Who are eligible for obtaining a PLI Policy of the following
a) Central/Stage Govt employees b) Defense services
c) Nationalized banks/RBI d) All the above

1 Answer

Answer :

d) All the above

Related questions

Description : The following persons are eligible for PLI a) Officials of Private Educational institutions b) Any persons residing in india c) Officials of state and Central Govt/Govt organizations d) Retired govt. Employees

Last Answer : c) Officials of state and Central Govt/Govt organizations

Description : Mark the correct option a) SDI/ASPDs shall be entitled to an incentive equal to 10% of the commission paid to the agents b) A policy holder of WLA PLI/RPLI shall be eligible for tacking ... child c) Mail overseer should have min 10th standard qualification for doing this job. d) All the above

Last Answer : d) All the above

Description : The decision of competent authority that DO(PLI) procuring effective business to the tune of ____ or more shall no be eligible for automatic extension of tenure for the next ___ year. Such extension will be granted by ... Post c) 25 crores, 1 year, Head of the circle d) 25 cores. 1 years, SSP/SP

Last Answer : c) 25 crores, 1 year, Head of the circle

Description : Which one of the following statements is false ? (A) The Open Market Operations involve the sale or purchase of govt. securities by the Central Bank (B) The RBI manages longterm liquidity through ... change the proportion of govt. securities held by the RBI, Commercial Banks and Co-operative Banks

Last Answer : Answer: The RBI manages longterm liquidity through rapos

Description : Criticism of Govt means and includes a) Which has the effect of an adverse criticism of any current or recent policy or action of the Central Government or a State Government b) Which is ... the relations between the central government and the Government o any foreign state d) All the above

Last Answer : d) All the above

Description : Mark the correct option a) Maximum 12 deposit can be made in a financial year and more than one deposit can be made in one month b) Only one account can be opened in Post office or SBI or any ... from one PO to another and PO to State bank or nationalized bank vice versa. d) All the above

Last Answer : d) All the above

Description : The max PLI policy limit for a physically handicapped persons is a) 300000/- b) 500000/- c) 100000/- d) None of these

Last Answer : c) 100000/

Description : The children policy in PLI and RPLI was introduced in a) 24 Mar 1995 b) 20 Jan 2006 c) 01 Apr 2004 d) None of these Ans:b

Last Answer : b) 20 Jan 2006

Description : Nomination fee for changing/altering of PLI policy is a) Rs 1/- b) Rs2/- c) Rs 5/- d) Free

Last Answer : d) Free

Description : Mark the correct option a) Interest at 10% per annum is charged on the loan compounded half yearly b) Second loan is not admissible until first loan is cleared. c) Loan are not available on AEA policies ... policy by dept only from the date of acceptance of the proposal by the CPMG e) All the above

Last Answer : e) All the above

Description : Mark the correct option relating to the loan on PLI policy (EA) e) Exceeding 3 years but not exceeding 5 years 60% f) Exceeding 5 years but not exceeding 10 years 80% g) Exceeding 10 years 90% h) All the above

Last Answer : h) All the above

Description : Mark the correct option relating to the loan on PLI policy (WLA) a) Exceeding 4 years but not exceeding 7 years 60% b) Exceeding 7 years but not exceeding 12 years 80% c) Exceeding 12 years 90% d) All the above

Last Answer : d) All the above

Description : How can we revive the lapsed PLI policy? a) Lapsed PLI cannot be revived b) Lapsed PLI can be revived after the sanction of the DG Post c) Lapsed PLI can be revived with the ... with 12% interest and also producing medical fitness certificate d) Lapsed PLI can be revived getting another policy

Last Answer : c) Lapsed PLI can be revived with the order of the CPMG and on paying all the installment due along with 12% interest and also producing medical fitness certificate

Description : In case the policy three year old and if premium is not paid for 12 month and more then the permission form the ______ is necessary a) DDG PLI b) DG Post c) Head of the Circle d) SSP/SP

Last Answer : c) Head of the Circle

Description : When the PLI policy treated as lapsed a) Policy is less than two year old and if due installment are not paid within 6 month the policy may be treated as lapsed b) Policy is less than five year ... if due installment are not paid within 6 month the policy may be treated as lapsed d) None of these

Last Answer : c) Policy is less than three year old and if due installment are not paid within 6 month the policy may be treated as lapsed

Description : What is the max PLI policy limit for a person a) 300000/- b) 500000/- c) 2000000/- d) No limit

Last Answer : c) 2000000/

Description : The ex- officio chairman of the postal services board is a) Secretary b) Member of PLI c) Minister of Commn and IT d) Member of personnel

Last Answer : a) Secretary

Description : PLI services tax and edncess has been withdrawn form a) 1 Nov 07 b) 01 Mar 2005 c) 1 May 95 d) None of these

