Who has the best secured credit card offer?

Who has the best secured credit card offer?
by

1 Answer

Answer :

Your local credit union. Support local businesses, especially your credit unions!
by

Related questions

Does Bank of America offer secured business credit cards?

Description : Does Bank of America offer secured business credit cards?

Last Answer : Bank of America is a huge, well established corporation which offers multiple types or credit cards. You can apply for a secure business card by phone or online application.

What do you think about getting a secured credit card to increase your bad credit? Is it worth paying for credit?

Description : What do you think about getting a secured credit card to increase your bad credit? Is it worth paying for credit?

Last Answer : answer:No. No credit card is going to help your credit report if you have to pay to open the account. Sorry, that's just not the way it works. If you want to increase your good credit, pay ... they are due. If you already have bad debt, make a point of clearing it off your credit report.

What is the difference between a secured and unsecured credit card?

Description : What is the difference between a secured and unsecured credit card?

Last Answer : A secured credit card is a credit card that requires a security deposit. Secured credit cards are generally for individuals whose credit is damaged or who have no credit history. Your credit line will ... credit. http://lmgtfy.com/?q=What+is+the+difference+between+a+secured+and+unsecured+credit+card

Where can I size up secured credit card charges?

Description : Where can I size up secured credit card charges?

Last Answer : Your best bet to compare credit cards is to look at each credit card separately from there related companies.However, there are some third party companies (such as kanetix) that will do the work for you.

Where can I get a prepaid secured credit card?

Description : Where can I get a prepaid secured credit card?

Last Answer : Russell Simmons offers a card called the rush card. You can sign up on the rushcard.com site and also receive and additional $5.

What are the differences between a secured and unsecured credit card?

Description : What are the differences between a secured and unsecured credit card?

Last Answer : I have never heard of credit card that is unsecured. So you better off check with the proper legal bank's credit card then apply for one, don't put yourself into the scam.

Build Credit with a Secured Credit Card?

Description : Build Credit with a Secured Credit Card?

Last Answer : It is possible to get a credit card with bad credit, even if you have previously been turned down. Choose a credit card company that allows you the option of securing your own credit card, meaning ... you to build up your credit again, while allowing you the freedom and convenience of a credit card.

Credit card facility is an excellent example of revolving credit_____(a) Cash credit b) secured credit c) revolving credit)

Description : Credit card facility is an excellent example of revolving credit_____(a) Cash credit b) secured credit c) revolving credit)

Last Answer : c) revolving credit)

Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?

Description : Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?

Last Answer : It doesn’t cost me anything to use the ATM at my bank. And sometimes I just want to pay with cash. If I’m out with friends, I pay my share with cash. At strange gas stations away from home I prefer to pay with cash. Buying a quick donut or sandwich, cash.

Can you be arrested for credit card debt?

Description : Can you be arrested for credit card debt?

Last Answer : answer:You won't go to jail for it. You could be fined for not paying the bills on time. It will certainly affect your credit rating. I would contact the credit card company, they may allow you to ... now (which takes the funds directly out of my bank account). All I ever pay is a transaction fee.

Credit card/credit question.

Description : Credit card/credit question.

Last Answer : I would just ask the bank,or the credit company the card was issued under, BUT if I had to guess I would think you would have to use it somewhat, but why not, just don’t go nuts and make sure you pay it off completely every month and your credit will soar.

How long should I wait before requesting a credit line increase on my credit card?

Description : How long should I wait before requesting a credit line increase on my credit card?

Last Answer : I would wait at least 6 months, possibly a year. You don’t want to be turned down for an increase—that would impact your credit score. Be sure to use the card regularly and pay it off on time every month.

Who paid for the fraudulent charges on my credit card? and how do they know I didn't visit the strip club?

Description : Who paid for the fraudulent charges on my credit card? and how do they know I didn't visit the strip club?

Last Answer : You were probably not the only one who was scammed. Often, they just don't pay the company where they charge was made, and sometimes they eat it. I cancelled a hotel reservation and was still charged ... for me I would cancel my credit card. American Express chose to eat it and keep a good customer.

Can credit card companies take your home ?

Description : Can credit card companies take your home ?

Last Answer : mickhock What does your latest credit agreement with the Credit Card company say? The fine print may say that they can seize any items purchased on their card. Or if the amount is large and you have no other assets they could force you into bankruptcy.

Why do banks care if you use debit or credit when paying with your bank card?

Description : Why do banks care if you use debit or credit when paying with your bank card?

Last Answer : The law protects you if you use a credit card for purchases. You are not liable in case of fraud, etc. The bank must pay or go after the company, and you have limited liability. With a debit ... like gasoline or groceries. Instead, use your debit card to pay bills you are sure you owe, etc.

Does having only a debit card do absolutely nothing for establishing credit?

Description : Does having only a debit card do absolutely nothing for establishing credit?

Last Answer : It sounds like you need to get a credit card. Just pay most of the balance off every month (I think keeping a small balance is better than paying the entire balance off every month, but I'm not 100% ... . If you have a cell phone bill, rent, utilities, etc., that's another way to establish credit.

