Can anone help me as to how can I get insurance renewed for my two year old car without paying too much for insurance?

1 Answer

Answer :

You could go online and do some comparison shopping between direct companies, but unless you either raise your deductible, lower your liability limits or drop comp and collision (not a good idea on a two year old car), you will probably end up with a similar premium. Talking to a good insurance agent about your specifics is probably the best idea.

Related questions

Description : How to determine if accident is worth reporting to insurance company vs. paying the amount yourself?

Last Answer : Couldn’t you call your insurance agent/claims adjuster and ask a “Let’s suppose this scenario happened” question?

Description : Mandatory health insurance, car insurance... Why not mandatory life, home, renter insurance too?

Last Answer : In many cases home insurance is mandatory or they will not let you buy the home.

Description : Can I own a car without a licence or insurance if I don't plan to drive it?

Last Answer : I don’t know the laws in Canada but in the US (California anyway) you would have to file an affidavit stating that the car was non operative. You can get XM on a handheld device and if you want to spend money on a nice chair you can

Description : If a health insurance provider penalizes a person for smoking, shouldn't they penalize overweight people too?

Last Answer : answer:Isn't that their business? Are you concerned the fat people aren't paying enough - or that the poor insurance carriers aren't making enough money? The important thing is that this is but one more ... allowed to smoke in the privacy of their homes only - and that is if they have no children.

Description : How can there be enough money to pay for credit default insurance if the general rate of interest is too low to cover the risk of the loan?

Last Answer : It has to do with fractional reserve banking and the extensive money (whatever that is) which is created by selling debt. Debt multiplies money held in reserves. The actual worthless paper dollars ... but I imagine their debt is insured by the same companies as the bank. Companies like AIG.

Description : How much will it cost me to see a doctor and get prescription without insurance?

Last Answer : There are many clinics which charge based on sliding scale (whatever you can pay). Often the meds are available as samples or you can tell the doc of your situation and they can write the best low-cost prescription. Welcome!

Description : I was in a no fault fender bender yesterday in which the car behind me hit me as I avoided another car. I was skidding on ice and was sliding down the road perpendicular to the lanes. Will my insurance go up?

Last Answer : no.. (i think not) well.. it depends on what the inspector sent by the insurance company thinks about it.

Description : How much do you pay for car insurance?

Last Answer : answer:26 bay area male 2— acura integra 2 points currently, I have a very heavy right foot. Doesn’t help both cars are sports cars 120 on liability was 60 before the points

Description : Where can people without insurance go to get prescriptions filled cheaply?

Last Answer : In our town Costco has the lowest prices. Walmart has a $4 program for many drugs. For people who use prescriptions long term they can go directly to the drug company and get free or reduced rate ... I didn't know all that. It was hell getting that information when my son was without insurance.

Description : How to pay for hospital bills without insurance?

Last Answer : Additional info: She is in her late 20s or early 30s. She has no serious illness that are known about.

Description : So are the Americans without health insurance insured now?

Last Answer : answer:Ha ha! Hardly. No we will in a few years time be required to buy private health insurance (with some receiving subsidies from the government) or be subject to a fine. Naturally those ... civilian government employees, e.g.) are exempted. In related news, beefburgers are still $.99

Description : Have any of you settled with an insurance company without a lawyer?

Last Answer : answer:You can. They are likely to call you. They will offer you a check and ask that you sign a waiver for any future claims. Just make sure that you are confident (medical exam; reasonable length of time) that no future injuries will crop up. I have done it and had it work out OK.

Description : What's the best way to obtain insurance for a first-time car buyer?

Last Answer : Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else's (yours) insurance? That insurance will happily give her a rate based on moving ... on my policy so she could give it to the agent, even though she was coming off my policy.

Description : What was the answer for this bizarre extra credit question, involving car insurance?

Last Answer : Car insurance goes by the car, not by the person. So the car owner’s insurance would cover if the damage is considered a covered event by the insurance company.

