How to manage a personal budget?

How to manage a personal budget?
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Answer :

answer:The most basic way to keep track of your expenses and see where you spending your money is to create a spreadsheet. In the this spreadsheet you list your monthly income and fixed reoccurring expenses (i.e. credit card bills, mortgage, utilities, etc). Monthly Income – Fixed Expenses = Money Leftover (hopefully you have a lot left over and not negative) Now start tracking your miscellaneous expenses by category (Food, Entertainment, Gas, etc). This will give a you a better idea of where all your money is going on a monthly basis and help you get your finances in order. The other option is to sign up for free account Mint that can aggregate all this data and more. Good Luck! R
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