Anyone using prepaid debit cards?

Anyone using prepaid debit cards?
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What new regs and fees?
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Can I deposit a rebate prepaid debit card into my bank account or do I have to spend it at a store?

Description : Can I deposit a rebate prepaid debit card into my bank account or do I have to spend it at a store?

Last Answer : you could spend it on groceries… that way it wouldn’t be something you don’t need.

Do you bother to sign your debit/credit cards anymore, if you ever did.

Description : Do you bother to sign your debit/credit cards anymore, if you ever did.

Last Answer : No, I just scribble on the line. No one has ever questioned my about my signature.

Is it true Americans do not use bank debit cards in retail and for online banking?

Description : Is it true Americans do not use bank debit cards in retail and for online banking?

Last Answer : Ummm, I’m in the United States and only use a debit card. It has the Visa logo so it works anywhere that takes Visa but it pulls the money straight from my account.

What are prepaid loaded debit cards?

Description : What are prepaid loaded debit cards?

Last Answer : Prepaid/ loaded debit cards function like normal debit cards, as they are used in substitution for cash. The largest difference is that they have a preloaded dollar value that can not be exceeded.

Which of the following types of cards is free from credit risk? A. Credit card B. Debit Card C. Prepaid Cards D. Charge Cards E. Both (C) and (D)

Description : Which of the following types of cards is free from credit risk? A. Credit card B. Debit Card C. Prepaid Cards D. Charge Cards E. Both (C) and (D)

Last Answer : B. Debit Card Explanation: A debit card a safe, convenient, risk-free alternative to cash and has no credit risks attached.

Do prepaid bank cards that have direct deposit have a routing number?

Description : Do prepaid bank cards that have direct deposit have a routing number?

Last Answer : answer:Not really, just the card number. Just as a credit card doesn't necessarily have a single account tied to it. There may be a routing number somewhere for the account the card is drawn ... of cards. Edit: to be clear, a routing number typically points to the institution holding the account

Does anyone know what prepaid Visa debit card allows you to withdraw more than $300.00 dollars at one time?

Description : Does anyone know what prepaid Visa debit card allows you to withdraw more than $300.00 dollars at one time?

Last Answer : You can contact your bank to find out what the current limit is on your account and have them increase the withdrawal limit. Contact customer service (MetaBank) at 1–866-331–8745; they can help you.

Does anyone use the Skylight prepaid debit card?

Description : Does anyone use the Skylight prepaid debit card?

Last Answer : answer:Never heard of it, but myskylightcard.com has a location finder, and instructions for how to do so. Note that the instructions inform you that some locations may charge a small fee to ... would use this. What is the advantage over just using a debit card connected to your bank account?

Have you successfully retrieved money from a fraud claim you filed on your debit card?

Description : Have you successfully retrieved money from a fraud claim you filed on your debit card?

Last Answer : I did. It took a few days, but I only dealt with my bank. Actually, the bank had called me first, suspecting that the transaction was fraudulent.

Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?

Description : Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?

Last Answer : It doesn’t cost me anything to use the ATM at my bank. And sometimes I just want to pay with cash. If I’m out with friends, I pay my share with cash. At strange gas stations away from home I prefer to pay with cash. Buying a quick donut or sandwich, cash.

When a debit card does not have a chip, am I still able to track it?

Description : When a debit card does not have a chip, am I still able to track it?

Last Answer : Yes. The company who issued the card will be able to track where yours was last used.

How is a debit card with a checking account different from this >PASS card?

Description : How is a debit card with a checking account different from this >PASS card?

Last Answer : It's like a cross between a checking account and a gift card. With a pre-paid card, your parents deposit money onto the card, and can reload more money as you spend it down. In that way it's ... costs $50, your card will be declined and you will have to find another way to pay for your purchase.

Why do banks care if you use debit or credit when paying with your bank card?

Description : Why do banks care if you use debit or credit when paying with your bank card?

Last Answer : The law protects you if you use a credit card for purchases. You are not liable in case of fraud, etc. The bank must pay or go after the company, and you have limited liability. With a debit ... like gasoline or groceries. Instead, use your debit card to pay bills you are sure you owe, etc.

