In today's economy, small business owners want to use any help they can get to keep afloat during these uncertain times. Many struggling businesses could benefit from having just a small cushion of funds to get them through to their next payday. Sometimes this lack of funds is the factor that sinks a business before it ever gets off the ground. Luckily, there are plenty of grants that you can apply for, if you know where to look.Where to look for small business grantsThough many small business owners do not know where to look or even know that they exist, small business grants are abundant and relatively easy to apply for online. If you do a "small business grant" search online, you are sure to get hundreds of different avenues to follow. Not all grants are the same but the method by which you get qualified is pretty much universal throughout. Your current credit score rating factors in big no matter who you apply with; the better your score, the better your chances. However, some grants are not based so much on your personal credit character, but rather on the potential of future earnings. This means that th loan is based on your expected account receivables. In most cases, applying for a grant takes less than 30 minutes of your time, and some of the companies can give you an answer immediately, which means you could have your money in as little as a week.Go online and look at the government grant website for the small business administration, www.sba.gov. It offers some of the easiest qualification guidelines in the industry. With a little hard work and some knowledge about how you can take advantage of the many small business grants out there, you can turn your business into another success story.