Where can I find information about managing savings, and spending less?

Where can I find information about managing savings, and spending less?
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ps, off to work, I’ll drop in to hand out lurve and responses later tonight
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Related questions

Best knowledge to have for managing ones personal finances?

Description : Best knowledge to have for managing ones personal finances?

Last Answer : answer:Don’t spend more than you have. Simple. oh and try to save something every month.

Where do you keep money to prevent yourself from being tempted in spending it?

Description : Where do you keep money to prevent yourself from being tempted in spending it?

Last Answer : In a savings account. Then I hide it from my online banking.

Is it really worth spending money for brand name items?

Description : Is it really worth spending money for brand name items?

Last Answer : While name brand does not always make a difference often enough it does. Consumables I’m almost never getting name brand but other things name brand has a higher resale value. There is no formula for this, it really depends on what the item is.

Wait, what? The right thinks if they reduce federal spending then we will climb out of all our problems and all the needs that these tax dollars were meeting will evaporate?

Description : Wait, what? The right thinks if they reduce federal spending then we will climb out of all our problems and all the needs that these tax dollars were meeting will evaporate?

Last Answer : answer:No, no, no. That would just be pushing the problem down so congress can look good playing high and mighty and not have to deal with it or the peeved, headache inducing, voters. ... , you die, whichever. Please avoid standing in the sarcasm for prolonged periods, it may prove disorientating.

Judging by recent financial trend, should I convert my holiday spending money now or later?

Description : Judging by recent financial trend, should I convert my holiday spending money now or later?

Last Answer : I may be off, but if they cap the well, I would think maybe stocks would rise. but exchange rate?? I’m not an expert at the quirky international rates and how it is affected by stocks? Is there are correlation?? Awesome question.

Given the state of the economy, what do you think about the fact that we're going to set another record for ********* spending?

Description : Given the state of the economy, what do you think about the fact that we're going to set another record for Christmas spending?

Last Answer : Hey, that is great news Joker! Hopefully, this means we are coming out of this recession for good!

How would you help someone with a dangerous spending habit?

Description : How would you help someone with a dangerous spending habit?

Last Answer : how old’s your friend? 20–30? if that’s the case usually what it is is a mother’s fear that her child doesn’t NEED her anymore, so she tries to “stay in their good graces” with gifts, surprises, etc. how to help? I have absolutely no idea.

What spending/payment habits are best to establish credit with a credit card?

Description : What spending/payment habits are best to establish credit with a credit card?

Last Answer : Well, dang. I only looked on the first two pages of the search. This has been asked before, but I really don’t understand credit-to-balance ratios. Can someone simply give me an example of, say, 3 months of use of a card that would maximize benefits to one’s credit?

Help. Am I spending too much?

Description : Help. Am I spending too much?

Last Answer : This is a trick question, right? Anybody who spends that much money on drugs and complains about being poor just can’t be for real.

Do you plan on spending your tax rebate check (thus stimulating the economy as intended) or will you save your money?

Description : Do you plan on spending your tax rebate check (thus stimulating the economy as intended) or will you save your money?

Last Answer : Probably going to end up blowing it on stupid stuff. Though I’d really like to save it if possible.

When you get a golden dollar coin as change, do you plan on not spending it?

Description : When you get a golden dollar coin as change, do you plan on not spending it?

Last Answer : I take it to the bank, and get a more-spendable dollar bill for it.

What is your household salary tipping point for savings?

Description : What is your household salary tipping point for savings?

Last Answer : My only discretional income is from food. If I don’t order out in a month then it goes to savings. I have no car, house, mortgage, wife or kids.

If Forbes magazine ranked everyone in the planet for income or savings where would you be?

Description : If Forbes magazine ranked everyone in the planet for income or savings where would you be?

Last Answer : Does that take cost of living into account?

If you had just enough money in your savings account to pay off your house, would you?

Description : If you had just enough money in your savings account to pay off your house, would you?

Last Answer : It would depend on the interest rate, @chyna, and other things like they type of loan, how much equity I had in the house, amount of mortgage payment, value of the home…

I have $6,000 in my savings and want to invest it. Any ideas?

Description : I have $6,000 in my savings and want to invest it. Any ideas?

Last Answer : Have you paid off all your credit card bills and high interest loans? Unless you are a fortune teller (or connected) the market is a risky place. Firearms manufacturers seem to be doing quite well. But your mileage may vary.