What spending/payment habits are best to establish credit with a credit card?

Description : What spending/payment habits are best to establish credit with a credit card?

Last Answer : Well, dang. I only looked on the first two pages of the search. This has been asked before, but I really don’t understand credit-to-balance ratios. Can someone simply give me an example of, say, 3 months of use of a card that would maximize benefits to one’s credit?

What is the best store credit card to apply for when trying to build credit?

Description : What is the best store credit card to apply for when trying to build credit?

Last Answer : Gas cards, pump gas with your card and pay it right away.

Can I use paypal with my credit card?

Description : Can I use paypal with my credit card?

Last Answer : Yes you can. I do it.

How do I use a credit card to raise my credit score?

Description : How do I use a credit card to raise my credit score?

Last Answer : Always paying your bill on time keeps your credit score intact, carrying a balance doesn’t hurt you. To improve your score, have as few credit cards as possible and keep the credit limit low. Credit scoring companies look at how much credit has been extended to you as well as your paying history.

What are some ways to protect yourself against credit card fraud?

Description : What are some ways to protect yourself against credit card fraud?

Last Answer : use the cash machine inside the bank, thats what my mum does.

Can you explain what the difference is between unsecured and secured business credit cards?

Description : Can you explain what the difference is between unsecured and secured business credit cards?

Last Answer : Unsecured credit cards allow free spending with a credit limit. They are the most common type of credit card and are based upon trust. Secured credit cards are backed by funds that are pre-paid into the account or collateral. They are more like a loan.

Are there specific secured business credit cards for small business owners?

Description : Are there specific secured business credit cards for small business owners?

Last Answer : There are many institutions that offer secured business credit cards. This means that you are responsible for your own limits. Some of the better companies are Capital One, Visa and American Express.

The franked articles will be tendered at the counter secured in separate bundles and identification of the licensee’s representative must accompanied a) Ration card b) Aadhar card c) Window delivery ticket d) Id card

Description : The franked articles will be tendered at the counter secured in separate bundles and identification of the licensee’s representative must accompanied a) Ration card b) Aadhar card c) Window delivery ticket d) Id card

Last Answer : c) Window delivery ticket

Can you offer advice on my situation with my younger brother?

Description : Can you offer advice on my situation with my younger brother?

Last Answer : He's old enough to make his own choices so it's not like you would be turning your back on him. He needs to want to leave her bullshit behind 100% on his own, otherwise he will just end up going back ... you can do is make sure he understands you will be there for him when he's ready to move on.

How are airlines going to determine who gets the offer of up to 10k to give up their seat?

Description : How are airlines going to determine who gets the offer of up to 10k to give up their seat?

Last Answer : United has also came out and said they are stopping their practice of overbooking. So apparently it will be a rare occurrence. But that is a good question. I certainly would take the money, but not if it was only United Airlines bucks.

Why would corporations offer bonds that pay 5 to 6% interest?

Description : Why would corporations offer bonds that pay 5 to 6% interest?

Last Answer : some do because they need to borrow more than the banks are willing to loan.

Etiquette question: when should you offer (or ask for) gas money?

Description : Etiquette question: when should you offer (or ask for) gas money?

Last Answer : answer:For me, it's only if it's a long distance trip. I don't generally ask for gas money if I'm just giving a friend or family member a ride somewhere. BUT I guess if I were driving someone ... , and they didn't have a car with which to return the favor, I might try to work something out.

If you really needed a job, would you accept an offer from a business that went against your principles?

Description : If you really needed a job, would you accept an offer from a business that went against your principles?

Last Answer : answer:No, I wouldn't. Even when I was searching desperately, I would not even look at help-wanted listings from banks, insurance companies, or real estate agencies. Your prospect does sound different to ... of such extravagance, but I don't think deception is inherently part of the system-is it?

How much should I expect an average pawn shop to offer me for these?

Description : How much should I expect an average pawn shop to offer me for these?

Last Answer : $125–450

What are some banks that offer pinless atm cards?

Description : What are some banks that offer pinless atm cards?

Last Answer : You mean an ATM card that you can use as a debit card? If you search for “debit card” you’ll probably get farther. I’m a fan of credit unions, and both the credit unions I’ve used in the past year offer debit cards by default.

Are there any escrow companies out there that offer a nice API?

Description : Are there any escrow companies out there that offer a nice API?

Last Answer : Is this company working in a similar fashion to what you are describing? http://www.aboutus.org/FreeEscrow

Where is the site in which you can pay to have your credit score raised?

Description : Where is the site in which you can pay to have your credit score raised?

Last Answer : Fraud scam !

How do you get your credit score to 800?

Description : How do you get your credit score to 800?

Last Answer : If you don't want to open more credit cards you could try to just get your credit limit raised on the card you already have. For instance if your credit limit is currently $5K on your visa, see ... in full, that you currently have transactions not paid counts. It is not just about paying on time.

How long will it take to go from no credit to awesome credit?

Description : How long will it take to go from no credit to awesome credit?