Last Answer : a) 1 Nov 07

Description : As per revised Govt policy the insurant will get approximately a) Less than 40% of total premia paid by him, if surrendered before completion of 5 years b) 75% after completion of 5 years but before 10 years c) Full recovered amount after 10 year d) All the above

Last Answer : d) All the above

Description : Mark the incorrect option a) EA & Yugal suraksha policies may be surrendered or made paid up after 3 years. b) WL and CWL policies may be surrendered or made paid up after 4 years c) AEA policy may ... All the above Ans:c ( AEA policy cannot be surrendered) 25. As per revised Govt policy the insura

Last Answer : c) AEA policy may be surrendered after 3 year

Description : RBI was established and nationalized in

Last Answer : Ans. 1 st April, 1935 and 1 st January, 1949

Description : The largest shareholder of a nationalized bank is_______ A. RBI B. Government of India C. NABARD D. All of the Above E. None of the Above

Last Answer : B. Government of India Explanation: Public Sector Banks (PSBs) are banks where a majority stake (i.e. more than 50%) is held by a government.The shares of these banks are listed on stock ... 2011 IDBI bank and in 2014 Bharatiya Mahila Bank were nationalized with a minimum capital of Rs 500 crore.

Description : In which year Reserve Bank of India (RBI) was nationalized?

Last Answer : 1949

Description : RBI was nationalized in (a) June 1947 ; (b) Jan. 1949 ; (c) March 1954 ; (d) April 1936

Last Answer : (b) Jan. 1949 ;

Description : The second schedule of RTI act 2005 can be amended by a) Central govt b) State govt c) Supreme court d) President

Last Answer : a) Central govt

Description : The second schedule of the RTI act 2005 list a) The intelligence and security organizations established by the central govt that  are exempted from the purview of the RTI act 2005. b) All departmental ... Central and state c) Affirmation on oath of CIOs/IOs in this schedule d) None of these

Last Answer : a) The intelligence and security organizations established by the central govt that  are exempted from the purview of the RTI act 2005.

Description : The central consumer protection council shall consist of the following members a) The minister in charge of consumer affairs in the central govt, who shall be  its chairman b) Such member of other official ... such  interest as may be prescribed. c) The Chief justice of high court d) Both A&B

Last Answer : d) Both A&B

Description : Complainant means a) Consumer b) Any voluntary consumer association registered under the companies act 1956. c) The central govt or any state govt d) One or more consumer where there are numerous consumers having the same  interest e) All the above

Last Answer : e) All the above

Description : Mark the correct option a) A pensioner of any central or state Govt whom dept of post has signed an agreement for disbursement of pension can open either single or joint with spouse account. b) ... from time to time as guardian when father and mother both are not alive d) All the above

Last Answer : d) All the above

Description : An article bearing “OIGS” addressed to the officer of Central Govt Service bearing his name & designation is delivered to a) Name b) Designation c) Incharge of the office d) None of these

Last Answer : b) Designation

Description : Request for obtaining information the application is being made to  a) The central public information officer/State public information officer. b) The central Asst public information officer/State Asst. public information officer c) Either A&B as the case may be d) None of these

Last Answer : c) Either A&B as the case may be

Description : According to RBI Guidelines on Sale of Stressed Assets by Banks, identification of stressed assets beyond a specified value, as may be determined by bank’s policy, for sale is ___________. a) Top-down b) Bottom–top c) Horizontal d) Vertical

Last Answer : a) Top-down

Description : An account bag from the SO to HO contain a) The SO daily A/c, MO issue journal, MO paid list. b) List of SB transactions/List of SB documents c) Memo of IPO, Certificate, issued and discharged d) A rolls, daily list of PLI premia collected and paid e) All the above

Last Answer : e) All the above

Description : The system of payment of honorarium to staff (including supervisors) of divisional office for procuring of PLI/RPLI proposal is Rs a) 5000/- b) 4000/- c) 1000/- d) No honorarium

Last Answer : b) 4000/

Description : Payment of incentive to Dos(PLI) a) Up to Rs 4 crores of sum assured Nil b) Above Rs 4 crores and up to Rs 6 crores of sum assured Rs 25/- per 10000/- c) Above Rs 6 crores of sum assured Rs 20/- per 10000/- d) All the above

Last Answer : d) All the above

Description : From the following deduction , which deduction from subsistence allowance is needed prior consent from suspended employee a. Deduction related with income tax b. Repayment of loans and advance taken from government c. Deduction related with PLI premium

Last Answer : c. Deduction related with PLI premium

Description : The amount received on account of premium of PLI , repayment of loan should be accounted under ---------------------- head a. PLI Annuity Fund b. Postal Insurance and Life Annuity Fund Receipts c. PLI receipts account

