Description : Could someone explain very simply what negative interest rates are?
Last Answer : answer:Normally, when you have a savings account, interest causes your balance to increase over time. Negative interest means your balance decreases. So, negative interest applied to normal people means that ... to borrow money. Of course, that would never be applied to normal people taking loans.
Description : If we operate in a "free market," how come the "fed" sets interest rates and not the market?
Last Answer : Well, the answer is that we don’t operate in a free market economy, it is highly regulated. But you might want to read up on the Federal Reserve system, as the Fed doesn’t set ALL interest rates, just those that are tied to certain federal funds.
Description : Crowding out means that a. a government budget deficit lowers interest rates and causes investment spending to rise b. an increase in marginal tax rates lowers production c. a government ... spending to fall d. a government budget deficit raises American exports and lowers American imports
Last Answer : c. a government budget deficit raises interest rates and causes investment spending to fall
Description : 10. Crowding out means that a. a government budget deficit lowers interest rates and causes investment spending to rise b. an increase in marginal tax rates lowers production c. a ... investment spending to fall d. a government budget deficit raises American exports and lowers American imports
Description : .An increases in investment is most likely to be caused by (a) Lower interest rates (b) Expectations of lower national incomes © A decrease in the marginal propensity to consume (d) An increase in withdrawals.
Last Answer : (a) Lower interest rates
Description : An increase in investment is caused by (a) Lower interest rates (b) Expectations of lower national income © A decrease in the marginal propensity to consume (d) An increase in withdrawals
Description : Does anyone have any suggestions for good credit cards (good rewards program, low interest, etc.)?
Last Answer : I LOVE my JetBlue American Express Card. Now, I take a vacation every year and my flight is always free.
Description : What are good CD rates? What bank should I go to?
Last Answer : You should be able to find a better rate than that. Some savings accounts are .9% now. As you shop for rates I would suggest not locking up the money for more than 2 years because it looks like the economy is starting to move, maybe rates will rise a little.
Description : How could I find the best Roth IRA rates?
Last Answer : Roth IRA's can be self directed stock accounts, hold real estate, or many other types of investments. They need to consider what type of investment and what they hope to achieve when they start ... interested in learning more about stocks they can open an account at Scottrade for their ROTH as well.
Description : Why are interest rates so low in countries like USA, UK?
Last Answer : I think it has something to do with our unique economic theory on how to avoid bankruptcy through low interest overnight interbank loans. Or something like that. Calling @zenvelo…
Description : What is a good product or service, or investment, to save up $500 a month for?
Last Answer : Rather than saving for a specific thing, save to get a cushion in case of a sudden need. Don’t let Savings Burn a hole in your pocket.
Description : What is the best investment available today?
Last Answer : answer:These are troubled times and none of the so called financial experts (I'm not one of them) know what will happen in the future although they may say that they do. If you are young, I suggest that ... Ageless Body, Timeless Mind by Deepak Chopra, M.D.). The best of good buys and good health!
Description : What is a good conservative investment right now?
Last Answer : You could always go with a CD. Many of my family members have done this in the past, and it works well. However, if you're only going to let it sit for a year or two, it makes more sense to do ... a return rate as risking your money on the market, but it's better than just letting it sit in a bank.
Description : What is the best online investment institution?
Last Answer : I don't really know much about investing, but I'm pretty sure ING has Roth IRAs with low minimums - the last time I checked, it was somewhere around $250 for the initial investment. Don't know how good their IRAs are, though - anyone had any experience with them?
Description : Could you help me with investment advice?
Last Answer : most internet brokerages are going to require around $1,500 - $2,500 to open an account. Even with this amount, your best bet is to begin with mutual funds (especially with limited investing knowledge) ... see a company you would like to invest in, buy some shares and build your portfolio over time.
Description : How low can interest rates go in Canada and other countries?
Last Answer : I don’t believe it could ever go in the negative, but we will see I really doubt it could go any lower than it already is.
Description : Where can I find a reputable car financer with low interest rates and low monthly payments?
Last Answer : Capitol One has a great auto financing program. Their website is http://www.capitalone.com/auto-financing/ . Another place you could check is https://www.chase.com/auto-loan/car-loan.htm .