Description : When a person gets a DUI, how does it affect their car insurance and for how long?

Last Answer : It depends on the laws where your license is issued. It also depends on whether it’s a first offense or a repeat. The best way to be sure is to go to the Motor Vehicle agency website for where your license is from.

Description : Car Insurance Question: Would a policy cover this damage?

Last Answer : If the other driver is insured, his/her liability insurance would cover some of it up to his coverage limits. If they're uninsured it would come back to your insurance. In that case you'd have ... policy and what are the dollar limits. You could be covered or screwed, depending on what's covered.

Description : Can you put an adult child on your car insurance policy, even if the title to the car is in their name?

Last Answer : KatawaGrey has her own car, in her name, but my policy covers us both. We have Progressive and we live in CT. Does that help?

Description : How to loan someone a car with car insurance?

Last Answer : Your auto insurance should cover having other people drive your car.

Description : Can you get (cheaper) car insurance for a rental car? I.E. Not from the rental company?

Last Answer : If you own a car, ask your insurance company if your insurance covers rentals.

Description : How long does it take for car insurance costs to go down after recieving a DUI?

Last Answer : Have you called your car insurance to ask them?

Description : I was rear ended by a car yesterday and the guy doesn't have insurance. What are my options?

Last Answer : Are there charges from the car in front of you that you hit? Can you just give the guy the estimate from the repair company and let him pay for it like he told you to? If it wasn't your fault, I ... your insurance company will make you pay for it even if the other guy doesn't. Right? I don't know.

Description : Which car insurance is best for a first time driver?

Last Answer : My fiancé made the mistake of not shopping around before choosing his insurance. He went right to Progressive Insurance and believed them when they assured him they have the cheapest policies available ... try and take extra driving courses and classes. It will often help lower your insurance cost.

Description : Car insurance question?

Last Answer : was the truck parked in your driveway or on the street?

Description : Car insurance question?

Last Answer : Look around for another company. See what you would be charged. Most insurance companies give a safe-driver discount, and when you have a claim, the discount is removed, therefore higher payments.

Description : Should I buy collision insurance for my older car?

Last Answer : Depends. The insurance you need to have is liability and damage to another vehicle so that if you injure someone, or damage someone's car in an accident, you have some coverage. Collision insurance for an old car ... tends to go up. If the car is worth less than $4000, it's probably not worth it.

Description : Should I buy comprehensive insurance for my used car?

Last Answer : answer:If it is the classic in your picture- yeah, probably. Comprehensive covers things other than crashes with other cars (e.g. a flood ruins your car). It's just about risk vs. benefit I suppose. You might ... it or vice versa. However, you asked this in 2006 and I assume you're all set by now :)

Description : Who should I use for car insurance in California?

Last Answer : If you can become a member of USAA (by have a parent or grandparent in the militray--I didn't realize I was eligable for years), they are by FAR the best. Amazing service, absurb prices.

Description : What kind of insurance should I buy from a rental car company?

Last Answer : It depends on how much liability you want to leave with your personal insurance company. this decision is completely in your court... many people buy everything to have no risk whatsoever.. other people take their chances and don't take anything... or take partial coverage, etc

Description : Whats the best car insurance?

Last Answer : I just realized this question was asked recently...

Description : What's the best car insurance in the San Francisco Bay Area?

Last Answer : AMICA is amazing.

Description : Buying driver's insurance if I don't own a car?

Last Answer : Automobile insurance insures the car. You cannot purchase it without owning a car. Your friends’ policies in all likelihood cover other drivers. If you are not sure, ask.

Description : Find old insurance policy information?

Last Answer : Good luck. You might find evidence of this in corporate records, if they still exist. But no insurance company would pay out on the basis of that sort of evidence. If it's flood insurace - that's ... (fire, theft, etc.) is likely long lost, since the policies would have expired 50 years ago.

Description : Could anyone help me work this out regards my National Insurance number - UK?

Last Answer : It is true that when you are born, you have a National Insurance number, though I do not understand how you have been deleted. Were you born in the UK?