Is there a travel debit card for students?

Description : Is there a travel debit card for students?

Last Answer : You should have a bank/Checking acoount. I’m 16 and have a debit card. I can use it anywhere. My bank server is Wells Fargo…so I don’t know if you have those in Scotland. BTW welcome to Fluther! :)

Does having only a debit card do absolutely nothing for establishing credit?

Description : Does having only a debit card do absolutely nothing for establishing credit?

Last Answer : It sounds like you need to get a credit card. Just pay most of the balance off every month (I think keeping a small balance is better than paying the entire balance off every month, but I'm not 100% ... . If you have a cell phone bill, rent, utilities, etc., that's another way to establish credit.

If a debit card transaction is PENDING, does that mean the charge will definitely go through?

Description : If a debit card transaction is PENDING, does that mean the charge will definitely go through?

Last Answer : No, it means that they are aware of it, but haven't as yet approved it. They will automatically reserve funds in the expectation of approval, but that is all. Usually if you are an established customer - ... whatever. They aren't out to get you, they want your business - but at no risk to them.

Can I use a prepaid debit Mastercard to rent a car?

Description : Can I use a prepaid debit Mastercard to rent a car?

Last Answer : Most rental car companies will not accept pre-paid debit cards for a car rentals. Most companies will accept standard debit cards and all will accept credit cards.

what is the best prepaid debit card?

Description : what is the best prepaid debit card?

Last Answer : Wal-Mart prepaid debit cards are probably the best ones. For college students, you can buy two card-one for you and one for him. You can add money to them by visiting your local Wal-Mart money center.

Advantages of Using Credit Cards Over Debit Cards?

Description : Advantages of Using Credit Cards Over Debit Cards?

Last Answer : With the country in financial turmoil, debit card use hasskyrocketed. Debt-laden consumers have switched to debit cards totry and alleviate their financial burdens. However, the fault forcredit card ... againstfraud because the money stolen is not actually missing from any ofthe customer's a

A) PayUmoney Explanation: It can allow even the smallest of merchants to start accepting card based payments. It can accept all credit/debit cards. The POS terminal is easy to set up, can be operated using a pre- or post-paid SIM, and does away with the use of paper receipts—making it cost & battery effective, and, of course, very environment friendly. With a simple and hassle-free documentation policy, a merchant can start using a PayUmoney POS terminal within 48 hours of signing up for the service.

Description : A) PayUmoney Explanation: It can allow even the smallest of merchants to start accepting card based payments. It can accept all credit/debit cards. The POS terminal is easy to set up, can be ... , a merchant can start using a PayUmoney POS terminal within 48 hours of signing up for the service.

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Does anyone have any suggestions for good credit cards (good rewards program, low interest, etc.)?

Description : Does anyone have any suggestions for good credit cards (good rewards program, low interest, etc.)?

Last Answer : I LOVE my JetBlue American Express Card. Now, I take a vacation every year and my flight is always free.

Have chip-card debit credit cards been a failure in the US?

Description : Have chip-card debit credit cards been a failure in the US?

Last Answer : I have had fewer problems with chip cards than I did with cards that only had a mag strip that got scratched and unreadable. And he problems seem to be the reader, not the cards. My cards also don’t get bent or sat upon. I have a metal wallet that I carry in my front pocket.

Do you think it would be helpful to have our pictures on our credit or debit cards?

Description : Do you think it would be helpful to have our pictures on our credit or debit cards?

Last Answer : No, I do not think it is likely this would be helpful to me. Yes, there are banks that do it. The main reason it's considered helpful is to try to prevent use of your card by others. ... think it will confound many people in the case that someone does take your card, unless they're extremely dense.

How to understand credit- and debit cards? (more info inside)

Description : How to understand credit- and debit cards? (more info inside)

Last Answer : Credit card – spending money you don’t have. Debit card – Like writing a check.. but digitally.

Personal Pictures On Debit Cards?

Description : Personal Pictures On Debit Cards?