How should I grow my savings?

Description : How should I grow my savings?

Last Answer : Try a credit union. Banks suck.

When they say American's savings are up, what exactly are they counting?

Description : When they say American's savings are up, what exactly are they counting?

Last Answer : Here is a technical but not inaccessible explanation of the econometrics of savings.

What is the difference between a savings and a money market account?

Description : What is the difference between a savings and a money market account?

Last Answer : Vanguard Money Market Funds pay better interest than most savings accounts; plus they offer the convenience of check-writing privileges. Check out vanguard.com for your state; If you are interested in long- ... rates for savings and CDs. Capitalone has a good MM rate if you use their Master Card.

How do you set up a savings account for a child?

Description : How do you set up a savings account for a child?

Last Answer : Any bank officer will help you. Try to find the best interest rates online as well.

Banks in the US, active with the FDIC, only insure $100,000. So if a person has, for example, 10 million dollars and wants to deposit the money in a bank, does he have to look for 100 banks or is there another way to invest that is as low risk as a savings account?

Description : Banks in the US, active with the FDIC, only insure $100,000. So if a person has, for example, 10 million dollars and wants to deposit the money in a bank, does he have to look for 100 banks or is there another way to invest that is as low risk as a savings account?

Last Answer : A person with 10 million dollars probably has a diversified investment portfolio with a variety of risk levels and return levels. As a result, his insurance is that not everything will collapse at the ... 10% above inflation, banks are a very poor choice for someone with lots of money to invest.

Which of the following is not an economic problem? (1) Deciding between paid work leisure (2) Deciding between expenditure on one good and the other (3) Deciding between alternative methods of personal savings (4) Deciding between different ways of spending leisure time

Description : Which of the following is not an economic problem? (1) Deciding between paid work leisure (2) Deciding between expenditure on one good and the other (3) Deciding between alternative methods of personal savings (4) Deciding between different ways of spending leisure time

Last Answer : (3) Deciding between alternative methods of personal savings Explanation: The Theory of Economic Problem states that scarcity exists in the sense that only finite and insufficient resources are ... to allocate scarce resources to the provision of various goods and services within the economy.

4. For which of the following reasons might inflation cause Real GDP to grow slower than it otherwise would? a. Inflation makes everyone poorer b. Inflation reduces the value of consumer debt c. Inflation increases business investment spending d. Inflation decreases savings in financial form

Description : 4. For which of the following reasons might inflation cause Real GDP to grow slower than it otherwise would? a. Inflation makes everyone poorer b. Inflation reduces the value of consumer debt c. Inflation increases business investment spending d. Inflation decreases savings in financial form

Last Answer : d. Inflation decreases savings in financial form

The marginal propensity to consume is equal to (a) Total spending/Total consumption (b) Total consumption/ Total income. © Change in consumption/ Change in income (d) Change in consumption/ Change in savings.

Description : The marginal propensity to consume is equal to (a) Total spending/Total consumption (b) Total consumption/ Total income. © Change in consumption/ Change in income (d) Change in consumption/ Change in savings.

Last Answer : © Change in consumption/ Change in income

Which of the following is not an economic problem ? (1) Deciding between paid work and leisure (2) Deciding between expenditure on one good and the other (3) Deciding between alternative methods of personal savings (4) Deciding between different ways of spending leisure time

Description : Which of the following is not an economic problem ? (1) Deciding between paid work and leisure (2) Deciding between expenditure on one good and the other (3) Deciding between alternative methods of personal savings (4) Deciding between different ways of spending leisure time

Last Answer : Deciding between different ways of spending leisure time

The amounts of P, Q and R in the ratio 3:4:5 and their spending are in the ratio 4:5:6. If P saves 1/6th of his income then then savings of P, Q, R are in the ratio A) 18:11:3. B) 12:13:4. C) 4:11:18. D) None

Description : The amounts of P, Q and R in the ratio 3:4:5 and their spending are in the ratio 4:5:6. If P saves 1/6th of his income then then savings of P, Q, R are in the ratio A) 18:11:3. B) 12:13:4. C) 4:11:18. D) None

Last Answer : Answer: C)  Income of P,Q,R = 3x:4x:5x Expense of 4:5:6=4y:5y:6y.  Savings [income –expenditure]  =3x-4y :4x-5y :5x-6y------->1  Given 3x-4y=x/6  y=17x/24  Sub if (1) is,  =3x-4(17x/24) :4x-5(17x/24) :5x-6(17x/24)  =8x:22x:36x  = 4:11:18