Last Answer : A while, but use that to your benefit. Save. To establish credit you will need to open up a credit card and charge something to it regularly but pay it off or keep a low balance. If you need ... Make sure you steer clear of any and all store credit programs. Try to go through your bank if possible.

Can some one educate me on Earned Income Credit?

Description : Can some one educate me on Earned Income Credit?

Last Answer : answer:From IRS.gov: EITC Income Limits, Maximum Credit Amounts and Tax Law Updates 2014 Tax Year Earned Income and adjusted gross income (AGI) must each be less than: $46,997 ($52,427 married ... you for EITC, see Qualifying Child Rules or Publication 596, Rules If You Have a Qualifying Child.

Do you bother to sign your debit/credit cards anymore, if you ever did.

Description : Do you bother to sign your debit/credit cards anymore, if you ever did.

Last Answer : No, I just scribble on the line. No one has ever questioned my about my signature.

Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Description : Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Last Answer : Better to pay off. Bankruptcy puts a big mark on you credit report, no one wants to get left holding the bag when you opt out of your debt. Bankruptcy takes the legal obligation away, but does not clear your record.

If I pay a lump sum settlement will my credit score improve?

Description : If I pay a lump sum settlement will my credit score improve?

Last Answer : Usually it says paid in full for less than the full amount. (or something like that .) It might look better to some creditors and it might raise your mysterious FICO score by a bit, and it will ... last transaction, so if you pay the settlement, it will be seven years from the date you paid it.

Would raising your credit limit negatively affect your credit rating/score?

Description : Would raising your credit limit negatively affect your credit rating/score?

Last Answer : I'm not 100% sure about this, but every financial guidebook I've ever read said to keep getting your limit bumped every year if you need it or not. If it were harmful to your credit, I don' ... be so widely advocated for. Therefore, my best guess is that it's neutral/beneficial to your credit score.

Marital finances/credit history question.

Description : Marital finances/credit history question.

Last Answer : No. The three credit bureaus in the US look at individual’s credit; not married couples an in individual entity. If a couple has a joint debt, like a home purchase; the debt shows up on each individual’s credit report.

Should I get an account at a credit union/bank or just manage my money with an account?

Description : Should I get an account at a credit union/bank or just manage my money with an account?

Last Answer : answer:Banks/Credit Unions are safer. Credit unions have great programs that will earn you interest. Here's the problem: The money sitting in a jar under your bed (or wherever) is actually decreasing in ... funds in a savings account at a minimum, but an IRA or some other investment is even better.

What do you think about opening and closing credit cards for the initial sign up offers?

Description : What do you think about opening and closing credit cards for the initial sign up offers?

Last Answer : I know that closing lines of credit does cause your credit score to go down because you have less available credit. So, for that part of it, it will cause your credit score to drop when you close the ... of the benefits or not being able to use the benefits until you've had the card for a year.

How do you get start up capital for a new business with bad credit?

Description : How do you get start up capital for a new business with bad credit?

Last Answer : Pretty much your only options other than traditional financing are to find a money partner or save it up yourself.

Do you think it's a tad unwise to buy (relatively speaking) unneccesary stuff on credit?

Description : Do you think it's a tad unwise to buy (relatively speaking) unneccesary stuff on credit?

Last Answer : Yes. The only things you should buy on credit are things you can’t save up for in a reasonable amount of time, and are essential to live in today’s modern world, like a house and a car. Everything else, if you can’t afford it, do without it until you can save up for it.

Is there an actual way to see my credit score for FREE?

Description : Is there an actual way to see my credit score for FREE?

Last Answer : No, your credit report does not contain your credit score. No, you cannot get your credit score for free. You can sign up with various companies that will let you view your credit score by way ... report from each of the three main credit reporting bureaus once a year, for free, from the government.

What should I look for in a good credit union?

Description : What should I look for in a good credit union?

Last Answer : I can only recommend the one that i use, Old Hickory Credit Union, in Tennessee. go to their website and see why i have been a customer for many years. i think you will be pleasantly surprised.

(Yes, yes, I've procrastinated.) Can you help me with a TurboTax question re: new car credit?

Description : (Yes, yes, I've procrastinated.) Can you help me with a TurboTax question re: new car credit?

Last Answer : answer:It would appear that the requested input is any tax that you have already paid on the vehicle, such as sales tax or (perhaps) a registration fee that is based on the value of the ... file an extension request instead of your tax return by April 15, and the first extension is automatic.

I'd like your opinion on which you prefer and why. Bank or credit union?

Description : I'd like your opinion on which you prefer and why. Bank or credit union?

Last Answer : answer:The only advantage of a bank for me is free ATMs are everywhere. Otherwise, my credit union is superior. Higher rates when they pay me interest. Lower rates when I pay interest on loans ... . I phoned the automated system, paid $500 from checking to Visa, and the transaction sailed through!

Can I Put Money In paypal Without an bank account/credit?

Description : Can I Put Money In paypal Without an bank account/credit?

Last Answer : no it has to be linked to credit card- I think a prepaid card works but when I opened a paypal acount it asks for your bank account info