Last Answer : The picture is supposed to be for security reasons. Do you understand why having a picture of two people on the card could be a problem?

A purveyor of baked goods is approached by a man with a very low I.Q. who wants to buy some of the baker's creations; however, the man with the low I.Q. has no credit or debit cards, no checks, and in fact, doesn't even have one red cent in his pocket to buy anything, so he is flatly denied any of the seller's goods. Who is this dolt who is trying to get something for nothing? -Riddles

Description : A purveyor of baked goods is approached by a man with a very low I.Q. who wants to buy some of the baker's creations; however, the man with the low I.Q. has no credit or debit cards, no ... denied any of the seller's goods. Who is this dolt who is trying to get something for nothing? -Riddles

Last Answer : Simple Simon met a pieman going to the fair. Says Simple Simon to the pieman, 'Let me taste your ware.' Says the pieman to Simple Simon, 'Show me first your penny.' Says Simple Simon to the pieman, 'Indeed, I have not any.

Why are credit cards more convenient than debit?

Description : Why are credit cards more convenient than debit?

Last Answer : They allow people to buy things without paying immediately.

What are the disadvantages of reloadable debit cards?

Description : What are the disadvantages of reloadable debit cards?

Last Answer : Some disadvantages of reloadable debit cards are that it relaly doensnt help your credit and it is sometimes a hassle to go to the store everytime you have to reload it

Does Wells Fargo offer debit cards for teens?

Description : Does Wells Fargo offer debit cards for teens?

Last Answer : A bank account is a contract; you must be 18 to enter into a contract, so you are not eligible at the age of 16 to open an account on your own. What you can do is open a joint account with ... is, however, no such thing as a "teen account" that allows kids under 18 to open accounts on their own.

Can you restrict debit cards for teens?

Description : Can you restrict debit cards for teens?

Last Answer : I know that Wells Fargo has a teen account. The teen is only allowed to spend so much per day out of their account and they can only take so much out of the ATM. The parents can decide the limits of the ATM/Debit cards.

Why do USA citizens prefer credit cards over debit cards?

Description : Why do USA citizens prefer credit cards over debit cards?

Last Answer : Answers is the place to go to get the answers you need and to ask the questions you want

With which card company has Axis bank launched its contactless debit cards? A) MasterCard B) RuPay C) EuroPay D) Visa E) None of these

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Last Answer : D) Visa Explanation: Axis Bank, on Wednesday announced the launch of its Contactless Secure+ Debit Card for regular savings account customers, to provide access to a larger customer base with contactless ... (POS) terminals and also use the card as a normal debit card at any POS terminal.

Which of the following services can be offered by Payment Banks? A. Debit Cards B. Online Banking C. Mobile Banking D. All of the Above E. None of the Above

Description : Which of the following services can be offered by Payment Banks? A. Debit Cards B. Online Banking C. Mobile Banking D. All of the Above E. None of the Above

Last Answer : D. All of the Above Explanation: Payments banks can issue services like ATM cards, debit cards online banking and mobile banking.

Which among the following generally does not come under Corporate5. None of these Banking ? 1. Structured Finance 2. Government Banking 3. FI, Capital Markets & Custodial Services 4. Debit Cards

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Last Answer : Debit Cards

Do you use cash or cards more? Is one better than the other assuming there's no fees to use the card?

Description : Do you use cash or cards more? Is one better than the other assuming there's no fees to use the card?

Last Answer : Cash is more controllable. When your pocket is empty you stop spending. A card doesn’t give you that instant feedback. You can run up a bigger bill than you realize or empty your bank account before you know it. I use cash whenever possible.

What do you think about opening and closing credit cards for the initial sign up offers?

Description : What do you think about opening and closing credit cards for the initial sign up offers?

Last Answer : I know that closing lines of credit does cause your credit score to go down because you have less available credit. So, for that part of it, it will cause your credit score to drop when you close the ... of the benefits or not being able to use the benefits until you've had the card for a year.

Why are Wal-Mart gift cards selling for more than face value on Ebay?

Description : Why are Wal-Mart gift cards selling for more than face value on Ebay?