. One of the more daunting challenges of managing a test project is that so many dependencies converge at test execution. One missing configuration file or hard ware device can render all your test results meaning less. You can end up with an entire platoon of testers sitting around for days. Who is responsible for this incident? A. Test managers faults only B. Test lead faults only C. Test manager and proj

Description : . One of the more daunting challenges of managing a test project is that so many dependencies converge at test execution. One missing configuration file or hard ware device can render all your test results ... incident? A. Test managers faults only B. Test lead faults only C. Test manager and proj

Last Answer : A. Test managers faults only

A, B and C are 3 partners in a business. Their investments are respectively Rs 2000, Rs 4,000 and Rs 3,000. A gets 30% of total profit for managing the business. The remaining profit is divided among them in the ratio of their investments. At the end of the year, the profit of Ais Rs 1100 less than the sum of the profit of B and C. What amount of income will C get? A) Rs 2100.75 B) Rs 2887.5 C) Rs 2705.75 D) Rs 2546.25

Description : A, B and C are 3 partners in a business. Their investments are respectively Rs 2000, Rs 4,000 and Rs 3,000. A gets 30% of total profit for managing the business. The remaining profit is divided among them in the ratio ... of income will C get? A) Rs 2100.75 B) Rs 2887.5 C) Rs 2705.75 D) Rs 2546.25

Last Answer : Answer: B) The ratio of profit of A, B and C is 2000:4000:3000=2:4:3. Let the annual profit be P. Then, A will get 0.3p for managing the business. And, remaining 0.7p will be distributed in the ratio of their ... ⇒ 7/9 0.7p−2/9 0.7p−0.3p=1100 ⇒ p=12,375 So, C's share=3/9 0.7p=Rs 2887.5

If you click the managing account number on the managing account list what information is available to you?

Description : If you click the managing account number on the managing account list what information is available to you?

Last Answer : A list of associated card accounts

Process of managing upstream and downstream of final goods, flow of raw materials and information about resellers and final consumers is classified as A. marketing logistics network B. supply chain management C. delivery network D. physical distribution network

Description : Process of managing upstream and downstream of final goods, flow of raw materials and information about resellers and final consumers is classified as A. marketing logistics network B. supply chain management C. delivery network D. physical distribution network

Last Answer : B. supply chain management

Can anyone help? I need to come up with $650 in less than 24hrs. I'm desperate!

Description : Can anyone help? I need to come up with $650 in less than 24hrs. I'm desperate!

Last Answer : Good luck.

Do you find that as you get older you become more low maintenance and require less to get by?

Description : Do you find that as you get older you become more low maintenance and require less to get by?

Last Answer : I make fiber my friend. I sleep at night instead of gaming. I take care of myself better; but my grade nine person can kick my ass. I’m not as strong as I was then. I’m more relaxed now.

It's illegal for an employer to pay less than minimum wage, but what if it's what the employee wants them to do?

Description : It's illegal for an employer to pay less than minimum wage, but what if it's what the employee wants them to do?

Last Answer : answer:Paying less than minimum wage, except in some service industries where it is assumed tips will make up the difference, is a violation of federal regulations. I lived in an area where the crew at ... resolved when the workers were put on part time and the mill was open only 30 hours a week.

How do you and your family live with less?

Description : How do you and your family live with less?

Last Answer : answer:Do you like soft drinks, beer, or coffee? Drink tap water instead. Like TV? Cancel your cable. Do you eat out? Cook your own meals. Do you smoke? Quit. You will save a ton of money if you remove non essential luxuries from your life.

Artificial diamonds are worth far less than natural diamonds, if Gold could be artificially made in a lab somehow would it be worth less than naturally mined Gold?

Description : Artificial diamonds are worth far less than natural diamonds, if Gold could be artificially made in a lab somehow would it be worth less than naturally mined Gold?

Last Answer : The only current way to make gold artificially in in microgram quantities and it is of a radioactive form, not something you would wish to possess. Even if a stable isotope could be produced, it would be discernable from “natural” gold, thus not affected the value of bullion.

If you rent, do you feel like you should pay a little less for the month of February?

Description : If you rent, do you feel like you should pay a little less for the month of February?

