answer:My son had to declare bankruptcy when he gave his wife of a few weeks the power of attorney before he shipped out on an aircraft carrier. She proceeded to run up tens of thousands of dollars of debt and then disappeared,, taking everything they owned, except his car, which she stopped making payments on and it was repossessed, and stopping payments on their lease, which resulted in a default. His bankruptcy judgment was entered, and it cleared out all his debts, leaving him destitute, but owing nothing. As the years passed, it has not had much of a problem with his debt, he has built up a new credit rating, and is doing as well as can be expected.