Credit Union?

Credit Union?
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form_title=Credit Union form_header=How can joining a credit union benefit you? Better rates and fewer fees are just a few of the many reasons as to why. Have you used a credit union before?*= () Yes () No Are you looking to open a checking or savings account?*= () Checking () Savings Do you have any outstanding accounts with another bank?*= () Yes () No
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Related questions

My credit union charged me a five dollar fee for not updating my address. Does this seem right?

Description : My credit union charged me a five dollar fee for not updating my address. Does this seem right?

Last Answer : Same thing happened to me with my bank. And the charge was 5.00. The only difference was, I had not changed addresses. Someone accidently typed in one digit off. I went to the bank and they reversed it.

Should I take out a student loan from a bank or credit union?

Description : Should I take out a student loan from a bank or credit union?

Last Answer : Check with your school for a federally insured student loan. Then you’ll know.

Should I switch to a credit union?

Description : Should I switch to a credit union?

Last Answer : I switched from a bank to a credit union a long time ago. Competitive interest rates, fewer fees, easier loan approvals, better customer service.

Which is best? Financing with the car store or financing with a bank/credit union?

Description : Which is best? Financing with the car store or financing with a bank/credit union?

Last Answer : Bank. The auto store gets RIDICULOUS interest rates.

Should I get an account at a credit union/bank or just manage my money with an account?

Description : Should I get an account at a credit union/bank or just manage my money with an account?

Last Answer : answer:Banks/Credit Unions are safer. Credit unions have great programs that will earn you interest. Here's the problem: The money sitting in a jar under your bed (or wherever) is actually decreasing in ... funds in a savings account at a minimum, but an IRA or some other investment is even better.

Difference between credit union and a bank?

Description : Difference between credit union and a bank?

Last Answer : A credit union is a not-for-profit organization. The profits are returned to the members in the form of dividends.

What should I look for in a good credit union?

Description : What should I look for in a good credit union?

Last Answer : I can only recommend the one that i use, Old Hickory Credit Union, in Tennessee. go to their website and see why i have been a customer for many years. i think you will be pleasantly surprised.

I'd like your opinion on which you prefer and why. Bank or credit union?

Description : I'd like your opinion on which you prefer and why. Bank or credit union?

Last Answer : answer:The only advantage of a bank for me is free ATMs are everywhere. Otherwise, my credit union is superior. Higher rates when they pay me interest. Lower rates when I pay interest on loans ... . I phoned the automated system, paid $500 from checking to Visa, and the transaction sailed through!

Why do folks use banks if a credit union is available?

Description : Why do folks use banks if a credit union is available?

Last Answer : I think you answered your question in your details. People who can use a credit union probably do; people with no access to one are forced to use banks.

What is the difference between a credit union and a bank, and is my money safer at a credit union?

Description : What is the difference between a credit union and a bank, and is my money safer at a credit union?

Last Answer : As far as your money being safer in a credit union or a bank, it doesn’t make a difference which it is. What does make a difference is whether the financial institution you use is FDIC insured Usually the benefits of being part of a credit union are better than a regular bank.

What is a death benefit rider on a credit union account?

Description : What is a death benefit rider on a credit union account?

Last Answer : Feel Free to Answer

Dealer Financing vs. Credit Union Financing?

Description : Dealer Financing vs. Credit Union Financing?

Last Answer : Dealer Financing vs. Credit Union FinancingUse this calculator to help you compare financing between yourcredit union and low interest dealer financing. A dealer rebate,usually not available when you choose ... of the vehicle, the size ofthe rebate and the interest rates available for financing.

My husband and I have all our funds in a Michigan Credit Union. Our two children are named as beneficiaries on all Accounts & CD's.Would these have to be probated.?

Description : My husband and I have all our funds in a Michigan Credit Union. Our two children are named as beneficiaries on all Accounts & CD's.Would these have to be probated.?

Last Answer : No if their names are on the accounts then it is their money already.

Is EECU Credit union in Ft. worth FDIC insured?

