Are there any safety differences between linking my debit/Visa card to a website and linking my bank account directly?

1 Answer

Answer :

Yes! Use your credit card. With your credit card, if something goes wrong, you can always charge back. With your debit card, the money is gone directly from your account and the power for the dispute is more squarely in their hands, not yours. Consumerist.com has LOTS of articles about this, I’m going to see if I can find a few to come back and link. Here is the ‘What is a Chargeback’ article. The answer is ‘something you can’t do with your debit card’ as the person a few comments down says.

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