A large company owner was interviewed on TV a few days ago. He has a lot of employees & he pays for their healthcare. It costs him about $300,000 a year to pay for it. With new plan, he could cancel all of their healthcare & just pay the ‘fine’ & save hundreds of thousands of dollars a year by not offering healthcare. But he is a good man, he said he will continue to pay for their healthcare. But not everyone is a ‘good guy’, so I see lots of companies taking the low road on this scenario.