answer:Are we talking about high-level or specialized employees, the type whose death would have a huge negative impact on the company? If so, I’ve heard of that before… while distasteful, it does make a certain amount of sense for companies to insure their valuable assets, even if those assets are human beings. Now, if we’re talking about every Joe Schmoe who works for them, or maybe only the ones who work in dangerous jobs where death is more likely, then fuck that.