What is the best store credit card to apply for when trying to build credit?

What is the best store credit card to apply for when trying to build credit?
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1 Answer

Answer :

Gas cards, pump gas with your card and pay it right away.
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Related questions

Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?

Description : Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?

Last Answer : It doesn’t cost me anything to use the ATM at my bank. And sometimes I just want to pay with cash. If I’m out with friends, I pay my share with cash. At strange gas stations away from home I prefer to pay with cash. Buying a quick donut or sandwich, cash.

Can you be arrested for credit card debt?

Description : Can you be arrested for credit card debt?

Last Answer : answer:You won't go to jail for it. You could be fined for not paying the bills on time. It will certainly affect your credit rating. I would contact the credit card company, they may allow you to ... now (which takes the funds directly out of my bank account). All I ever pay is a transaction fee.

Credit card/credit question.

Description : Credit card/credit question.

Last Answer : I would just ask the bank,or the credit company the card was issued under, BUT if I had to guess I would think you would have to use it somewhat, but why not, just don’t go nuts and make sure you pay it off completely every month and your credit will soar.

How long should I wait before requesting a credit line increase on my credit card?

Description : How long should I wait before requesting a credit line increase on my credit card?

Last Answer : I would wait at least 6 months, possibly a year. You don’t want to be turned down for an increase—that would impact your credit score. Be sure to use the card regularly and pay it off on time every month.

Who paid for the fraudulent charges on my credit card? and how do they know I didn't visit the strip club?

Description : Who paid for the fraudulent charges on my credit card? and how do they know I didn't visit the strip club?

Last Answer : You were probably not the only one who was scammed. Often, they just don't pay the company where they charge was made, and sometimes they eat it. I cancelled a hotel reservation and was still charged ... for me I would cancel my credit card. American Express chose to eat it and keep a good customer.

Who has the best secured credit card offer?

Description : Who has the best secured credit card offer?

Last Answer : Your local credit union. Support local businesses, especially your credit unions!

Can credit card companies take your home ?

Description : Can credit card companies take your home ?

Last Answer : mickhock What does your latest credit agreement with the Credit Card company say? The fine print may say that they can seize any items purchased on their card. Or if the amount is large and you have no other assets they could force you into bankruptcy.

Why do banks care if you use debit or credit when paying with your bank card?

Description : Why do banks care if you use debit or credit when paying with your bank card?

Last Answer : The law protects you if you use a credit card for purchases. You are not liable in case of fraud, etc. The bank must pay or go after the company, and you have limited liability. With a debit ... like gasoline or groceries. Instead, use your debit card to pay bills you are sure you owe, etc.

Does having only a debit card do absolutely nothing for establishing credit?

Description : Does having only a debit card do absolutely nothing for establishing credit?

Last Answer : It sounds like you need to get a credit card. Just pay most of the balance off every month (I think keeping a small balance is better than paying the entire balance off every month, but I'm not 100% ... . If you have a cell phone bill, rent, utilities, etc., that's another way to establish credit.

What spending/payment habits are best to establish credit with a credit card?

Description : What spending/payment habits are best to establish credit with a credit card?

Last Answer : Well, dang. I only looked on the first two pages of the search. This has been asked before, but I really don’t understand credit-to-balance ratios. Can someone simply give me an example of, say, 3 months of use of a card that would maximize benefits to one’s credit?

Can I use paypal with my credit card?

Description : Can I use paypal with my credit card?

Last Answer : Yes you can. I do it.

How do I use a credit card to raise my credit score?

Description : How do I use a credit card to raise my credit score?

Last Answer : Always paying your bill on time keeps your credit score intact, carrying a balance doesn’t hurt you. To improve your score, have as few credit cards as possible and keep the credit limit low. Credit scoring companies look at how much credit has been extended to you as well as your paying history.

What are some ways to protect yourself against credit card fraud?

Description : What are some ways to protect yourself against credit card fraud?

