Description : If you had just enough money in your savings account to pay off your house, would you?
Last Answer : It would depend on the interest rate, @chyna, and other things like they type of loan, how much equity I had in the house, amount of mortgage payment, value of the home…
Description : How much money would it take you to go crazy with wealth?
Last Answer : I honestly don’t think that it would.
Description : If you were insanely rich, what crazy things would you do?
Last Answer : I would buy new dishes every time I use them for dinner instead of having to clean them.
Description : Do the benefits of joining AARP outweigh the pissed-off-edness that comes with realizing you're old enough to join?
Last Answer : Auggie, I get the cards. It sucks, but what’s your other option?
Description : What do you tell someone who is constantly depressed about paying the bills and not earning enough?
Last Answer : Get a new job.
Description : Did you ever make a financial decision that was illogical that worked out ok?
Last Answer : I haven’t, but Rick does all the time.
Description : Looking for a financial assistance solution for my pet injury site's viewers, besides pet insurance. What are some web affiliates for this?
Last Answer : Care Credit is the only one my area offers and it sucks. Either you have the money or you put your pet down, that’s your two options.
Description : Are you going through a hard financial time right now?
Last Answer : Always. And I’ve worked so damn hard in my life.
Description : Need financial advice ASAP?
Last Answer : Can you pick up a job driving for Uber or delivering pizzas? Pizza tips can be good in the right neighborhood. And I think Uber pays daily. Maybe someone else can weigh in with more information.
Description : Can you give me some financial advice on paying off our house?
Last Answer : answer:Yes, he's right. Any time you're doing something special' (i.e. non-routine) think of all the ways they could screw it up, and plan for that. Meaning: write a separate check for the ... a mortgage or a straight bank loan or what? Don't get a higher interest rate and squander your money,
Description : How large of a financial catastrophe would it take to leave you homeless, and how quick would homelessness occur?
Last Answer : It wouldn’t take much, sadly.
Description : Any advice about financial planning?
Last Answer : answer:Invest as much as possible while you're young and take risks. There are 2 major factors for building wealth: starting early and taking on risk. If you can start early, the magic of compounding interest ... never got the raise (or that you got a smaller one than you did) and invest the rest.
Description : How do financial planners earn their money?
Last Answer : answer:I found a site that answers your question better than I could. I actually read it too. Seems solid. http://moneyover55.about.com/od/findingqualifiedadvisors/a/finadvisorfees.htm
Description : How do you react to a sudden financial blow?
Last Answer : Very first words exclaimed: “Muthafuckin’, dick-sucking, whore!” I save this for such occasions. It’s special.
Description : What would you do in this financial bind?
Last Answer : answer:Keep paying your debts and rebuilding your credit scores. Put as much of that $6000 as you can into a CD. The more you have for a down payment up front, the easier it is to get a loan. You may be able to find a foreclosure for cheap, if you are willing to go to all the sherriff’s auctions.
Description : In your worst financial times what have you done to pay bills and make ends meet?
Last Answer : I've only been that desperate a few times in my life and that was when I was married. My ex wanted us to borrow money from a relative and I flatly refused. We (he) got us into that mess, we ... we did and along with his regular job, he mowed grass to help out. It all worked out within 3 months.
Description : Judging by recent financial trend, should I convert my holiday spending money now or later?
Last Answer : I may be off, but if they cap the well, I would think maybe stocks would rise. but exchange rate?? I’m not an expert at the quirky international rates and how it is affected by stocks? Is there are correlation?? Awesome question.
Description : How can i avoid letting financial difficulties bring me down?
Last Answer : This may or may not help but my parents always told me to remember that “this too shall pass!” Try to focus on the fact that this will not last forever.
Description : What kind of professional would be best suited to provide guidance on a complicated real estate/financial problem?
Last Answer : A real estate broker, agent or attorney.
Description : What would be the best financial decision?
Last Answer : Use an IRA to invest in a mutual fund.
Description : Financial advice for a college student?
Last Answer : Your financial aide office is the right place to start. They will be able to tell you if you qualify for any grants grants are much nicer than student loans because they are free and ... Research is your best friend. Sometimes student loans are just necessary but exhaust all other options first.
Description : Do you manage your own retirement investments or do you consult w/ a financial planner?
Last Answer : We do it all ourselves through Vanguard, we look for good mutual funds with long term gains. I used to have a planner, but then realized with a little bit of work on my part, I didn’t need one and in the end I’m saving money because I cut out the middle man.
Description : How do you find a financial consultant, and how do you choose one?
Last Answer : The National Association of Personal Financial Advisers can help you locate the registered advisers in your area. As to vetting them, well, I guess you have to do the usual-asking around, checking references, ... home insurance (if ever). Jane Bryant Quinn's book is very helpful in all of this.
Description : What to do about this tough financial decision?
Last Answer : Well my first suggestion is to talk to a financial planner so that you can actually calculate out the costs of both options and get high quality advice. You should be able to estimate the summer gas costs for ... much less than a new car costs. Look around for used Civics, they're not at all rare.
Description : How wealthy must you be to hire a financial planner?
Last Answer : I started my account with only $100.00 a few years ago. My planner didn’t have any limits on how much I needed to open an account.
Description : Legal/financial advice: This is a scam right?
Last Answer : Scam… Can’t you make a cashiers check for however much you want? Why the hell did he make it for 16 grand? Just destroy the check like you said you would.
Description : Does the financial site Mint.com support Canadian financial intitusions?
Last Answer : answer:No. From the site: Aaron Patzer created Mint as the antidote to current online financial management solutions, which require accounting knowledge and hours of maintenance. Aaron is ... and a BS in computer science, computer engineering, and electrical engineering from Duke University.
