Fellow friends, just curious who has renter's insurance for their apartment, and if they'd care to share with who their provider is and how much it is a month --?

1 Answer

Answer :

I do not have renter’s insurance :( We probably should, but we never even looked into it. And my downstairs neighbor almost caught her apartment on fire once, totally freaked me out.

Related questions

Description : Where can I get cheap home renters insurance , In Canada, for a short period of time?

Last Answer : From what little I know about insurance, it may cost you a lot more than $20 for a week if they would even write a one week policy (the paperwork for the policy and office are the ... should include the insurance and licensing fees which in the USA is hundreds if not thousands of dollars.

Description : I have decided I probably need renter's insurance, any recommendations?

Last Answer : I would look for recommendations for an independent insurance agent from friends or colleagues and talk to them about your needs. Tenant’s insurance is not very expensive.

Description : How can I determine if I need renter's insurance? And supplemental questions.

Last Answer : I am not an insurance person, but how would you ever replace your clothes? Think of all the clothes you need to survive including shoes and coats. That would be quite a lot of money. Plus your ... items. It is well worth the money if something happens. It will probably cost around 50.00 a month.

Description : What is the best insurance company for renter's insurance?

Last Answer : If you talk to your car insurance agent he can usually give you the best deal because you give him the business for both.

Description : What is the best renter's insurance?

Last Answer : I use allstate its only $40 a month

Description : Does anyone out there have Asurion cell phone insurance and got a phone replaced? Just curious if anyone has noticed that replaced phones don't have brand names on them.

Last Answer : replacement phones from “Asurion” are refurbished phones

Description : How much is the apartment renters insurance per month?

Last Answer : Renter's insurance is fairly inexpensive. Prices will vary due to your area, distance from a fire hydrant and/or department, number of units, etc. If you have auto insurance, the company with your policy should have renters insurance available. Bundling the two policies would make it cheaper.

Description : Is it against the law to ask a repairman to charge you extra so to be covered by renters or landowners inurance?

Last Answer : It isn’t the deductible, and it is called fraud.

Description : If a health insurance provider penalizes a person for smoking, shouldn't they penalize overweight people too?

Last Answer : answer:Isn't that their business? Are you concerned the fat people aren't paying enough - or that the poor insurance carriers aren't making enough money? The important thing is that this is but one more ... allowed to smoke in the privacy of their homes only - and that is if they have no children.

Description : Is your healthcare and dental insurance provider as terrible as mine?

Last Answer : it seems if I had gotten 2 check ups in the year, that would put me at about 300 dollars…but now that I have dental insurance, I’m paying 200 plus another 220. Doesn’t make any sense to me at all.

Description : Best motorcycle insurance provider?

Last Answer : answer:I recently went through the same thing. Best thing to do is to get quotes from 5-10 places and see who is the cheapest. Unlike car insurance motorcycle insurance will vary vastly between ... event you have an incident, so the smallest motorcycle only insurance may not be the best idea.

Description : Should I buy home owners insurance for an apartment?

Last Answer : Unless you own it you don’t get homeowners, what you can get is content insurance which will cover your belongings in case of a fire, or theft, but if you don’t have that much worth in stuff not really worth it.

Description : Has anyone applied for the Market Place 2018 (Obama) health care insurance or had it before?

Last Answer : I did it for 2017. I feel like I didn't have great advice from other people when I did. I will likely make too much money and wind up owing money. I knew I would be cutting it close though, ... marketplace and subsidy was going to be my best option, I wish I had had a broader discussion with her.

Description : Do you think it is best to have additional disability insurance or long term care insurance?

Last Answer : answer:You're still too young to worry about long term care insurance. Get the extra disability and revisit this in ten or fifteen years. Disabilities are more likely to allow you to remain home. Disabilities ... So bottom line, I'd lean towards more disability and hold off on the ltc for a while.

Description : What do you think of my health care insurance problem?

Last Answer : How much was the procedure? How much has been paid for by First Choice? I would think that Tri-Care should pay the difference.

Description : How do I find a primary care physician that will work with me on a self-pay (i.e. non-insurance) schedule?

