Starting a college fund for my children...

1 Answer

Answer :

answer:Check out the Vanguard College Savings Center: Vanguard Or call to speak to one of their Education specialists; 1–866-734–4533 V’guard funds are famous for their low fees and good staff to speak w. I would stay away from banks and their savings acc’ts (low interest, in general.)

Related questions

Description : Have you ever used your emergency/rainy day fund?

Last Answer : Yes. After we adopted our daughter, we saved up to adopt another child (it's flippin' expensive). We even had our first meeting with the adoption agency. Unfortunately, my wife was laid off and then unemployed ... half of our savings because of that. She's back to work now, so gotta save it back.

Description : Is COVID good for the balance of the Social Security Trust Fund?

Last Answer : It probably helps, but it’s also probably an insignificant dent. Keep in mind some people have chosen to stay unemployed who lost their jobs or chose to leave jobs, and open jobs don’t pay into SS. So, maybe COVID caused a decrease in money flowing into the SS system?

Description : Does anyone here have a PayPal money market fund?

Last Answer : I have had one for years, and it pays off very well. I have seen it pay over 5% a month regularly. The only bad thing is it takes awhile to move money out of it. I think there is also a limit on how much you can put in there, so keep it under $5,000.

Description : What types of projects do corporate foundations fund?

Last Answer : They fund projects that align with their company values and their foundation guidelines. Here is a list of the top wealthiest foundations worldwide. http://en.wikipedia.org/wiki/List_of_wealthiest_foundations You ... . Here's a good website about fund raising: http://www.fundraisers.com/index.php

Description : The idea of starting girls' University in our country started in the year 1970. Options: A) As an initiative of the British rulers. B) Through the efforts of municipalities and local fund communities ... at Bombay D) With the political awakening in the country by the push given by Mahatma Gandhi

Last Answer : C) With the opening of the SNDT university at Bombay 

Description : California Jellies: Any special tips for college funds for kids?

Last Answer : There is no tax advantage for starting a 529 plan in California. I recommend using Iowa or Utah’s 529 plan. My wife and I used College Savings Iowa for our daughter. We used it because it uses Vanguard index funds which are low cost.

Description : Anyone know of a way for a college student who has a job to make some more money?

Last Answer : My prom date stripped to pay for her college tuition.

Description : Is this a good choice for my college path?

Last Answer : Yeah, it’s a great way to save money and work on your GE requirements while you figure things out. You can transfer to a university any time once you figure out what you want to do. Go for it.

Description : College Cost Reduction Act-What will it do for current teachers?

Last Answer : My U just raised the price per CH. If anyone knows anything about this, I’d be grateful to learn about it.

Description : When saving for college what is the best plan or program to use?

Last Answer : The plan that has the best historical rate of return for the level of risk that you are comfortable with.

Description : Financial advice for a college student?

Last Answer : Your financial aide office is the right place to start. They will be able to tell you if you qualify for any grants grants are much nicer than student loans because they are free and ... Research is your best friend. Sometimes student loans are just necessary but exhaust all other options first.

Description : Why did you go to college?

Last Answer : I wanted to further my education. My parents expected me to. I liked the social aspects. I wanted a job with a higher salary (crap to that).

Description : What is a reasonable price that a college senior with lots of babysitting experience should charge for a babysitting job?

Last Answer : where do you live

Description : Why can I buy a 2$ cup of coffee with my Visa card, but not pay for my college tuition?

Last Answer : answer:Maybe your institution is anti consumer debt, unlikely but possible. Maybe they just wish not to pass along the fees to you in the form of increased tuition, again probably unlikely. Merchants ... gig huh? Credit Card companies make money off you for lending it and merchants for accepting it!

Description : If you have adult children, and they ask to borrow a large sum of money, do you expect to get it back?

Last Answer : Well, my daughter is not an adult yet (she's 15), but I have a simple rule about money that I'll probably apply to her too. I do not loan anyone money. If I can afford it, I will give it ... cannot. I've seen far too many examples of loans that just lead to all sorts of drama and hurt feelings.

Description : If a person has huge debt, no children, no house, and almost no assets, who pays their debt when they die?

