -SST 10th

Last Answer : Formal sources of credit in India provide loans to individuals at far cheaper rates than informal sources of credit. This helps to increase their income and they are able to repay the principal amount ... income. It will lead to more production. This helps in the economic development of a country.

Which are the two major sources of formal sector credit in India ? -SST 10th

Description : Which are the two major sources of formal sector credit in India ? -SST 10th

Last Answer : The two major sources of formal sector credit in India are - commercial banks and cooperative societies. We need to expand formal sources of credit due to following reasons : (a) Informal sources of ... -traps. (b) Formal sources of credit are cheaper and thus they help in country's development.

Differentiate between formal and informal sources of credit. -SST 10th

Description : Differentiate between formal and informal sources of credit. -SST 10th

Last Answer : Difference between Formal and Informal Sources

Mention four characteristics each of the formal and informal sources of credit in India. -SST 10th

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Differentiate between formal and informal sources of credit. Explain problems faced by borrowers of loan from informal sources. -SST 10th

Description : Differentiate between formal and informal sources of credit. Explain problems faced by borrowers of loan from informal sources. -SST 10th

Last Answer : The moneylenders charge very high rates of interest keep no records of transactions and harass the poor borrowers.

Prove with an argument that there is a great need to expand formal sources of credit in rural India. -SST 10th

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Last Answer : To expand formal sources of credit in rural India, dependence on informal sources of credit has to be reduced.

Explain the differences between Formal and Informal Sources of Credit. -SST 10th

Description : Explain the differences between Formal and Informal Sources of Credit. -SST 10th

Last Answer : The differences between Formal and Informal Sources of Credit are :-

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Last Answer : The two major sources of formal sources of credit are: (i) Banks and (ii) Cooperatives. Need to expand formal sources of credit are : (i) To save the poor farmers and workers ... loan. (iii) Formal credit can fulfil various needs of the people through providing cheap and affordable credit.

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The nervous system that controls the functioning of the body at sleep?

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Which of the following electrolytes is a major cation in body fluid? a) Potassium Potassium is a major cation that affects cardiac muscle functioning. b) Chloride Chloride is an anion. c) Bicarbonate Bicarbonate is an anion. d) Phosphate Phosphate is an anion.

Description : Which of the following electrolytes is a major cation in body fluid? a) Potassium Potassium is a major cation that affects cardiac muscle functioning. b) Chloride Chloride is an anion. c) Bicarbonate Bicarbonate is an anion. d) Phosphate Phosphate is an anion.

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Description : What are sectional interest groups? Describe their functioning. -SST 10th

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How are cooperatives functioning in the rural areas to solve the problem of credit? -SST 10th

Description : How are cooperatives functioning in the rural areas to solve the problem of credit? -SST 10th

Last Answer : . Besides banks, the other major source of cheap credit in rural areas are the cooperatives. . Members of a cooperative, pool their resources for cooperation in certain areas. . Cooperatives form ... provide loans to members. Once these loans are repaid, another round of lending can take place.

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Explain how the activities of pressure groups are useful in the functioning of a democratic government. -SST 10th

Description : Explain how the activities of pressure groups are useful in the functioning of a democratic government. -SST 10th

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How does the Reserve Bank of India supervise the functioning of banks? -SST 10th

Description : How does the Reserve Bank of India supervise the functioning of banks? -SST 10th

Last Answer : Reserve Bank of India (RBI) supervised the banks in the following ways : (i) It monitors the balance kept by banks for day-to-day transactions. (ii) It checks that the banks give loans ... credit facilities provided by bank. RBI makes sure that the loans from the banks are affordable and cheap.

Explain how the activities of pressure groups are useful in the functioning of a democratic government ? -SST 10th

Description : Explain how the activities of pressure groups are useful in the functioning of a democratic government ? -SST 10th

Last Answer : Pressure groups have deepened democracy. Putting pressure on the government is not an unhealthy activity in a democracy as long as everyone gets this opportunity. Governments in a democracy ... what different sections of the population want. This leads to accommodation of conflicting interests.

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Last Answer : The improvements made by the Indian Railways in its functioning: (i) Narrow gauges have been converted into broad gauges. (ii) Track electrification (iii) Automatic signals on the trunk routes.

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Last Answer : There is lack of internal democracy within parties since power tends to get concentrated in the hands of one or few leaders at the top. (i) Ordinary members of the party do not get ... iii) More than loyalty to party principles and policies, personal loyalty to the leaders becomes more important.