Last Answer : You could ask around with other people in your area to see if they have any recommendations. Other than that, calling around and asking each one is probably your best bet.

Description : What benefit do health insurance companies add to the health care system?

Last Answer : I agree, @daloon, but once entrenched it would difficult to dislodge them as we are finding out now. They are willing to expend an awful lot of money to avoid even the appearance of what they view as the slippery slope to a single-payer system.

Description : Can one buy employment insurance privately and not just from the government?

Last Answer : One should never need to buy insurance for unemployment. One can pay whatever one assumes the premiums should be into a savings account - and then draw down on that account during times of unemployment ... your door, and beat it down to buy your product and live off of your generosity forever.

Description : Do you avoid seeing a doctor, just because you don't have insurance?

Last Answer : go to a free or low income clinic. they don’t turn anybody away. they also have lots of sample medication, which they will dispense freely if you need it.

Description : How much should an insurance agency pay commission splits with their licensed agent?

Last Answer : answer:I am in South Africa so our legislative and commission regulations may be different. But for the most part your question is pretty logic based. The Principal member who holds the license can ... license holder who will offer you a higher split with a chance to grow in the organisation.

Description : Should hypochondriacs have to pay more for their health insurance?

Last Answer : answer:This is a difficult concept to address, as determining actual hypochondria can be dicey. Your friend sounds like an extreme case, therefore fairly easy to diagnose, but often people (mostly ... call to make, there are conditions that are difficult to diagnose, and therefore oft dismissed.

Description : Which people lost their previous insurance because of the ACA, and why did they lose it?

Last Answer : answer:The people who lost the plans were those who were stuck in the middle between too rich for medicaid and not being offered a plan by their employer. It was cancelled for two reasons. Plans ... save money, the insurer just dumps the customer on the exchange to purchase a shitier, cheaper plan.

Description : When a person gets a DUI, how does it affect their car insurance and for how long?

Last Answer : It depends on the laws where your license is issued. It also depends on whether it’s a first offense or a repeat. The best way to be sure is to go to the Motor Vehicle agency website for where your license is from.

Description : Why do people buy life insurance for their babies and kids?

Last Answer : They too need to be buried/burned/recycled, and that probably is not cheap either.

Description : Can you put an adult child on your car insurance policy, even if the title to the car is in their name?

Last Answer : KatawaGrey has her own car, in her name, but my policy covers us both. We have Progressive and we live in CT. Does that help?

Description : Do you think insurance companies would ever get to the point where obese people are required to have weight loss surgery or be dropped from their health insurance policies?

Last Answer : No, I don't think surgery will be required. I predict the rates obese people pay for insurance will be significantly higher first. I can foresee a time when a notice will be give that at your ... BMI must either be below a certain number, or you must show an x% reduction since the previous year.

Description : Will adults with disabilities be able to keep their parents insurance for life or after twenty six?

Last Answer : It will not matter. Under the new Health plan you can not be turned down due to a preexsisting condition. Thanks Mr. President

Description : Can someone make the zombie that they will become when they die the beneficiary of their life insurance polacy?

Last Answer : I don’t think you can leave anything for the “undead”, but then again, I don’t think there’s a clause for that….

Description : Homeowners insurance question - is there a good rule of thumb about how much personal property insurance one should buy?

Last Answer : Just got my policy also and it had jumped up 200 from last year with no claims on the policy ever. I shopped around and found that AARP had a much lower price. I went with 50% and AARP.

Description : How much will it cost me to see a doctor and get prescription without insurance?

Last Answer : There are many clinics which charge based on sliding scale (whatever you can pay). Often the meds are available as samples or you can tell the doc of your situation and they can write the best low-cost prescription. Welcome!

Description : Can anone help me as to how can I get insurance renewed for my two year old car without paying too much for insurance?

Last Answer : You could go online and do some comparison shopping between direct companies, but unless you either raise your deductible, lower your liability limits or drop comp and collision (not a good idea ... similar premium. Talking to a good insurance agent about your specifics is probably the best idea.

Description : How much will I have to pay on insurance if I got a pitbull?

Last Answer : Why? Why get a dog that is potentially harmful to others?