Description : Cheap money means - (1) Low rates of interest (2) Low level of saving (3) Low level of income (4) Low level of standard of livtrig
Last Answer : (1) Low rates of interest Explanation: Cheap money is a loan or credit with a low interest rate, or the setting of low interest rates by a central bank like the Federal Reserve. ... funds, CDs and bonds. Cheap money can have detrimental economic consequences as borrowers take on excessive leverage.
Description : The economic environment for this simulation game will include a. a favorable environment featuring limited growth, high inflation, and reasonable interest rates. b. a favorable environment featuring ... inflation rates, and constant interest rates. e. economic downturn and other surprises.
Last Answer : b. a favorable environment featuring modest growth, low inflation, and reasonable interest rates.
Description : Is there a benefit to making a principle only payment on a simple interest loan?
Last Answer : Paying extra principle will reduce your interest costs. Sometimes the reduction is in the next payment, but there is always a reduction at the end.
Description : Compound interest question?
Last Answer : Most payment schedule pay both interest and principal each month. I’ve never heard of compounding principal. I have a couple of amortization formulas in the office.
Description : If you borrow the very first dollar into existence, but promise to pay it back with another dollars worth of interest, where do you get the second dollar? How do you pay it off?
Last Answer : By making more debt from another party. The entirety of today’s economy is based on creating more and more debt. Because of interest, you have to create more debt, there is no way around it, and this cumulative debt grows and grows, until the entire house of cards invariably collapses.
Description : Why would corporations offer bonds that pay 5 to 6% interest?
Last Answer : some do because they need to borrow more than the banks are willing to loan.
Description : Is anyone here knowledgeable about Variable Rate Demand Notes? (Floating Rate Demand Notes) - they seem to pay attractive interest, but are not regulated or insured.
Last Answer : If you are comfortable with the company, it is probably a good investment. Depends on how much money you are talking about. Is it long term money or short term money. If long term, ... fixed annuities. (NOT VARIABLE ANNUITIES). Despite the similarity in name, they are very very different products.
Description : Is it right for an auto financing company to charge interest on a monthly basis without adjusting interest charges for bi-monthly payments?
Last Answer : I see your “moral” argument but think that the legal answer is it depends on what the contract you signed says. I’m not a lawyer, and perhaps someone who is will chine in, but I think that if the contract sets those terms, then it’s legal.
Description : How does my bank account interest work?
Last Answer : Tthe acronyms are a little different in the UK than the US, but I could make a rough guess and say that you'll be making somewhere around 5% annually (if that's tax free, that seems quite good). For £1000 ... a year or £4.16 a month. That's not an exact answer, but it should be in right ballpark.
Description : Best interest rate for private student loans?
Last Answer : citibank mine seem to be really low what is your current rate?
Description : I am unemployed. Do I pay federal tax on interest rate income i make from investing in treasury notes?
Last Answer : I would check the IRS website….but you probably do have to pay taxes on that income if it exceeds a certain amount.
Description : What does 6.8% interest actually mean?
Last Answer : answer:If you didn't pay a dime of the original $2000 for three years, then by the time you start paying it back, you'll actually owe $2,436 (2000 1.068 to the third power). The interest applies to ... to pay down the debt, but the private ones will want you to take as long as possible to do so.
Description : Would you help out a friend/family member if you thought you might be enabling them?
Last Answer : I would for the short term, but it would also involve a long conversation and questions as to their being clean and sober.
Description : A low interest policy is also known as – (1) cheap money policy (2) income generating (3) dear money policy (4) investment policy
Last Answer : (1) cheap money policy Explanation: Cheap money policy involves loan or credit with a low interest rate, or the setting of low interest rates by the central bank of the country. Cheap money is ... , but bad for investors. Cheap money policy was one of the primary catalysts of the 2008 recession.
Description : A low interest policy is also known as : (1) cheap money policy (2) income generating (3) dear money policy (4) investment policy
Last Answer : cheap money policy
Description : I live in CA and make almost $62k/year, but only take home $3,270/month. Why is my takehome so low?
Last Answer : Taxes. Union dues.
Description : Banks in the US, active with the FDIC, only insure $100,000. So if a person has, for example, 10 million dollars and wants to deposit the money in a bank, does he have to look for 100 banks or is there another way to invest that is as low risk as a savings account?