Last Answer : use the cash machine inside the bank, thats what my mum does.

Can I deposit a rebate prepaid debit card into my bank account or do I have to spend it at a store?

Description : Can I deposit a rebate prepaid debit card into my bank account or do I have to spend it at a store?

Last Answer : you could spend it on groceries… that way it wouldn’t be something you don’t need.

How do I minimize the hit when trying to put euros into my US checking account?

Description : How do I minimize the hit when trying to put euros into my US checking account?

Last Answer : I’m a little confused.. is this ‘hit’ coming in the form of the exchange rate.. a wire transfer fee.. i’m not really sure what in particular you are referring to.

A friend of mine lost his job a few months ago. He has a family to support and money is tight (they're barely making it). He's franctically trying to find work? Have you ever been there?

Description : A friend of mine lost his job a few months ago. He has a family to support and money is tight (they're barely making it). He's franctically trying to find work? Have you ever been there?

Last Answer : I have not, but lots of friends have. They often went through giving up everything nonessential - which varies by person. Some see doing without manicures or a cell phone as a hardship (at least at first ... Your friend sounds lucky if he is still (barely) making it. I wish the best for your friend.

Does usury apply to private people entering noncommercial loan deals?

Description : Does usury apply to private people entering noncommercial loan deals?

Last Answer : answer:There is a lot of distracting verbiage there, but I assume you are asking about the usury laws in the US for private parties? It varies by state but is regulated. Usury laws:

If you had infinite money , or 1 trillion dollars, and access to talent how close can you get to build a starcraft/probe/shuttle?

Description : If you had infinite money , or 1 trillion dollars, and access to talent how close can you get to build a starcraft/probe/shuttle?

Last Answer : answer:You could make it look like one. Here is what you can not do: 1. You can not make it fly, because you have no anti gravity tech (needed, because the shuttle produces no lift ... matter - antimatter reactor either. In short, your shuttle would be about as functional as a movie prop.

How much does it cost to build a house?

Description : How much does it cost to build a house?

Last Answer : answer:To get an estimate of the cost to build a home, go to Building-cost.net its a free online calculator that helps you get an estimate based on the National Building Cost Manual. What's nice is ... starting point and will help give you a better idea on the costs excluding the land. Good Luck! R

Is it better to apply for credit card through pre approved or if you apply on your own?

Description : Is it better to apply for credit card through pre approved or if you apply on your own?

Last Answer : answer:RED ALERT It is a marketing scam. Nothing more. You will still have to go through an approval process and if not approved. A negative on your credit report. Not to say that the credit company that sent you ... point If you don't need a card, don't get one. You will be better off without one.

When you apply for a credit card and it says they have to wait to make a decision. Does that usually mean you are denied?

Description : When you apply for a credit card and it says they have to wait to make a decision. Does that usually mean you are denied?

Last Answer : yes.

Where can someone with a poor credit history apply for a credit card?

Description : Where can someone with a poor credit history apply for a credit card?

Last Answer : You can get a "secured" credit card from many banks which are different from normal credit cards as you have to load on an amount of money and this is all that can be spend. You can ... Proper credit cards for people with bad credit history include Aqua, Aquis, Barclaycard, Capital One, and Luma.

How do I apply for a business credit card?

Description : How do I apply for a business credit card?

Last Answer : Companies such as American Express allows users to apply online for a Business Platinum Card, and state that a decision is made within 60 seconds. Chase and Bank of America also offer applications online.

What is a good credit card company to apply with online?

Description : What is a good credit card company to apply with online?

Last Answer : Capital One is a good credit card company. They offer a lot of different options and choices. You could also try to apply for just a basic VISA or MasterCard.

Can I apply for a credit card online at Bank of America?

Description : Can I apply for a credit card online at Bank of America?

Last Answer : Yes, you can apply online for a wide variety of credit cards at Bank of America. Some of the different types of credit cards they offer include secured credit cards, rewards credit cards and student credit ... you can get the best card at the best rate. You can apply online at www.bankofamerica.com.

