answer:I think each choice has it’s pro’s and con’s. - You could sit the year out, build up more funding and gain freelancing experiences. You may fall into the “never-ending break” trap or gravitate away from school. Getting out of the swing of things may make it hard to go back when you are finally ready. Or… - You could keep going, keep your head above water and do the best you can. You’ll be stressed out as well as your mother with the current rent and tuition situation. However, when the time is up you’ll have a degree which will put you a step above where you’re at in the career world. Why are you repeating your 3rd year? If it’s evident that the financial situation has exhausted your performances in school, in my personal opinion I say sit it out until your 100% ready to give it your 100% all. Above all, whatever you decide, as a student who has “taken a break”, I wish you best of luck. It’s hard out there dont ever never give up – keep fighting.