answer:I find loud conversations annoying regardless of whether they are talking on their phone or face-to-face. Some people seem to underestimate the sensitivity of their phone’s mic and are more likely to talk louder due to some subconscious belief that a person that can’t be seen is far enough away to require more volume than one that is standing right there, but that’s been a thing longer than cellphones have existed. In fact, there was a time where technology was unrefined enough to make speaking loudly a necessity. Anyone who has ever used a sound-powered phone, the standard communications method on board Navy ships, knows that all too well. I regard it as not a new problem, merely one that is more prevalent now that telephones no longer have cords and are cheap enough for practically everyone to have.