Last Answer : Dumb bidders? Isn’t that how auction fever works?

What are some banks that offer pinless atm cards?

Description : What are some banks that offer pinless atm cards?

Last Answer : You mean an ATM card that you can use as a debit card? If you search for “debit card” you’ll probably get farther. I’m a fan of credit unions, and both the credit unions I’ve used in the past year offer debit cards by default.

Do any phone carriers offer prepaid micro-SIM cards for unlocked iphone 4 / 4s? Or am I stuck with $50+/month data plans?

Description : Do any phone carriers offer prepaid micro-SIM cards for unlocked iphone 4 / 4s? Or am I stuck with $50+/month data plans?

Last Answer : This looks scary but it might be worth a try.

What are some prepaid SIM cards for USA?

Description : What are some prepaid SIM cards for USA?

Last Answer : There are many. ATT, T-Mobile, Verizon, Virgin Mobile.

How to Get the Most Out of Prepaid Gift Cards?

Description : How to Get the Most Out of Prepaid Gift Cards?

Last Answer : Shoppers have struggled forever with the age-old conundrum ofwhat to purchase as a gift for any type of occasion. It can be verystressful to find ourselves in the situation of needing to buy agift for ... with the perfect giftideas for loved ones and friends.In years past, while it was an easy an

Do prepaid phone cards expire?

Description : Do prepaid phone cards expire?

Last Answer : Prepaid minutes could expire yes. It varies from carrier to carrier. I would suggest extreme research before making your choice.

Can you buy wireless prepaid cards at Walgreens?

Description : Can you buy wireless prepaid cards at Walgreens?

Last Answer : In short, yes. I'm sure it would depend on the individual store and the active wireless networks that work around that store when it comes to what kind of cards it sells though. For ... wireless-$15-prepaid-refill-card/ID=prod6061562-product is an example of Walgreens selling a Verizon prepaid card.

verizon cheap prepaid and refillable cards and for my gusto prepaid and mobile phone?

Description : verizon cheap prepaid and refillable cards and for my gusto prepaid and mobile phone?

Last Answer : Verizon prepaid and cheap cards and for my mobile prepaid and gusto mobile phone

How long before prepaid gift cards expire when you buy them?

Description : How long before prepaid gift cards expire when you buy them?

Last Answer : It just depends on the gift card issuer. Check the card for terms and conditions. Some states require that girt cards never expire. Also be aware that if a business files for bankruptcy it is possible that they will immediately stop accepting gift cards.

Can you resell prepaid gift cards and where can you do this?

Description : Can you resell prepaid gift cards and where can you do this?

Last Answer : Gift Card Rescue is a website that helps you cash in your gift cards. You tell them which store you have a gift card to and how much it's worth. They will give you a quote, and if you agree you can mail it in to get the cash for it.

What are the benefits of having prepaid credit cards as opposed to regular credit cards?

Description : What are the benefits of having prepaid credit cards as opposed to regular credit cards?

Last Answer : Prepaid credit cards are better than standard credit cards in that you're less likely to get in over your head financially. Standard credit cards are one of the primary ways people build debt but with a prepaid card you can only spend what you already have.

Can I use prepaid credit cards just like traditional credit cards?

Description : Can I use prepaid credit cards just like traditional credit cards?

Last Answer : Prepaid credit cards work exactly like the traditional unsecured credit cards. Make sure that you know what your credit limit is. Your credit limit will be what you send into them. You can use them just like a credit or debit card to get hotel rooms, gas, or whatever else you may need.

Where can I get the best deals on prepaid credit cards?

Description : Where can I get the best deals on prepaid credit cards?

Last Answer : I hopefully Recommend ht tps://ya zing. com/deals/creditrepair/Priven - please remove the spaces before searching, this site it just helped me a lot Hope you'll find it useful . Try It out!! good luck!!

How do people use prepaid gift cards?

Description : How do people use prepaid gift cards?

Last Answer : A prepaid gift card works just like a credit card. The person who receives the card will need to follow the instructions to activate card, this is usually done by calling a 1-800 number. Once activated, the person can spend the balance on the items of their choice.