Last Answer : b. Postal Insurance and Life Annuity Fund Receipts

Description : For What purpose the Specimen signature of AD in charge of PLI is circulated to whole circle concerned? a. To enable Payment of government Securities at any post office. b. to Limit the payment of PLI selected offices C. None of these

Last Answer : a. To enable Payment of government Securities at any post office

Description : what is the usage of form LI-37? a. repayment of loans of PLI b. voucher for any payment c None

Last Answer : a. repayment of loans of PLI

Description : The structure of the registry which will enable quick sharing of information about unstructured borrowers and help banks fight bad loans. The registry is called _______ A. CIBIL B. Fraudelent Borrowers List C. RBI wilful Defaulter List D. Central Fraud Registry E. None of the Above

Last Answer : D. Central Fraud Registry Explanation: The Reserve Bank of India has operationalised a Central Fraud Registry (CFR). The registry will make available more information to banks at the time of starting a ... of an account. The CFR is a centralised searchable database which can be accessed by banks.

Description : The national agency mandated to control, analyse and disseminate Suspicious Transaction Reports(STR), Cash Transaction Reports and counterfeit currency reports to various investigative agencies of the country after ... (IB) D. Central Bureau of Investigation(CBI) E. Central Intelligence Unit(CIU)

Last Answer : B. Financial Intelligence Unit(FIU) Explanation: The FIU is the national agency mandated to collect, analyse and disseminate Suspicious Transaction Reports (STRs), Cash Transaction Reports ... country after receiving it from banks and other financial intermediaries under a stipulated mechanism.

Description : When were banks nationalized? -General Knowledge

Last Answer : Thereafter, the Government of India issued the Banking Companies (Acquisition and Transfer of Undertakings) Ordinance, 1969 and nationalized the 14 largest commercial banks with effect from the midnight of 19 July 1969. These banks contained 85 percent of bank deposits in the country.

Description : Regional Rural Banks arc sponsored by (1) Nationalized Commercial Bank (2) Reserve Bank of India (3) State Bank of India (4) Government of India

Last Answer : (1) Nationalized Commercial Bank Explanation: The Narasimham committee conceptualized the foundation of regional rural banks in India. Five regional rural banks were set up on October 2. 1975. There ... Bank. United Bank of India and United Commercial Bank, which sponsored the regional rural banks.

Description : For expanding access to banking services, the RBI has advised banks to open branches with minimum infrastructure support of 8 to 10BC units at a reasonable 3-4km. Such branches are known as _______ A. White Label ATMs B. Ultra Small Branches C. Banking Kiosks D. CBS Terminals E. ICT Hubs

Last Answer : B. Ultra Small Branches Explanation: Ultra Small Branches may be set up between the base branch and BC locations so as to provide support to about 8-10 BC Units at a reasonable distance ... for operating large customer transaction and would have to be managed full time by bank officers/ employees.

Description : SMERA is a joint initiative of _________ A. SIDBI & Leading PSBs B. Dun & Bradstreet Information Services India Private Limited (D&B) & Leading Private Banks C. RBI & SEBI D. Both (A) and (B) E. Both (A) and (C)

Last Answer : D. Both (A) and (B) Explanation: SMERA Ratings Limited (formerly SME Rating Agency of India Ltd.) is a joint initiative of Small Industries Development Bank of India (SIDBI), Dun & Bradstreet Information Services India Private Limited (D&B) and leading public and private sector banks in India.

Description : Which of the following policies is known as Annual Policy Statement? A. Annual budget of central government B. Credit and Monetary Policy of RBI C. Foreign trade policy of DGFT D. Regulations issued by SEBI E. None of the Above

Last Answer : B. Credit and Monetary Policy of RBI Explanation: Credit and Monetary Policy of RBI is known as Annual Policy Statement.

Description : Which of the following has decided to block LPG subsidy and PAN of the tax defaulters? A) RBI B) SBI C) Income Tax Department D) Govt. of India E) Finance Ministry

Last Answer : C) Income Tax Department Explanation: Income Tax Department is set to block Permanent Account Number (PAN) of wilful defaulters and their LPG subsidy and take measures to ensure that they are not sanctioned loans.

Description : Mark the correct option a) The CIC/IC shall hold office for a term 5 years b) CIC shall not be eligible to reappointment. c) No CIC shall hold office as such after he has attained the age of 65 ... the term of office shall not be more than 5 years in aggregate as  IC and CIC e) All the above

Last Answer : e) All the above

Description : Mark the correct option  a) Every member of district forum shall hold office a term of 5 years or up to age  65 years b) The member of district forum shall eligible for reappointment for ... of district forum may resign his office in writing addressed to state  government d) All the above

Last Answer : c) Up to twenty lac

Description : I class foreign inward mail on redirections are eligible for free redirection a) Up to the new address b) Within India c) Not eligible for air transmission d) Cannot be redirected

Last Answer : b) Within India