I didn’t take out loans for college, Thank goodness. I think graduating with debt is just awful. I was very lucky to have parents who could afford to pay for my college, and who always believed it was their responsibility to do it. Even if I had taken loans, it would have been for them, they would have paid. I have a feeling that the loans have artificially pushed up tuitions at universities and something must be done. Giving loans is very different than our government providing higher education for our young adults, the way the system is set up needs so revamping.