Last Answer : well, what I do know is that no one acquires the debt unless they cosigned the loan or something. I also hear that who ever acquires the estate acquires the debt. Not too sure what happens after that.

Description : In college and/or university have you ever had an emergency pizza fund?

Last Answer : I had a part time job in college which kept me in pizza, text books, etc.

Description : I'm not sure how I'm going to fund college?

Last Answer : I just partied from 18 to 24 and worked a shitty job. Once you are 24 FAFSA doesn’t ask about your parents.

Description : What happens to those college fund saving accounts if the intended decides not to go to college?

Last Answer : answer:Most programs have opt out' clauses that tell you how to get out of them, and what you need to do with the proceeds. Most of the college fund savings accounts are set up with ... tax penalty at the least. Most college fund accounts are also useable at trade and vocational training centers.

Description : Would anyone think if there was a White Miss America Pageant, A white college fund or if affirmative action helped underqualified white people get a job that, that would be racist?

Last Answer : Sure it would be. this is what the fundementals of busing was all about. equality. this is what the civil riots was all about. equality.

Description : Why is the word "colored" used by the NAACP in its acronym. Why is the word "negro" used by the United Negro College Fund?

Last Answer : The names originated from the era in which the organizations were founded. Those terms were the terms of choice then. Google their histories.

Description : Which international fund provides assistance to children? (a) UNESCO (b) UNICEF (c) WHO (d) FAO

Last Answer : (b) UNICEF

Description : UNICEF stand for__________? a. United Nations Internal Cultural Educational Foundation B. United Nations International Children’s Emergency Fund C. United Nations International Children Educational Foundation D. United Nations International Cultural Emergency Fund

Last Answer : B. United Nations International Children’s Emergency Fund

Description : Provisions for the special education of retarded and handicapped children is usually financed by Options: A) Local funds with the usual state aid B) Special state fund C) Local funds with special ... D) Local and state funds with special assessment to be paid by parent or charitable organizations

Last Answer : C) Local funds with special state aid 

Description : I'm a bit nervous about starting college tomorrow. Any advice?

Last Answer : answer:I would be concerned if you didn't have stage-fright. Just breathe through the first day and it will get easier. Everyone is nervous. During the years I was a teacher or in a teaching community, ... sleep. Chin up. PS. You are ahead of the game because you have had on-the-job experiences.

Last Answer : Hard to say. You asked the question, but very general. We do not know how your school is, whether it is acceptable for you to work in the field after graduating from school. Conversely, if ... world" with Czech. Languages are more important today than university education (at least in my opinion).

Description : What are some easy ways to reduce my energy bill?

Last Answer : Here are some easy ways to reduce your energy bill: Use Energy Star appliances: Energy Star certified appliances are energy efficient and can help you save money on your energy bill in the long-term. ... the energy efficiency of your home, and you'll be able to lower your energy bill over time.

Description : How can I save money on transportation?

Last Answer : Here are some ways to save money on transportation: Use public transportation: Taking public transportation can be cheaper than driving or taking a taxi, especially if you're traveling frequently. ... Remember to always plan ahead, look for discounts and be mindful of your transportation choices.

Description : How can I save money on groceries?

Last Answer : Here are some ways to save money on groceries: Make a grocery list: Before you go shopping, make a list of the items you need and stick to it. This will help you avoid impulse buys and ... to always compare prices and look for discounts, and you'll be able to stretch your grocery budget further.

Description : Where is the site in which you can pay to have your credit score raised?

Last Answer : Fraud scam !

Description : Have you ever run across a US $20 bill with a row of numbers written in red or pink ink across one end of the back side?

Last Answer : Do you mean money with red numbers minted on, or handwritten on? If you mean stamped or written on the money, then yes I have gotten a lot at work. Lots of them say to visit a website to track ... writing, or other weird stains. I had a money order with over $900 worth of twenties what a nightmare

Description : If you are concerned about conserving energy, would you use a gas or electric fireplace just for ambiance?

Last Answer : Another first world problem. If you are going to conserve energy as your question states, then don’t consume just for effect.

Description : How do professional athletes get paid when they have no spectators?

