Description : I want to ask your advice on something , I was in a fender bender but it was the other person's fault?
Last Answer : answer:If the bill is less than the lawyer you will need to sort out this mess, perhaps paying the bill and keeping your credit rating intact is the smart move. I don't understand why you are ... and not from the rental company. You have skipped several important steps in your dilemma, have you not?
Description : When do I call my insurance company in a fender bender?
Last Answer : Yes, report it to your insurance company, and file a police report. (In Idaho, USA, a police report is required if damage happens on public roads, and exceeds $750 damage, if I recall correctly.) Do it soon!
Description : Would I be at fault if I hit a guy on a bike with my car?
Last Answer : answer:If you were turning left you have to yield to all straight through traffic. An easy way to judge this is if it had been a car, would I have had the right of way? Bicycles are ... width to have cars pass safely without crossing the center of the road. Be careful and watch for bicycles!
Description : How much does it cost to repair a car that has been in a minor fender bender?
Last Answer : It depends on where the damage is on the car.The front fenders and front bumper are usually sheaper to fix than the back corner pannels ,due to the time and dificulty with the back corner panels.
Description : I was rear ended by a car yesterday and the guy doesn't have insurance. What are my options?
Last Answer : Are there charges from the car in front of you that you hit? Can you just give the guy the estimate from the repair company and let him pay for it like he told you to? If it wasn't your fault, I ... your insurance company will make you pay for it even if the other guy doesn't. Right? I don't know.
Description : Someone drove into my sister's boyfriend & the guy who hit him doesn't have insurance/license anything... what about the medical bills?
Last Answer : Call the Ins commissioners’ office in your state and ask if there is a fund for uninsured motorists, and if the young man qualifies. Sorry to hear about the incident, best of luck to you.
Description : How long does it take for car insurance costs to go down after recieving a DUI?
Last Answer : Have you called your car insurance to ask them?
Description : What are your thoughts about the delay announced yesterday regarding ObamaCare to not impose a penalty until 2015 on businesses that don't insure?
Last Answer : answer:Typical, business gets the breaks. And, only businesses with over 50 employees I believe. Maybe this is the first step in a single-payer universal health care plan. Not sure how but I can hope can’t I?
Description : How do you "prove your belongings" to your insurance company when your house burns down?
Last Answer : I believe your policy includes a mathematical method of calculation. What they do suggest is walking around your house and videotaping all of your items, artwork, camera equipment, etc. and storing that video ... Anything you own that has a value of over $1500 should be covered by a separate rider.
Description : Have you ever been the victim of a hit and run?
Last Answer : Did the police make a hit and run accident report? Was this on private property? No matter. if you have a witness and a license plate number, the police will act on it. most police departments have hit and run officers that are assigned to this type of investigation.
Description : Can anone help me as to how can I get insurance renewed for my two year old car without paying too much for insurance?
Last Answer : You could go online and do some comparison shopping between direct companies, but unless you either raise your deductible, lower your liability limits or drop comp and collision (not a good idea ... similar premium. Talking to a good insurance agent about your specifics is probably the best idea.
Description : In a wide interesection with the turn lanes offset not straight across from each other when I am turning left and an oncoming car is turning left do we turn in front or behind each other?
Last Answer : You would turn in front of each other. If you try to take theturn behind the car, your path could be blocked by cars heading inthe same direction as the other car.
Description : What's the best way to obtain insurance for a first-time car buyer?
Last Answer : Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else's (yours) insurance? That insurance will happily give her a rate based on moving ... on my policy so she could give it to the agent, even though she was coming off my policy.
Description : Mandatory health insurance, car insurance... Why not mandatory life, home, renter insurance too?
Last Answer : In many cases home insurance is mandatory or they will not let you buy the home.
Description : Can I own a car without a licence or insurance if I don't plan to drive it?
Last Answer : I don’t know the laws in Canada but in the US (California anyway) you would have to file an affidavit stating that the car was non operative. You can get XM on a handheld device and if you want to spend money on a nice chair you can
Description : What was the answer for this bizarre extra credit question, involving car insurance?
Last Answer : Car insurance goes by the car, not by the person. So the car owner’s insurance would cover if the damage is considered a covered event by the insurance company.
Description : When a person gets a DUI, how does it affect their car insurance and for how long?
Last Answer : It depends on the laws where your license is issued. It also depends on whether it’s a first offense or a repeat. The best way to be sure is to go to the Motor Vehicle agency website for where your license is from.
Description : Car Insurance Question: Would a policy cover this damage?
Last Answer : If the other driver is insured, his/her liability insurance would cover some of it up to his coverage limits. If they're uninsured it would come back to your insurance. In that case you'd have ... policy and what are the dollar limits. You could be covered or screwed, depending on what's covered.
Description : Can you put an adult child on your car insurance policy, even if the title to the car is in their name?
Last Answer : KatawaGrey has her own car, in her name, but my policy covers us both. We have Progressive and we live in CT. Does that help?
Description : How to loan someone a car with car insurance?
Last Answer : Your auto insurance should cover having other people drive your car.
Description : Can you get (cheaper) car insurance for a rental car? I.E. Not from the rental company?
Last Answer : If you own a car, ask your insurance company if your insurance covers rentals.
Description : Which car insurance is best for a first time driver?
Last Answer : My fiancé made the mistake of not shopping around before choosing his insurance. He went right to Progressive Insurance and believed them when they assured him they have the cheapest policies available ... try and take extra driving courses and classes. It will often help lower your insurance cost.
Description : Car insurance question?
Last Answer : was the truck parked in your driveway or on the street?
Last Answer : Look around for another company. See what you would be charged. Most insurance companies give a safe-driver discount, and when you have a claim, the discount is removed, therefore higher payments.