Can I apply a new lowes credit card successfully?

Description : Can I apply a new lowes credit card successfully?

Last Answer : When applying for a credit card, the financial institute operates on a case by case basis depending on your credit score and payment history. If you previously owned a Lowe's credit card that was in good timing, you should not have any problems applying for a new one.

How do I build my credit without a credit card?

Description : How do I build my credit without a credit card?

Last Answer : Be consistent with you monthly payments and build your credit slowly, building your credit to fast can actually damage it. Credit Repair gave me a free credit check and based on my situation they give ... here's a link to their website (minus the dots).....yazing. com/deals/creditrepair/marysho26

Build Credit with a Secured Credit Card?

Description : Build Credit with a Secured Credit Card?

Last Answer : It is possible to get a credit card with bad credit, even if you have previously been turned down. Choose a credit card company that allows you the option of securing your own credit card, meaning ... you to build up your credit again, while allowing you the freedom and convenience of a credit card.

Where is the site in which you can pay to have your credit score raised?

Description : Where is the site in which you can pay to have your credit score raised?

Last Answer : Fraud scam !

How do you get your credit score to 800?

Description : How do you get your credit score to 800?

Last Answer : If you don't want to open more credit cards you could try to just get your credit limit raised on the card you already have. For instance if your credit limit is currently $5K on your visa, see ... in full, that you currently have transactions not paid counts. It is not just about paying on time.

How long will it take to go from no credit to awesome credit?

Description : How long will it take to go from no credit to awesome credit?

Last Answer : A while, but use that to your benefit. Save. To establish credit you will need to open up a credit card and charge something to it regularly but pay it off or keep a low balance. If you need ... Make sure you steer clear of any and all store credit programs. Try to go through your bank if possible.

Can some one educate me on Earned Income Credit?

Description : Can some one educate me on Earned Income Credit?

Last Answer : answer:From IRS.gov: EITC Income Limits, Maximum Credit Amounts and Tax Law Updates 2014 Tax Year Earned Income and adjusted gross income (AGI) must each be less than: $46,997 ($52,427 married ... you for EITC, see Qualifying Child Rules or Publication 596, Rules If You Have a Qualifying Child.

Do you bother to sign your debit/credit cards anymore, if you ever did.

Description : Do you bother to sign your debit/credit cards anymore, if you ever did.

Last Answer : No, I just scribble on the line. No one has ever questioned my about my signature.

Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Description : Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Last Answer : Better to pay off. Bankruptcy puts a big mark on you credit report, no one wants to get left holding the bag when you opt out of your debt. Bankruptcy takes the legal obligation away, but does not clear your record.

If I pay a lump sum settlement will my credit score improve?

Description : If I pay a lump sum settlement will my credit score improve?

Last Answer : Usually it says paid in full for less than the full amount. (or something like that .) It might look better to some creditors and it might raise your mysterious FICO score by a bit, and it will ... last transaction, so if you pay the settlement, it will be seven years from the date you paid it.

Would raising your credit limit negatively affect your credit rating/score?

Description : Would raising your credit limit negatively affect your credit rating/score?

Last Answer : I'm not 100% sure about this, but every financial guidebook I've ever read said to keep getting your limit bumped every year if you need it or not. If it were harmful to your credit, I don' ... be so widely advocated for. Therefore, my best guess is that it's neutral/beneficial to your credit score.

Marital finances/credit history question.

Description : Marital finances/credit history question.

Last Answer : No. The three credit bureaus in the US look at individual’s credit; not married couples an in individual entity. If a couple has a joint debt, like a home purchase; the debt shows up on each individual’s credit report.

Should I get an account at a credit union/bank or just manage my money with an account?

Description : Should I get an account at a credit union/bank or just manage my money with an account?