Last Answer : TV rights. Promoters that pay professional athletes make little to nothing from the ticket sales, tickets cover the costs of the facility. Baseball players are paid by their teams, who played to empty ... basketball and football. But they all were broadcast on TV and the TV rights paid the bills.

Description : List the poorest celebrities?

Last Answer : I would speculate that Josh Duggar is out of money. Also, Jon Gosselin from Jon and Kate Plus 8. I think the last I heard he was a waiter as opposed to the millions they made on their TV show. Fame is fleeting.

Description : Are the Ferengi rules of acquisition, from Star Trek, useful in the real world?

Last Answer : It sounds like Trump’s rules. It has worked for him so far, but there are several law suits against him.

Description : What do you spend your discretionary income on?

Last Answer : Entertainment, a few personal luxuries, and savings.

Description : Do you think any of the airlines are using covid to cancel flights?

Last Answer : Perhaps, but it is a rather stupid way of doing it. Cacellling flights cost money to the airlines - rebookings, refunds, and so on. And it is really bad for public relations - who ... testing positive for Covid and have to quarantine. Cancelling thousands of flights is not good corporate strategy.

Description : Will you educate me on IRA and CDs and stuff?

Last Answer : The main description of a traditional IRA is it is an account you put money in that reduces your income now, so you are taxed less now, and then when you take the money out when you are older it is ... are CD's you can add additional money or allow an increase to the rate, but those are not typical.

Description : What stocks are you buying now?

Last Answer : I do not gamble. So, none.

Description : Would it be fair to have a tax on unrealized capital gains?

Last Answer : No, for the very reason you have listed. If the gains are not realized, you don’t have the cash to pay the taxes. This is an astonishingly stupid proposal.

Description : Have you ever made use of the option to withdraw money from your bank account at the supermarket checkout?

Last Answer : Yes. It costs me 50 cents to make a withdrawal of any amount of money in excess of my bill. I have done it a few times for the convenience, but I hate paying a fee.

Description : How to make 700 USD in a day?

Last Answer : Sell your gaming systems, clothes and jewelry.

Description : Where do you draw the line between being poor, middle class, rich, etc.?

Last Answer : Poor - too much month left at the end of your paycheck. Food insecurity is part of your life. Middle class - Able to pay rent or house payment, able to pay bills and take an occasional ... for retirement. Rich/wealthy - Annual income is well above level to maintain standard of living at retirement.

Description : What are some ways to make money?

Last Answer : Do you have any Art skills. I see university Fine art students who probably graduated recently or in the last two years are now making How to draw ( watercolor, Acrylic painting and so on) while others ... stages . Anything tht you want ot know how to do is on youtube now and not all are experts.

Description : Do some people become richer because they manage money better?

Last Answer : Several wealthy people I've known have given me tips on keeping money over the years. One man who owned a company and fleet of vehicles, told me he only keeps liability on all his vehicles because ... the lot. Dave Ramsey says NEVER lease a vehicle, it's the dumbest move you can make financially.

Description : What is the most valuable currency note on Earth? How many do you need to reach to the moon?

Last Answer : I found in a quick Wikipedia search that America has a $10,000 note that is still legal tender. Just not printed anymore. Can anyone beat that?

Description : Is it okay to be benefit driven?

Last Answer : I don't fully understand your question. If by benefits you mean money, then my opinion is no, you should not be driven by love of money over all other returns. There are more important ... more joy than closing a big business deal. Greed will most often lead to unhappiness instead of contentment.

Description : Should Musk be worried?

Last Answer : Musk has not “ruined people’s lives.” Anyone damaged financially through his tweets about cryptos is deserving what ever happens because cryptos are a Ponzi scheme. His reputation is already a mess, so no bother from internet trolls.

Description : If a stranger gives you $1,000 with the stipulation that you give half to someone else, who do you give it to and why?

Last Answer : I’d either give it to my nephew whose money is tight or a good friend who could use some extra for a vacation.

Description : How much does it cost society to raise a child to adulthood?

Last Answer : I'd say there are a lot of variables here. When you say any country, there are countries with a high cost of living and there are places to live where the cost may be little. You can raise ... costs more, and that all depends on whether it's a state school or a private college, scholarships, etc.