Last Answer : If we were going to split hairs and figure out rent down to the day, they’d probably just make it up so you end up paying the same amount by the end of the year. Bastards.

Where can I find more information on stamps and where is a good place to sell collectible stamps?

Description : Where can I find more information on stamps and where is a good place to sell collectible stamps?

Last Answer : This might be a better place to ask.

Filling Out Tax Information For The First Time?

Description : Filling Out Tax Information For The First Time?

Last Answer : You should use your own SSN, and just fill in the blanks that are shown. Tax is what you pay, not what you receive. The government charges taxes on income over a certain amount, and the Adsense company needs your SSN to report your earnings to the IRS.

Do you think spending money here on Earth would make the world less developed?

Description : Do you think spending money here on Earth would make the world less developed?

Last Answer : Hello - where do you think the money for space exploration goes? We don't shoot it at the moon, my friend, it goes straight to the fuel providers, the tile fabricators, the computer technicians, ... space has many practical applications as well, since there is a lot of innovation that goes into it.

Find yourself spending less time at your desk?

Description : Find yourself spending less time at your desk?

Last Answer : answer:I don't mean to be rude. But, the way this website is set-up doesn't work well for chatting. It isn't a forum. It would be cool if people would ask questions that have actual answers. I ... can't be answered. Something like, "What cool things can I do with my new iPhone?" would be cool.

What is the best Dell Laptop to purchase spending less than $800?

Description : What is the best Dell Laptop to purchase spending less than $800?

Last Answer : Save up another $300 and get yourself a Macbook. Trust me you won't be disappointed.

Benefit of Spending Less?

Description : Benefit of Spending Less?

Last Answer : Benefit of Spending LessReducing your spending can be worth more than you might think.Use this calculator to see just how much your budget reductions maybe worth, if you were to invest them. View the value of this newpotential nest egg both with and without taxes factored in.

Spending Less?

Description : Spending Less?

Last Answer : To consider the average of anything, you have to consider all of the variables within the question asked. Electricity, as an average, is a lot like asking what is the average grocery bill of the ... . People with larger homes and kids, bills can be upwards of $400 per month. Taking into considerat

If the body experiences acidosis the respiratory center located in the medulla gets the information and induces the increase of the respiratory frequency. The increment of the respiratory frequency makes the body eliminate more carbon dioxide and to shift the equilibrium of the formation of bicarbonate towards the spending of more hydrogen ions and thus the blood pH raises.

Description : If the body experiences acidosis the respiratory center located in the medulla gets the information and induces the increase of the respiratory frequency. The increment of the respiratory frequency makes the ... of bicarbonate towards the spending of more hydrogen ions and thus the blood pH raises.

Last Answer : How does the breathing process correct alkalosis?

Which of the following is not a benefit of content marketing?  Cost savings  Increase sales  Less engagement  None of the above

Description : Which of the following is not a benefit of content marketing?  Cost savings  Increase sales  Less engagement  None of the above

Last Answer : Less engagement

Which of the following is not a benefit of content marketing?  Cost savings  Increase sales  Less engagement  None of the above

Description : Which of the following is not a benefit of content marketing?  Cost savings  Increase sales  Less engagement  None of the above

Last Answer : Less engagement

What information do I need to set up checking and savings accounts online?

Description : What information do I need to set up checking and savings accounts online?

Last Answer : You should have your social security number and any current banking information. You'll have to sign a document and fax or mail it back in.

What information can you give me on a 529 savings plan?

Description : What information can you give me on a 529 savings plan?

Last Answer : 529 Savings plans are designed to help someone save for college. Most 529 plans are state sponsored.

Where can I find information about college savings plans?

Description : Where can I find information about college savings plans?

Last Answer : The CSPN or College Savings Plans network is a great online resource for college savings plans. The site gives you resources to help you get started and has information for every state. The site is: http://www.collegesavings.org/index.aspx

Anyone here good at marketing, brand managing, social media etc.?

Description : Anyone here good at marketing, brand managing, social media etc.?

Last Answer : Possibly. Would you care to elaborate?

Eager. Impatient? Micro-managing? I made a financial plan for the next 3 years, and I can not think of anything else.

Description : Eager. Impatient? Micro-managing? I made a financial plan for the next 3 years, and I can not think of anything else.

Last Answer : Sounds like you are finally getting sick of jumping through bs hoops, and getting ready to do what you like and not what you think othets want you to. Time to put away with childish things and take your freedom for being an adult.