Who has no health insurance coverage?

1 Answer

Answer :

I don’t. I live in Australia. Woot it doesn’t matter yay!

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Description : Can you please tell me how deadlines and open enrollment have improved health insurance coverage in the United States?

Last Answer : answer:It's been like that for a very long time. It didn't just start happening. If you get hired and you pass the probation period, they will give you the health benefits at that time. If he had been ... I'm not sure about the laws in your state. This is how it's been here since I can remember.

Description : Regarding the new health plan, will larger companies downsize to eliminate the requirement to purchase health coverage for their employees?

Last Answer : A large company owner was interviewed on TV a few days ago. He has a lot of employees & he pays for their healthcare. It costs him about $300,000 a year to pay for it. With new plan, he could ... But not everyone is a good guy', so I see lots of companies taking the low road on this scenario.

Description : How long do you carry full coverage insurance on your vehicle?

Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.

Description : If your country has socialized medicine does that mean you don't have to pay for coverage on your home owners and auto insurance?

Last Answer : You do mean liability coverage don’t you because homeowners and auto cover a lot more than just liability?

Description : Cost of rhinoplasty, any chance for insurance coverage?

Last Answer : answer:Hello, fellow deviated septum-sister! I had mine fixed when I was sixteen. And let me tell you, it was PAINFUL. I'd really reconsider it. I'm not sure about the cost and insurance coverage ... back to my old self. No broken bone popping in my nose, but I'm still having breathing problems.

Description : Liability Insurance vs. Full Coverage?

Last Answer : To replace or repair your car if it's damaged or totaled. If your car is not worth very much money the comprehensive may not be worth the expense. If it's worth more than 4 or 5 thousand you ... on Kelly Blue Book and see if the cost of replacing you car is worth the expense of the insurance.

Description : With the Affordable Healthcare Act, what happens if there is a gap in my coverage?

Last Answer : answer:Can you (or his HR people) contact the Insurance Agent for his company to get a copy of the forms? Or can they send them to you in PDF format? Your situation is not likely to be ... ACA, but Consumer Reports has a site to help with some of the questions: http://www.healthlawhelper.org/

Description : After losing my job, do I continue coverage with COBRA or go with an individual plan?

Last Answer : Before you change, check to make sure the new insurance will cover the preexisting condition. If it does, I would go with the cheaper option.

Description : Question regarding New Jersey Continuation Coverage through Aetna?

Last Answer : answer:I e-mailed this to my husband who owns an insurance agency in New Jersey. This was his No, sorry I have no idea - we don't get involved directly in health insurance (we refer it to another ... as though he is hosed if his former employer doesn't cooperate. Sorry I couldn't be of more help.

Description : Should I get collision and/or comp coverage on my 98' Nissan?

Last Answer : 230*3=690 690+500=1190 if you think you will get in a wreck in the next three years and you think you will have to fix it and the price is greater than 1190 then the insurance is worth it.

Description : Does health insurance cover aides coming to your house?

Last Answer : No, not normal insurance. Health aides are covered for a period of time (change dressing, take BP, administer medicines). Housework like cleaning, cooking, etc. – is not covered by normal health insurance. You can get supplemental (Aflac and such) that will cover other services, but that’s extra.

Description : Has anyone applied for the Market Place 2018 (Obama) health care insurance or had it before?

Last Answer : I did it for 2017. I feel like I didn't have great advice from other people when I did. I will likely make too much money and wind up owing money. I knew I would be cutting it close though, ... marketplace and subsidy was going to be my best option, I wish I had had a broader discussion with her.

Description : How often have you said, "Thank God I have (health) insurance!"?

Last Answer : answer:All the time. I have A LOT of medical issues on top of my mental issues. I went into the ER one night, stayed there until admitted the next morning. I had my gallbladder out that day, spent the ... that one day I'll get a letter saying I owe $50,000 for this surgery. I was/am amazed.

Description : Should hypochondriacs have to pay more for their health insurance?

Last Answer : answer:This is a difficult concept to address, as determining actual hypochondria can be dicey. Your friend sounds like an extreme case, therefore fairly easy to diagnose, but often people (mostly ... call to make, there are conditions that are difficult to diagnose, and therefore oft dismissed.

Description : Should my son have to carry health insurance on his daughter?

Last Answer : answer:It sounds like your son is electing to have family, rather than individual coverage and that's why he's paying the extra. Usually one plan will be primary and submitted to first and then ... 's mother unless there is a divorce stipulation that he provide. Boy, life can sure be complicated!