Description : Is EECU Credit union in Ft. worth FDIC insured?

Last Answer : It appears that the answer is...no. Their website lists the logo of the "National Credit Union Administration, a U.S. Government Agency", and claims "Member accounts are federally insured to at least ... . EECU may have some other form of insurance, but it does not seem to have FDIC coverage.

Where can I find the swift code for westerra Credit Union?

Description : Where can I find the swift code for westerra Credit Union?

Last Answer : visit to www.swift.com

I have a term ira at alaska usa credit union can i transfer it to a term ira at bank of america with a pentaly?

Description : I have a term ira at alaska usa credit union can i transfer it to a term ira at bank of america with a pentaly?

Last Answer : When you transfer an IRA to an IRA there is not a penalty but if the IRA is in a certificate that has a maturity date the bank will charge a penalty if it is withdrawn before the maturity date. Every bank has different penalty amounts (usually 6-12 months interest)

Does Trans Union has a free credit score website?

Description : Does Trans Union has a free credit score website?

Last Answer : Trans Union does offer free credit reports but you have to meet a certain criteria in order to be eligible to receive them for free. If you are not eligible you should still be able to get them at a reduced price.

Credit Unions are better than banks because credit union are more tailored to their customers.?

Description : Credit Unions are better than banks because credit union are more tailored to their customers.?

Last Answer : Credit Unions are better than banks because credit union are more tailored to their customers.

What Does the National Credit Union Administration Do?

Description : What Does the National Credit Union Administration Do?

Last Answer : There is one US government agency that charters and oversees the activity of the thousands of credit unions in the United States. It is the National Credit Union Administration.This agency was ... board of directors can choose what products to offer as long as they follow federal guidelines.

Is it possible to get financing for my heavy duty truck at a credit union instead of a traditional bank?

Description : Is it possible to get financing for my heavy duty truck at a credit union instead of a traditional bank?

Last Answer : Yes, it is possible. However, if your credit is not up to par, the Credit Union will most likely require you to put down a collateral to secure the loan.

The Benefits of Credit Union Membership?

Description : The Benefits of Credit Union Membership?

Last Answer : Credit unions were first formed in the United States in 1934 as an alternative to for-profit banks. As a non-profit business, a credit unions can use more of its accounts receivable to directly serve ... it available to you. Today, the only membership requirement is often that you live or work in

Get Credit Union Auto Loans For Less?

Description : Get Credit Union Auto Loans For Less?

Last Answer : When looking to purchase a new or used car, credit unions can be a great financing option. Credit unions are typically formed on a local basis and function as non-profit organizations, allowing ... , and other factors are considered, it is often possible to get cheaper loans through credit unions.

Sign A Loan From A Credit Union?

Description : Sign A Loan From A Credit Union?

Last Answer : Most consumers are not able to afford a car without taking out a car loan. There is no reason to pay hundreds of dollars of extra interest if you can save money. Credit union auto loans are ... a customer who has decent credit to take out the same loan at 4% interest. Customers should save mon

SBI card is going to launch a co-branded credit cards for the customers of private sector bank A) Karnataka Bank B) Federal Bank C) City Union D) South Indian Bank E) RBL Bank

Description : SBI card is going to launch a co-branded credit cards for the customers of private sector bank A) Karnataka Bank B) Federal Bank C) City Union D) South Indian Bank E) RBL Bank

Last Answer : D) South Indian Bank Explanation: South Indian Bank, leading private sector bank, and SBI Card, one of India‘s leading Credit Card issuers, announced the launch of co-branded credit cards for the customers of South Indian Bank.

Which was the first Indian Bank to introduce credit card ? 1. State Bank of India 2. Central Bank of India 3. Union Bank of India 4. ICICI Bank 5. None of these

Description : Which was the first Indian Bank to introduce credit card ? 1. State Bank of India 2. Central Bank of India 3. Union Bank of India 4. ICICI Bank 5. None of these

Last Answer : Central Bank of India