Description : Do you trust anyone enough for them to convince you you're crazy?
Last Answer : Yes, I do. Because I believe that I would be questioning my own sanity if I was delusional.
Description : After sharing an idea with many mfg's and individuals, it is being manufactured, what should I do?
Last Answer : Next time, file a patent first. Too late now.
Description : Do you loathe the idea of hiring help?
Last Answer : answer:Yes. I have tried a cleaning person (PC okay?) once or twice a week - ended up cleaning the house before she came - then working with her all morning. Not a good idea. Yard work and ... their room in a hotel before leaving. Edit: Didn't read the details responded to the question. Sorry.
Description : What's the best idea you have to make some extra money fast?
Last Answer : Look through your storages and closets and see what you can sell. Sell anything you don't need or use anymore. I signed up at Pinecone Research, they pay for surveys. It's not much - I get paid 3 ... add up. Not to mention they send you free stuff to test out and let them know how you liked it!
Description : Is this a bad idea?
Last Answer : If you do not have a credit card now, you are going to want one when you get overseas. It beats dealing with local banks in many countries. Be sure you get one with ATM functionality.
Description : No politicking, just economics. Would simply taxing all goods and services work better than the American system of taxation? Akin to sales tax.
Last Answer : I think, and have for awhile, taxing individuals is messy and inefficient. Taxing all goods and services is even more messy and inefficient. If I had to redo from scratch, I’d perhaps only tax corporations, inheritances, and capital gains as a way to simplify everything.
Description : Can you come up with a crazy idea for American presidential candidates to do during campaign season?
Last Answer : There are enough on the Republican side to run a pretty good Euchre tournament. Probably could thin the herd a bit.
Description : Is this real estate arrangement a crazy idea?
Last Answer : answer:I think mixing the role of tenant and the role of contractor is a bad idea. I think the person may take longer to fix up the house to extend the time that they can play tenant. I think ... the house and then want to sell it, that will be a separate situation than that of the tenant issue.
Description : Why do people who misunderstand what you say for something absurd; then decide it is a good idea to discuss how crazy what they thought you had said was?
Last Answer : I’m sure McKenna had to deal with that all the time.
Description : My dog, a yellow lab, sheds like crazy. Does anyone have any idea on how to help slow down her shedding?
Last Answer : Expect the shedding but you can reduce it significantly. There’s a brush/comb called “Furminator” that canine specialists highly recommend. It removes the undercoat and loose hair.
Description : What would you say to your boss if he’s crazy about an idea, but you think it stinks?
Last Answer : TRAPS: This is another question that pits two values, in this case loyalty and honesty, against one another. BEST ANSWER: Remember the rule stated earlier: In any conflict between values, always choose integrity ... then I owe him my full and enthusiastic support to make it work as best it can.
Description : Do you have a creative idea that just requires financial backing?
Last Answer : answer:Sure. My wife has some great ideas too. She’s started a couple businesses that only faltered due to lack of operating capital. Sorry, not going to reveal any of these ideas though. ;)
Description : If you are concerned about conserving energy, would you use a gas or electric fireplace just for ambiance?
Last Answer : Another first world problem. If you are going to conserve energy as your question states, then don’t consume just for effect.
Description : Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?
Last Answer : It doesn’t cost me anything to use the ATM at my bank. And sometimes I just want to pay with cash. If I’m out with friends, I pay my share with cash. At strange gas stations away from home I prefer to pay with cash. Buying a quick donut or sandwich, cash.
Description : Is this just a coincidence?
Last Answer : answer:The biggest fallacy I see here is the (just invented) Autocrat Fallacy or, more familiarly, the Trump delusion'. Basically that officials in the US government have the ability to ... Cheeses' for that! Look at the bipartisan boondoggle that the rush to Homeland Security brought us!
Description : Do you wonder how things would have turned out differently If you had just a little bit more?
Last Answer : For some reason I never think like that.
Description : Since we like science so much, is this indicative just to the UK or is it most western nations, if not more [Details inside]?
Last Answer : It’s the way of the world, has been forever, and well known long before the scientific method became an epistemological standard. Any other power indicator beyond money can have the same effect.
Description : Someone paid with me a postal money order today (the real thing, US Postal Service). Do I need to go to a post office to cash it? Can I just go to the bank?
Last Answer : Just deposit it in your bank. No need to go to the P.O.
Description : Why do you suppose women stress about money, or just things in general, more than men?
Last Answer : answer:I'll probably get slapped and tarred as a sexist for saying this, but some women thrive on - even live for - stress. They even invent stressors so that they can be drama queens and ... cover is how many of these stresses are externally created and how many of these are self-chosen stresses.
Description : How much money is in your wallet or pocket just now?
Last Answer : I always keep a twenty, a few singles and one blank check in my wallet, and my secret $20 folded and tucked away in a little leather credit card holder. I never deviate. (And then I have my ultra-secret $20 emergency back-up somewhere else in my purse. I keep forgetting about that one.)
Description : Just watching a show called Extreme Cheapskates. How would one get free samples without having to print off coupons?
Last Answer : Oh yeah, I did that for a little while but I found it was too much effort for too small of samples, not worth it for me.
Description : Is recycling working or is it just lining the pockets of someone?
Last Answer : I was once told the cost to create and maintain a recycling depart. with a local county exceeded any revenues brought in by the sale of finished pickings and sellings. The benefits are to the environment and outside vendors.
Description : Should I get an account at a credit union/bank or just manage my money with an account?
Last Answer : answer:Banks/Credit Unions are safer. Credit unions have great programs that will earn you interest. Here's the problem: The money sitting in a jar under your bed (or wherever) is actually decreasing in ... funds in a savings account at a minimum, but an IRA or some other investment is even better.