Description : Can someone help me understand what portability health insurance is?

Last Answer : I may be wrong on this, but I believe portability insurance would mean you can continue the policy with no time limits after leaving the job; COBRA only continues for 18 months after you leave the job. I think either could or could not have dental depending on the plan you were coverd under.

Description : Can you help me with insurance ?

Last Answer : I went with Geico. I liked the Gecko guy on TV. No, seriously, they were the cheapest.

Description : Is it normal for homeowner's insurance to increase each year?

Last Answer : Wow, you have expensive insurance! Our homeowner’s insurance usually does increase each year, but it’s only about $40. Of course we only pay around $600 total. I think it wouldn’t hurt to ask around and possibly get a better deal.

Description : Help! Who is the best insurance company to use? This is highway robbery!

Last Answer : You need to call several companies and ask for quotes. The rates depend on so many different factors, the only place you will receive accurate information is the agent.

Description : Can anybody here help an idiot looking for an investment/life insurance policy please ?

Last Answer : What you are describing is known as a whole life' policy, and is not considered a good investment. A better track to follow would be to invest in a 401k at work or an IRA on your ... do, be careful! There are lots of advisers' that are really just salesmen for one insurance/investment company.

Description : Can you please tell me how deadlines and open enrollment have improved health insurance coverage in the United States?

Last Answer : answer:It's been like that for a very long time. It didn't just start happening. If you get hired and you pass the probation period, they will give you the health benefits at that time. If he had been ... I'm not sure about the laws in your state. This is how it's been here since I can remember.

Description : What can you tell me about getting insurance licensing?

Last Answer : This job description I was given says I need to complete “BIA training.” When I google it in conjunction with “Insurance” it comes up with Bangladesh Insurance Academy Is that what BIA is??

Description : How do I find a primary care physician that will work with me on a self-pay (i.e. non-insurance) schedule?

Last Answer : You could ask around with other people in your area to see if they have any recommendations. Other than that, calling around and asking each one is probably your best bet.

Description : If someone hits my vehicle and that person's insurance company writes me a check and I keep the money rather than get my vehicle repaired, is that insurance fraud?

Last Answer : Their obligation is to give you a check if your claim is a valid one. Whether or not you decide to actually fix your car with it is totally up to you.

Description : Homeowners insurance question - is there a good rule of thumb about how much personal property insurance one should buy?

Last Answer : Just got my policy also and it had jumped up 200 from last year with no claims on the policy ever. I shopped around and found that AARP had a much lower price. I went with 50% and AARP.

Description : How much should an insurance agency pay commission splits with their licensed agent?

Last Answer : answer:I am in South Africa so our legislative and commission regulations may be different. But for the most part your question is pretty logic based. The Principal member who holds the license can ... license holder who will offer you a higher split with a chance to grow in the organisation.

Description : Fellow friends, just curious who has renter's insurance for their apartment, and if they'd care to share with who their provider is and how much it is a month --?

Last Answer : I do not have renter’s insurance :( We probably should, but we never even looked into it. And my downstairs neighbor almost caught her apartment on fire once, totally freaked me out.

Description : How much will I have to pay on insurance if I got a pitbull?

Last Answer : Why? Why get a dog that is potentially harmful to others?

Description : Health Insurance recommendations family of two 19yr olds?

Last Answer : Private health care insurance can be expensive. If you are generally healthy and can't get insurance through an employer, I would cover all the small stuff yourself and look for a policy that will cover ... burden. Why can't the richest country in the world see health care as a basic human right?

Description : How long do you carry full coverage insurance on your vehicle?

Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.

Description : Do you have pet insurance?

Last Answer : What company is doing pet insurance?

Description : How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?

Last Answer : Is the methodology to reach out to decision makers and interview/survey them? or simply glean insights from experienced insiders with knowledge of this process? Those seem like excellent questions, and ... on that to look for patterns such as seasonality or correlations with data breaches etc.?