Last Answer : answer:Banks/Credit Unions are safer. Credit unions have great programs that will earn you interest. Here's the problem: The money sitting in a jar under your bed (or wherever) is actually decreasing in ... funds in a savings account at a minimum, but an IRA or some other investment is even better.

What do you think about opening and closing credit cards for the initial sign up offers?

Description : What do you think about opening and closing credit cards for the initial sign up offers?

Last Answer : I know that closing lines of credit does cause your credit score to go down because you have less available credit. So, for that part of it, it will cause your credit score to drop when you close the ... of the benefits or not being able to use the benefits until you've had the card for a year.

How do you get start up capital for a new business with bad credit?

Description : How do you get start up capital for a new business with bad credit?

Last Answer : Pretty much your only options other than traditional financing are to find a money partner or save it up yourself.

Do you think it's a tad unwise to buy (relatively speaking) unneccesary stuff on credit?

Description : Do you think it's a tad unwise to buy (relatively speaking) unneccesary stuff on credit?

Last Answer : Yes. The only things you should buy on credit are things you can’t save up for in a reasonable amount of time, and are essential to live in today’s modern world, like a house and a car. Everything else, if you can’t afford it, do without it until you can save up for it.

Is there an actual way to see my credit score for FREE?

Description : Is there an actual way to see my credit score for FREE?

Last Answer : No, your credit report does not contain your credit score. No, you cannot get your credit score for free. You can sign up with various companies that will let you view your credit score by way ... report from each of the three main credit reporting bureaus once a year, for free, from the government.

What should I look for in a good credit union?

Description : What should I look for in a good credit union?

Last Answer : I can only recommend the one that i use, Old Hickory Credit Union, in Tennessee. go to their website and see why i have been a customer for many years. i think you will be pleasantly surprised.

(Yes, yes, I've procrastinated.) Can you help me with a TurboTax question re: new car credit?

Description : (Yes, yes, I've procrastinated.) Can you help me with a TurboTax question re: new car credit?

Last Answer : answer:It would appear that the requested input is any tax that you have already paid on the vehicle, such as sales tax or (perhaps) a registration fee that is based on the value of the ... file an extension request instead of your tax return by April 15, and the first extension is automatic.

I'd like your opinion on which you prefer and why. Bank or credit union?

Description : I'd like your opinion on which you prefer and why. Bank or credit union?

Last Answer : answer:The only advantage of a bank for me is free ATMs are everywhere. Otherwise, my credit union is superior. Higher rates when they pay me interest. Lower rates when I pay interest on loans ... . I phoned the automated system, paid $500 from checking to Visa, and the transaction sailed through!

Can I Put Money In paypal Without an bank account/credit?

Description : Can I Put Money In paypal Without an bank account/credit?

Last Answer : no it has to be linked to credit card- I think a prepaid card works but when I opened a paypal acount it asks for your bank account info

Ability to repay credit: Consumer and Creditor responsibilities?

Description : Ability to repay credit: Consumer and Creditor responsibilities?

Last Answer : I think it’s the consumers job to know what they can afford. It’s pretty simple math.

Child Tax Credit?

Description : Child Tax Credit?

Last Answer : If you look at the bottom of the link you posted, there is a link to pub 972 which has a worksheet. Basically, you take 110k off whatever your AGI is, so let's say your AGI is $130k. You take ... Or for any number inbetween there, you basically lose $50 of the credit for every 1,000 in income (5%).

What are some good ways to start building credit?

Description : What are some good ways to start building credit?

Last Answer : firstly your age is going to go against you i would imagine unfortunately, and there's not a lot you can do about that for a while . make your first priority to stay out of debt and if you are ... for doing so regular savings in a savings account? hope these ideas might be of use and good luck!!

Why don't we teach "Credit" as a highschool course?

Description : Why don't we teach "Credit" as a highschool course?

Last Answer : My school does. We have several classes dealing with credit, stocks, taxes, etc. You’re required to take at least one in order to graduate. You’re right. More schools should offer it.