My advice to you especially with the way the economy is right now is to make hay while the sun shines. I am more than twice your age, and I have been working those hours for the last six months with no let up in sight. If I had worked hard and saved when I was younger, I might not have to do it now. I know you want some time to yourself, but just be happy you have a job right now. Many others are not so fortunate.