Description : Mandatory health insurance, car insurance... Why not mandatory life, home, renter insurance too?

Last Answer : In many cases home insurance is mandatory or they will not let you buy the home.

Description : Why would a US company want to provide health, or for that matter, any kind of insurance?

Last Answer : We provide it because it is the right thing to do. As a result, our most recent hire was more than 10 years ago. We take care of our employees and our employees take care of us.

Description : Do you think religiously run institutions should be mandated to cover birth control in the health insurance they offer?

Last Answer : answer:As a Roman Catholic, I say yes. Catholic Health Services cover a large percentage of the local hospitals, to deny parts of necessary health care to people is unconscionable. A very high percentage of Catholics use birth control of one sort or another.

Description : If a health insurance provider penalizes a person for smoking, shouldn't they penalize overweight people too?

Last Answer : answer:Isn't that their business? Are you concerned the fat people aren't paying enough - or that the poor insurance carriers aren't making enough money? The important thing is that this is but one more ... allowed to smoke in the privacy of their homes only - and that is if they have no children.

Description : Any recommendations for health insurance for the self-employed?

Last Answer : Contact the local Chamber of Commerce or National Association of Self Employed for their recommendations, it may be regional for specific policies.

Description : What do you think of my health care insurance problem?

Last Answer : How much was the procedure? How much has been paid for by First Choice? I would think that Tri-Care should pay the difference.

Description : Do you think insurance companies would ever get to the point where obese people are required to have weight loss surgery or be dropped from their health insurance policies?

Last Answer : No, I don't think surgery will be required. I predict the rates obese people pay for insurance will be significantly higher first. I can foresee a time when a notice will be give that at your ... BMI must either be below a certain number, or you must show an x% reduction since the previous year.

Description : Why would a health insurance company not want to pay for something that will save them money in the long run, even if they have to pay in the short run (for example weight loss surgery)?

Last Answer : answer:We’re asking why anything insurance companies do makes sense? They’re a company that profits off taking money from people that can’t afford it, and telling those same people they don’t deserve to be treated for their illnesses. They are, indeed, the scum of the universe.

Description : Can someone help me understand what portability health insurance is?

Last Answer : I may be wrong on this, but I believe portability insurance would mean you can continue the policy with no time limits after leaving the job; COBRA only continues for 18 months after you leave the job. I think either could or could not have dental depending on the plan you were coverd under.

Description : So are the Americans without health insurance insured now?

Last Answer : answer:Ha ha! Hardly. No we will in a few years time be required to buy private health insurance (with some receiving subsidies from the government) or be subject to a fine. Naturally those ... civilian government employees, e.g.) are exempted. In related news, beefburgers are still $.99

Description : Does this health plan mean that folks who don't want insurance still have to buy it?

Last Answer : You buy a plan or pay a fine.

Description : Questions on health insurance?

Last Answer : You have put your finger on the nexus of reasons for health care reform. Because the private insurance companies have to make money as opposed to a single payer system (the government).

Description : What benefit do health insurance companies add to the health care system?

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Description : Health Insurance recommendations family of two 19yr olds?

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Description : What should I look for in choosing a Health Insurance Plan?

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Description : Any idea on how a health insurance company determines eligibility of surgical procedure recommeded by one's doctor?

Last Answer : I know with all of our daughter's surgeries they have to be pre-qualified. We had a nurse who worked for the insurance company who advocated for our daughter's care at some points because ... paperwork and requests it explaining why you need this, that might carry more weight also. Good luck!

Description : health/dental insurance for the poor?

Last Answer : answer:Talk to a broker or call health insurance companies and ask about individual plans. These are usually designed for people in your demographic and can run pretty reasonable in terms of monthly ... the name State Coverage Initiative. Look up your state's Department of Health online or call.

Description : New job, how do I smartly choose the best health insurance option?

Last Answer : answer:Congrats! Hope you like the new job. PPO generally gives you better rates/copays for staying in their network of preferred providers (doctors with whom the health insurance company has negotiated favorable ... m 90% certain the above is correct, but talk to your HR manager to be 100% sure.

Description : So we have decided that it is time to get Health and Dental insurance for the people that work at my small business.

Last Answer : answer:The NCQA independently rates and accredits health plans. You should be able to compare health plans available in Oregon with their report card feature. http://hprc.ncqa.org/ You're probably ... 't know whether their commission comes from you or from the health plans they represent, though.

