What's the best way to obtain insurance for a first-time car buyer?

1 Answer

Answer :

Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else’s (yours) insurance? That insurance will happily give her a rate based on moving to her own policy. Best to have insurance in place or ready to go before the actual buying of the car. It will be reuired if she is financing even a protion of teh cost of the car My daughter went through this in August when she leased her first car. I had to send the info on my policy so she could give it to the agent, even though she was coming off my policy.

Related questions

Description : Whats the best car insurance?

Last Answer : I just realized this question was asked recently...

Description : What's the best car insurance in the San Francisco Bay Area?

Last Answer : AMICA is amazing.

Description : Which car insurance is best for a first time driver?

Last Answer : My fiancé made the mistake of not shopping around before choosing his insurance. He went right to Progressive Insurance and believed them when they assured him they have the cheapest policies available ... try and take extra driving courses and classes. It will often help lower your insurance cost.

Description : Mandatory health insurance, car insurance... Why not mandatory life, home, renter insurance too?

Last Answer : In many cases home insurance is mandatory or they will not let you buy the home.

Description : Can I own a car without a licence or insurance if I don't plan to drive it?

Last Answer : I don’t know the laws in Canada but in the US (California anyway) you would have to file an affidavit stating that the car was non operative. You can get XM on a handheld device and if you want to spend money on a nice chair you can

Description : What was the answer for this bizarre extra credit question, involving car insurance?

Last Answer : Car insurance goes by the car, not by the person. So the car owner’s insurance would cover if the damage is considered a covered event by the insurance company.

Description : When a person gets a DUI, how does it affect their car insurance and for how long?

Last Answer : It depends on the laws where your license is issued. It also depends on whether it’s a first offense or a repeat. The best way to be sure is to go to the Motor Vehicle agency website for where your license is from.

Description : Car Insurance Question: Would a policy cover this damage?

Last Answer : If the other driver is insured, his/her liability insurance would cover some of it up to his coverage limits. If they're uninsured it would come back to your insurance. In that case you'd have ... policy and what are the dollar limits. You could be covered or screwed, depending on what's covered.

Description : Can you put an adult child on your car insurance policy, even if the title to the car is in their name?

Last Answer : KatawaGrey has her own car, in her name, but my policy covers us both. We have Progressive and we live in CT. Does that help?

Description : How to loan someone a car with car insurance?

Last Answer : Your auto insurance should cover having other people drive your car.

Description : Can anone help me as to how can I get insurance renewed for my two year old car without paying too much for insurance?

Last Answer : You could go online and do some comparison shopping between direct companies, but unless you either raise your deductible, lower your liability limits or drop comp and collision (not a good idea ... similar premium. Talking to a good insurance agent about your specifics is probably the best idea.

Description : Can you get (cheaper) car insurance for a rental car? I.E. Not from the rental company?

Last Answer : If you own a car, ask your insurance company if your insurance covers rentals.

Description : How long does it take for car insurance costs to go down after recieving a DUI?

Last Answer : Have you called your car insurance to ask them?

Description : I was rear ended by a car yesterday and the guy doesn't have insurance. What are my options?

Last Answer : Are there charges from the car in front of you that you hit? Can you just give the guy the estimate from the repair company and let him pay for it like he told you to? If it wasn't your fault, I ... your insurance company will make you pay for it even if the other guy doesn't. Right? I don't know.

Description : I was in a no fault fender bender yesterday in which the car behind me hit me as I avoided another car. I was skidding on ice and was sliding down the road perpendicular to the lanes. Will my insurance go up?

Last Answer : no.. (i think not) well.. it depends on what the inspector sent by the insurance company thinks about it.

Description : Car insurance question?

Last Answer : was the truck parked in your driveway or on the street?

Description : Car insurance question?

Last Answer : Look around for another company. See what you would be charged. Most insurance companies give a safe-driver discount, and when you have a claim, the discount is removed, therefore higher payments.

Description : Should I buy collision insurance for my older car?