Description : How much do you pay for car insurance?

Last Answer : answer:26 bay area male 2— acura integra 2 points currently, I have a very heavy right foot. Doesn’t help both cars are sports cars 120 on liability was 60 before the points

Description : How long do you carry full coverage insurance on your vehicle?

Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.

Description : Do you have pet insurance?

Last Answer : What company is doing pet insurance?

Description : What's the best way to obtain insurance for a first-time car buyer?

Last Answer : Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else's (yours) insurance? That insurance will happily give her a rate based on moving ... on my policy so she could give it to the agent, even though she was coming off my policy.

Description : How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?

Last Answer : Is the methodology to reach out to decision makers and interview/survey them? or simply glean insights from experienced insiders with knowledge of this process? Those seem like excellent questions, and ... on that to look for patterns such as seasonality or correlations with data breaches etc.?

Description : Is it insurance fraud to have insurance but choose to self pay for medical services?

Last Answer : That’s a stupid computer system. You are not required to use insurance if you don’t want to. If you want to pay cash, that’s your choice, not theirs.

Description : Find old insurance policy information?

Last Answer : Good luck. You might find evidence of this in corporate records, if they still exist. But no insurance company would pay out on the basis of that sort of evidence. If it's flood insurace - that's ... (fire, theft, etc.) is likely long lost, since the policies would have expired 50 years ago.

Description : Can a life insurance company deny payment to someone who has chosen NOT to get the Covid vaccination?

Last Answer : Suicide is defined by intent. If you kill yourself by accident (reckless driving, extreme sports, accidental overdose, etc.), life insurance would likely pay out to your beneficiaries. If there is evidence ... not their intended outcome - so, no. (All this courtesy of my law school graduate wife)

Description : Is AAA accident insurance a good idea?

Last Answer : Here’s a good source of car insurance reviews .

Description : My iPhone was stolen and my insurance has not yet provided a voucher number. How do I procede with this?

Last Answer : All cell phones can be traced. Get your cell phone provider to track its location. This should had been the first thing to do as well as talking to the security at the store for video of the theft ... would be suspicious as to who was telling you to purchase a new one and then yours is lost? hmmmm

Description : Does health insurance cover aides coming to your house?

Last Answer : No, not normal insurance. Health aides are covered for a period of time (change dressing, take BP, administer medicines). Housework like cleaning, cooking, etc. – is not covered by normal health insurance. You can get supplemental (Aflac and such) that will cover other services, but that’s extra.

Description : Do motorized wheelchairs need insurance and do the users need a drivers licence where you live?

Last Answer : NO, they're not treated like automobiles more like bicycles so no insurance, no drivers license & no tags. They are also not supposed to be used in the roadway but are supposed to be used on the ... moments. Don't think I've heard of anybody here being run over by an electric wheelchair either!!!

Description : What insurance company covers OEM parts?

Last Answer : I don't know if there are any insurance companies that will do OEM only. Since 1970 most insurance companies can insist the will only pay for aftermarket parts, OEM differences are paid for by the ... importing parts for VW, Toyota, Datsun and others; we were making a killing at the body shops.

Description : Do I still need life insurance?

Last Answer : You might consider having enough to pay off outstanding medical bills and/or funeral expenses.

Description : What would be a good quote to go on an insurance company's website?

Last Answer : answer:The last insurance quote I got was $6,000 for my mother’s 12 year old car after she literally ran into a brick wall. That was a good quote. Sorry, couldn’t resist. Nobody was hurt, thank goodness.

Description : Is mortgage protection insurance a scam?

Last Answer : answer:It isn't so much of a scam (there are legit mortgage insurance plans) as much as it is preying on fears. Over the life of a mortgage, the premium would stay the same, but the amount ... to pay that on a $375K balance? There are much better ways to protect your assets and provide for things.

Description : Do you know anyone who has alien abduction insurance?

Last Answer : I’ll write you a policy, 1 million coverage at $50,000 per year premium. Prove abduction, you get paid.

Description : Why does the government think I don't have insurance when I do?

Last Answer : Talk to United and Humana and get a proof of payment to submit.