Description : Should I buy collision insurance for my older car?
Last Answer : Depends. The insurance you need to have is liability and damage to another vehicle so that if you injure someone, or damage someone's car in an accident, you have some coverage. Collision insurance for an old car ... tends to go up. If the car is worth less than $4000, it's probably not worth it.
Description : Should I buy comprehensive insurance for my used car?
Last Answer : answer:If it is the classic in your picture- yeah, probably. Comprehensive covers things other than crashes with other cars (e.g. a flood ruins your car). It's just about risk vs. benefit I suppose. You might ... it or vice versa. However, you asked this in 2006 and I assume you're all set by now :)
Description : Who should I use for car insurance in California?
Last Answer : If you can become a member of USAA (by have a parent or grandparent in the militray--I didn't realize I was eligable for years), they are by FAR the best. Amazing service, absurb prices.
Description : What kind of insurance should I buy from a rental car company?
Last Answer : It depends on how much liability you want to leave with your personal insurance company. this decision is completely in your court... many people buy everything to have no risk whatsoever.. other people take their chances and don't take anything... or take partial coverage, etc
Description : Whats the best car insurance?
Last Answer : I just realized this question was asked recently...
Description : What's the best car insurance in the San Francisco Bay Area?
Last Answer : AMICA is amazing.
Description : How much do you pay for car insurance?
Last Answer : answer:26 bay area male 2— acura integra 2 points currently, I have a very heavy right foot. Doesn’t help both cars are sports cars 120 on liability was 60 before the points
Description : Buying driver's insurance if I don't own a car?
Last Answer : Automobile insurance insures the car. You cannot purchase it without owning a car. Your friends’ policies in all likelihood cover other drivers. If you are not sure, ask.
Description : What do I do if I have ICE DAMS on my roof?
Last Answer : your roof may be sagging. Besides all your other problems that may need repair [rotting timbers, damaged roofing tiles, whatever] you may need to have a cricket constructed to direct waterflow away from the low point.
Description : Who has no health insurance coverage?
Last Answer : I don’t. I live in Australia. Woot it doesn’t matter yay!
Description : What happens with the increased insurance premiums collected when there are no major catastrophes?
Last Answer : More profit to the insurance companies.
Description : Is it true that if you have no auto insurance in PA your registration is canceled?
Last Answer : answer:If you pulled over without insurance, you're in trouble regardless, so what would be the difference if the car was registered at that point? I just went on the PA DOT website, and if you ... determine you drove the car when it had no insurance and registration. Is this a situation you are in?
Description : What would be a good quote to go on an insurance company's website?
Last Answer : answer:The last insurance quote I got was $6,000 for my mother’s 12 year old car after she literally ran into a brick wall. That was a good quote. Sorry, couldn’t resist. Nobody was hurt, thank goodness.
Description : Where can people without insurance go to get prescriptions filled cheaply?
Last Answer : In our town Costco has the lowest prices. Walmart has a $4 program for many drugs. For people who use prescriptions long term they can go directly to the drug company and get free or reduced rate ... I didn't know all that. It was hell getting that information when my son was without insurance.
Description : Is pet insurance really the way to go?
Last Answer : Not necessarily. Having investigated the major pet insurance providers as a possibility for our clients, I can tell you that they may not be the best option for pet owners. However, for owners with accident ... best. You'll have to look at the various options offered and decide what's best for you.
Description : Can you please tell me how deadlines and open enrollment have improved health insurance coverage in the United States?
Last Answer : answer:It's been like that for a very long time. It didn't just start happening. If you get hired and you pass the probation period, they will give you the health benefits at that time. If he had been ... I'm not sure about the laws in your state. This is how it's been here since I can remember.
Description : What can you tell me about getting insurance licensing?
Last Answer : This job description I was given says I need to complete “BIA training.” When I google it in conjunction with “Insurance” it comes up with Bangladesh Insurance Academy Is that what BIA is??
Description : Could anyone help me work this out regards my National Insurance number - UK?
Last Answer : It is true that when you are born, you have a National Insurance number, though I do not understand how you have been deleted. Were you born in the UK?
Description : How much will it cost me to see a doctor and get prescription without insurance?
Last Answer : There are many clinics which charge based on sliding scale (whatever you can pay). Often the meds are available as samples or you can tell the doc of your situation and they can write the best low-cost prescription. Welcome!
Description : How do I find a primary care physician that will work with me on a self-pay (i.e. non-insurance) schedule?
Last Answer : You could ask around with other people in your area to see if they have any recommendations. Other than that, calling around and asking each one is probably your best bet.
Description : Can someone help me understand what portability health insurance is?
Last Answer : I may be wrong on this, but I believe portability insurance would mean you can continue the policy with no time limits after leaving the job; COBRA only continues for 18 months after you leave the job. I think either could or could not have dental depending on the plan you were coverd under.
Description : Can you help me with insurance ?
Last Answer : I went with Geico. I liked the Gecko guy on TV. No, seriously, they were the cheapest.
Description : If someone hits my vehicle and that person's insurance company writes me a check and I keep the money rather than get my vehicle repaired, is that insurance fraud?
Last Answer : Their obligation is to give you a check if your claim is a valid one. Whether or not you decide to actually fix your car with it is totally up to you.
Description : How long do you carry full coverage insurance on your vehicle?
Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.
Description : Do you have pet insurance?
Last Answer : What company is doing pet insurance?
Description : How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?
Last Answer : Is the methodology to reach out to decision makers and interview/survey them? or simply glean insights from experienced insiders with knowledge of this process? Those seem like excellent questions, and ... on that to look for patterns such as seasonality or correlations with data breaches etc.?