Last Answer : Depends. The insurance you need to have is liability and damage to another vehicle so that if you injure someone, or damage someone's car in an accident, you have some coverage. Collision insurance for an old car ... tends to go up. If the car is worth less than $4000, it's probably not worth it.

Description : Should I buy comprehensive insurance for my used car?

Last Answer : answer:If it is the classic in your picture- yeah, probably. Comprehensive covers things other than crashes with other cars (e.g. a flood ruins your car). It's just about risk vs. benefit I suppose. You might ... it or vice versa. However, you asked this in 2006 and I assume you're all set by now :)

Description : Who should I use for car insurance in California?

Last Answer : If you can become a member of USAA (by have a parent or grandparent in the militray--I didn't realize I was eligable for years), they are by FAR the best. Amazing service, absurb prices.

Description : What kind of insurance should I buy from a rental car company?

Last Answer : It depends on how much liability you want to leave with your personal insurance company. this decision is completely in your court... many people buy everything to have no risk whatsoever.. other people take their chances and don't take anything... or take partial coverage, etc

Description : How much do you pay for car insurance?

Last Answer : answer:26 bay area male 2— acura integra 2 points currently, I have a very heavy right foot. Doesn’t help both cars are sports cars 120 on liability was 60 before the points

Description : Buying driver's insurance if I don't own a car?

Last Answer : Automobile insurance insures the car. You cannot purchase it without owning a car. Your friends’ policies in all likelihood cover other drivers. If you are not sure, ask.

Description : Is pet insurance really the way to go?

Last Answer : Not necessarily. Having investigated the major pet insurance providers as a possibility for our clients, I can tell you that they may not be the best option for pet owners. However, for owners with accident ... best. You'll have to look at the various options offered and decide what's best for you.

Description : What's the advantage of buying insurance from a broker instead of the insurance company itself?

Last Answer : An independent agent or broker will work with different companies to get you the best coverage. Working only with the company, you can buy only that company's products. The independent agent may ... around and compare prices; just make sure you are comparing apples to apples in terms of coverage.

Description : Whats the best company to get term life insurance through?

Last Answer : Find a broker either locally or online. Just watch the rating….AAA rating is what I shop. Don’t quote me but “I think” my broker got me on board with Pacific Penn Life Insurance.

Description : Where can I get cheap home renters insurance , In Canada, for a short period of time?

Last Answer : From what little I know about insurance, it may cost you a lot more than $20 for a week if they would even write a one week policy (the paperwork for the policy and office are the ... should include the insurance and licensing fees which in the USA is hundreds if not thousands of dollars.

Description : So we have decided that it is time to get Health and Dental insurance for the people that work at my small business.

Last Answer : answer:The NCQA independently rates and accredits health plans. You should be able to compare health plans available in Oregon with their report card feature. http://hprc.ncqa.org/ You're probably ... 't know whether their commission comes from you or from the health plans they represent, though.

Description : Isn't it about time we forever end Insurance Company discrimination practices?

Last Answer : answer:If we did that, then everyone in the lower-risk groups would pay considerably higher premiums, and those in the higher-risk groups would pay much lower premiums. That would have ... I disagree that the actuarial tables are meaningless. They are constantly updated to reflect current trends.

Description : How long do you carry full coverage insurance on your vehicle?

Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.

Description : Do you have pet insurance?

Last Answer : What company is doing pet insurance?

Description : How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?

Last Answer : Is the methodology to reach out to decision makers and interview/survey them? or simply glean insights from experienced insiders with knowledge of this process? Those seem like excellent questions, and ... on that to look for patterns such as seasonality or correlations with data breaches etc.?

Description : Is it insurance fraud to have insurance but choose to self pay for medical services?

Last Answer : That’s a stupid computer system. You are not required to use insurance if you don’t want to. If you want to pay cash, that’s your choice, not theirs.

Description : Find old insurance policy information?