Description : How can I find a reasonable health insurance policy?

Last Answer : Blue Cross/Blue Shield, Aetna, Humana are a few carriers who offer inexpensive bridge coverage for people between jobs, recent grads or anyone needing individual, generally short-term coverage. I ... deductible and lowered his monthly payment from $550 with COBRA to less than $100. Try google

Description : What happens with the increased insurance premiums collected when there are no major catastrophes?

Last Answer : More profit to the insurance companies.

Description : Is it true that if you have no auto insurance in PA your registration is canceled?

Last Answer : answer:If you pulled over without insurance, you're in trouble regardless, so what would be the difference if the car was registered at that point? I just went on the PA DOT website, and if you ... determine you drove the car when it had no insurance and registration. Is this a situation you are in?

Description : I was in a no fault fender bender yesterday in which the car behind me hit me as I avoided another car. I was skidding on ice and was sliding down the road perpendicular to the lanes. Will my insurance go up?

Last Answer : no.. (i think not) well.. it depends on what the inspector sent by the insurance company thinks about it.

Description : What do you think about my following speech about health care (in other words, details if you click)?

Last Answer : Probably accurate, but completely naive. In the US at least, big business controls all parts of health care and drug manufacturing, and they are not going to want to lose their hold on their parts ... public utilities. So, @luigirovatti - what you wrote is a dream, but it will never become reality,

Description : Is Trump right that the the subsidies for health care raise prices?

Last Answer : Economics 101: marginal subsidies decrease the cost to the consumer while increasing the revenue of the producer. This is true regardless of whether the subsidy is on consumption or production. There ... government subsidies that drive up the cost of college tuition. It's the student loan system.

Description : Why is mental health care basically disregarded by the US government whenever it comes to treating and insuring people?

Last Answer : answer:What makes you say that? I agree as a country in the last 30 years mental health has not been addressed as well as it should be. Some service even have been diminished. But mental ... mental health. From what I understand Obamacare has a mental health requirement, but maybe I heard wrong.

Description : Does it mean anything to you that health care providers want Obamacare to pass?

Last Answer : answer:I don’t yet know a ton about it but I thought the insurance companies were all for it because it would generate a lot more business? I am for single payer so not delighted about that aspect. And – “Obamacare” has passed. it is the law of the land.

Description : With our crazy 'socialist' health care system, how come England is healthier that the USA?

Last Answer : I like my personal healthcare system the best. I pay for my own medical care and expect nobody else to contribute a dime. I like supporting myself and my family, am just funny that way. I'm an ... really a not let some strangers make your healthcare decisions for you type of effect, not a placebo.

Description : Evaluating Health Care Options?

Last Answer : It all depends on your state of health. If you have been sickly and periodically requires medical attention, then you would appreciate the plan with lower co-pays/co-insurance at a higher insurance ... premium for the policy that has higher co-pays/co-insurance will be more to your advantage.

Description : How has universal health care harmed Western Europe and Japan?

Last Answer : Don't mention other countries - people will get scared and say they're coming to steal our land from us and will send random immigrants here to take jobs from red-blooded (vs, yellow-blooded japanese, ... , people don't like specifics or facts or charts or tables - it's all about vague statements.

Description : What do you do when you Have RAre Health problems and Doctors can't help you?

Last Answer : “Asking people on the Internet” is not on the top of my list. You really should see another doctor.

Description : Will parity for mental health payments make mental illness better understood and accepted?

Last Answer : A new law changing people's opinions unrealistic. For example, hate crime laws are in place. Has hate crime ceased? No. The equality with physical injuries will probably make skeptics ... ] issue? Only when individuals change their own individual opinions by choice will the situation improve.

Description : Did the Democrats squander the best chance to pass health care they will ever see?

Last Answer : No, the Republicans are already positioning themselves to come up with a “totally new” plan that will sound exactly like the ‘other’ plan, only they thought it up.

Description : What health things should I take care of before my benefits run out?

Last Answer : I'm sorry to hear of your layoff. Here are my suggestions: * Gynecologist (with STD testing and/or mammography if those apply based on your age and risk factors). * Allergy workup if you ... medical history for possible conditions that you might want a baseline for. Good luck in your job search!

Description : Should overweight people pay more for health care?

Last Answer : Wouldn’t that be discrimination? I read the article