I'd like your opinion on which you prefer and why. Bank or credit union?

I'd like your opinion on which you prefer and why. Bank or credit union?
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1 Answer

Answer :

answer:The only advantage of a bank for me is free ATMs are everywhere. Otherwise, my credit union is superior. Higher rates when they pay me interest. Lower rates when I pay interest on loans. They work really fast. They aren’t tiny ($500M in assets) but they seem like a small company (in a good way). They were even earllier with web/phone banking, and still are better. Transfers to my credit card account, for example, are instant. One time my card was denied at car rental agency at 1am. I was stuck in some airport. I phoned the automated system, paid $500 from checking to Visa, and the transaction sailed through!
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Description : Does having only a debit card do absolutely nothing for establishing credit?

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Description : Does anyone have any suggestions for good credit cards (good rewards program, low interest, etc.)?

Last Answer : I LOVE my JetBlue American Express Card. Now, I take a vacation every year and my flight is always free.