Last Answer : Good luck. You might find evidence of this in corporate records, if they still exist. But no insurance company would pay out on the basis of that sort of evidence. If it's flood insurace - that's ... (fire, theft, etc.) is likely long lost, since the policies would have expired 50 years ago.

Description : Can a life insurance company deny payment to someone who has chosen NOT to get the Covid vaccination?

Last Answer : Suicide is defined by intent. If you kill yourself by accident (reckless driving, extreme sports, accidental overdose, etc.), life insurance would likely pay out to your beneficiaries. If there is evidence ... not their intended outcome - so, no. (All this courtesy of my law school graduate wife)

Description : Is AAA accident insurance a good idea?

Last Answer : Here’s a good source of car insurance reviews .

Description : My iPhone was stolen and my insurance has not yet provided a voucher number. How do I procede with this?

Last Answer : All cell phones can be traced. Get your cell phone provider to track its location. This should had been the first thing to do as well as talking to the security at the store for video of the theft ... would be suspicious as to who was telling you to purchase a new one and then yours is lost? hmmmm

Description : Does health insurance cover aides coming to your house?

Last Answer : No, not normal insurance. Health aides are covered for a period of time (change dressing, take BP, administer medicines). Housework like cleaning, cooking, etc. – is not covered by normal health insurance. You can get supplemental (Aflac and such) that will cover other services, but that’s extra.

Description : Do motorized wheelchairs need insurance and do the users need a drivers licence where you live?

Last Answer : NO, they're not treated like automobiles more like bicycles so no insurance, no drivers license & no tags. They are also not supposed to be used in the roadway but are supposed to be used on the ... moments. Don't think I've heard of anybody here being run over by an electric wheelchair either!!!

Description : Has anyone applied for the Market Place 2018 (Obama) health care insurance or had it before?

Last Answer : I did it for 2017. I feel like I didn't have great advice from other people when I did. I will likely make too much money and wind up owing money. I knew I would be cutting it close though, ... marketplace and subsidy was going to be my best option, I wish I had had a broader discussion with her.

Description : Can one buy employment insurance privately and not just from the government?

Last Answer : One should never need to buy insurance for unemployment. One can pay whatever one assumes the premiums should be into a savings account - and then draw down on that account during times of unemployment ... your door, and beat it down to buy your product and live off of your generosity forever.

Description : What insurance company covers OEM parts?

Last Answer : I don't know if there are any insurance companies that will do OEM only. Since 1970 most insurance companies can insist the will only pay for aftermarket parts, OEM differences are paid for by the ... importing parts for VW, Toyota, Datsun and others; we were making a killing at the body shops.

Description : Do I still need life insurance?

Last Answer : You might consider having enough to pay off outstanding medical bills and/or funeral expenses.

Description : What would be a good quote to go on an insurance company's website?

Last Answer : answer:The last insurance quote I got was $6,000 for my mother’s 12 year old car after she literally ran into a brick wall. That was a good quote. Sorry, couldn’t resist. Nobody was hurt, thank goodness.

Description : Is mortgage protection insurance a scam?

Last Answer : answer:It isn't so much of a scam (there are legit mortgage insurance plans) as much as it is preying on fears. Over the life of a mortgage, the premium would stay the same, but the amount ... to pay that on a $375K balance? There are much better ways to protect your assets and provide for things.

Description : Do you know anyone who has alien abduction insurance?

Last Answer : I’ll write you a policy, 1 million coverage at $50,000 per year premium. Prove abduction, you get paid.

Description : Should I buy home owners insurance for an apartment?

Last Answer : Unless you own it you don’t get homeowners, what you can get is content insurance which will cover your belongings in case of a fire, or theft, but if you don’t have that much worth in stuff not really worth it.

Description : Why does the government think I don't have insurance when I do?

Last Answer : Talk to United and Humana and get a proof of payment to submit.

Description : Who has no health insurance coverage?

Last Answer : I don’t. I live in Australia. Woot it doesn’t matter yay!

Description : How did insurance companies decide on the value of human life at $5 million?

Last Answer : Link