Last Answer : A person with 10 million dollars probably has a diversified investment portfolio with a variety of risk levels and return levels. As a result, his insurance is that not everything will collapse at the ... 10% above inflation, banks are a very poor choice for someone with lots of money to invest.
Description : Which banks offer the best investment banking rates?
Last Answer : To find which banks offer the best investment banking rate you can visit this website: finance.mapsofworld.com. This website gives information on the top 10 investment banks. I hope this will help you.
Description : Pick out the wrong statement. (A) The annual depreciation rate for machinery and equipments in a chemical process plant is about 10% of the fixed capital investment (B) Annual depreciation rate ... chemical industry, research and development cost amounts to about 15% of net sales realisation (NSR)
Last Answer : (D) In a chemical industry, research and development cost amounts to about 15% of net sales realisation (NSR)
Description : Do you find that as you get older you become more low maintenance and require less to get by?
Last Answer : I make fiber my friend. I sleep at night instead of gaming. I take care of myself better; but my grade nine person can kick my ass. I’m not as strong as I was then. I’m more relaxed now.
Description : Buy while its low?
Last Answer : Only if you don’t care about losing all you invest…there is no projected bottom as of yet…times are dark my friend.
Description : What's your view on CDs and interest rates given that (supposedly) inflation is about to pick up?
Last Answer : I'd go with the one year. I have a .9% interest rate with a CD that has about 6 months left, and I can actually add money to it at any time, but I can not withdraw it once it is in ... in the next 6 months interest rates will start to rise. Complete guess, I obviously do not have a crystal ball.
Description : What does it mean when a central bank increases interest rates?
Last Answer : It's usually the interest rate that banks can borrow from each other and yes they have to pay back any money they borrow. Comercial banks will also use the central banks interest rate to ... central bank tries to reduce the amount of borrowing and therefore the potential exposure to loses of banks.
Description : Map to show interest rates across the UK?
Last Answer : Um I meant inflation. meh delete this thread.
Description : Will the new credit card laws in the U.S. reinstate old interest rates for the customers they gouged before the new law?
Last Answer : Actually, what I read and the notice I recieved from MasterCard, interest rates are going up to close to 30%. I am going to see if our local loan shark issues plastic. I think we can ... credit card interest rates, and 30% healt insurance premimums. Do you wonder why the middle class is shrinking?
Description : What happens when the Fed cuts interest rates?
Last Answer : answer:Lower federal interest rates make it easier-that is, less risky and burdensome-for large businesses, especially private banks, to borrow money from the federal government. This in turn ... of cheap consumables. For more information, try: http://en.wikipedia.org/wiki/Federal_Reserve_System
Description : Do you think the Fed did the right thing by lowering interest rates ?
Last Answer : answer:http://www.lewrockwell.com/paul/paul166.html The Folly of Fed Interest Rates by Rep. Ron Paul, MD March 18, 2004 The Federal Reserve, acting through its rate-setting Federal Open Market ... private banking, where interest rates are set by the free market and dollars are backed by gold.
Description : Based on current data, would you lower the interest rates?
Last Answer : The interest rate is set by the Federal Reserve Members and is based on the supply and demand of Federal Reserve Notes on hand, in this cases the differance between the DEBT and CREDIT in Their ... the Big money boys and the Politicians)! Read the archives in www.worldreports.org. Hope this helps
Description : Now that the Fed has lowered interest rates another quarter point is it time to refinance our home mortgage?
Last Answer : It depends what rate and term you have now. Add in closing cost to what you owe and do an amoritization. Then compare it to where you are at now.
Description : Do you think the Governments rescue plan and banks interest rates cuts will save the economy?
Last Answer : No. I don’t think it was meant to. I think it was meant to be a confidence booster to stop the pendulum from swinging the wrong way.
Description : What is the personal loan interest rates in India?
Last Answer : Personal Loan Interest Rates varies from bank to bank.Best lender for personal loan with low interest rate is Buddy Loan India.
Description : Which firms issue loans at minimum interest rates?
Last Answer : I can advice a company that issues loans at a minimum annual interest. For review follow the link htt ps://bit. ly/35 JtvyC (just remove spaces).
Description : When Compared to basic savings accounts CDs are liquid and have interest rates?
Last Answer : more; lower