Is property damage liability car insurance required?

Is property damage liability car insurance required?
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1 Answer

Answer :

Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.
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Related questions

Can I get Car Insurance that only covers liability and property damage?

Description : Can I get Car Insurance that only covers liability and property damage?

Last Answer : Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.

What is covered by property damage liability insurance?

Description : What is covered by property damage liability insurance?

Last Answer : Propety Damage covers you if you damage someone elses property. Liability covers you in the event of a lawsuit.

What minimum coverage do you have to have for property damage liability?

Description : What minimum coverage do you have to have for property damage liability?

Last Answer : A common policy structure has 100/300/50 liability limits, which covers up to: $100,000 for injuries per person. $300,000 for injuries total, per accident. $50,000 for property damage per accident.

How much liability insurance is required on my car in Alabama?

Description : How much liability insurance is required on my car in Alabama?

Last Answer : As you know the minimum amounts for liability insurance vary from state to state. Alabama has as its minimum requirements the following the minimum liability limits are $25,000 for injury liability for one person, $50,000 for all injuries and $25,000 for property damage in an accident.

What is the proper response to a matter-of-fact voicemail destined for someone with your same name telling you that the women's shelter does want you to come give pony rides, but that you will be required to provide your own liability insurance in case the pony hurts someone?

Description : What is the proper response to a matter-of-fact voicemail destined for someone with your same name telling you that the women's shelter does want you to come give pony rides, but that you will be required to provide your own liability insurance in case the pony hurts someone?

Last Answer : answer:After laughing and telling my friends, I’d probably call the women’s shelter and explain that they probably had the wrong person. If I were ambitious, I might contact an insurance agency and borrow a pony from somewhere.

Is auto liability insurance required in all 50 states?

Description : Is auto liability insurance required in all 50 states?

Last Answer : Yes, auto liability insurance is required in all 50 states, howeve the limits of liability vary between states. Some require less than others.

Are daycares required to carry liability insurance?

Description : Are daycares required to carry liability insurance?

Last Answer : Yes daycares are required to carry liability insurance,the amount is determined by the size of the day care center

suicide liability for damage caused

Description : Today they put Joj Court on TV - a case of recovery of damage caused to the railway company for suicide on the tracks of the survivors of the suicide. How is it in the Czech Republic? As was the case ... ). Has such a recovery ever been claimed by ČD or another injured party? How is it in Czech law?

Last Answer : yes the same

Liability in respect of postal articles insured hall be liable to pay compensation, not exceeding the amount for which a postal article has been insured, to the sender thereof for the loss of the postal article or its contents, or for any damage caused to it in course of transmission by post explained in a) Section 18 b) Section 33 c) Section 20 d) None of these

Description : Liability in respect of postal articles insured hall be liable to pay compensation, not exceeding the amount for which a postal article has been insured, to the sender thereof for the loss of the postal article or ... by post explained in a) Section 18 b) Section 33 c) Section 20 d) None of these

Last Answer : b) Section 33

Is my liability car insurance good in Canada?

Description : Is my liability car insurance good in Canada?

Last Answer : Allstate covered my rental in Canada about 10 yrs ago. But you would definetly need to check your coverage to be sure. Just call your agent for a quick answer.

What is the average Michigan car insurance rate for liability only policies?

Description : What is the average Michigan car insurance rate for liability only policies?

Last Answer : The average Michigan car insurance rate for liability only policies is about $2000

Can you have liability only car insurance in Michigan?

Description : Can you have liability only car insurance in Michigan?

Last Answer : In state of Michigan, you can only have liability coverage if your car is paid off. Otherwise, you will have to purchase a full coverage policy.

Does the state of Georgia only require liability car insurance?

Description : Does the state of Georgia only require liability car insurance?

Last Answer : The state of Georgia only requires liability and property damage coverage. You have the option to purchase additional coverage's. It is a good idea to purchase uninsured motorist coverage.

What is meant by Texas liability car insurance?

Description : What is meant by Texas liability car insurance?

Last Answer : Texas Liability insurance simple put is insurance that will cover the other driver's bills if you get into an accident. It will not cover the cost of getting your own car fixed or any medical bills you have.

How much extra does bodily injury liability car insurance cost per year, on average?

Description : How much extra does bodily injury liability car insurance cost per year, on average?

Last Answer : Extra bodily injury insurance can easily be added to your policy. It may cost an extra one hundred to one thousand dollars per year, depending on the extent of coverage and your insurer.

What is the normal deductible for bodily injury liability car insurance?

Description : What is the normal deductible for bodily injury liability car insurance?

Last Answer : The deductible for bodily injury liability car insurance depends upon what you select. The deductible portion is not covered by the insurance policy and thus high deductible policies have a lower premium. Car insurance requirements also vary from state to state.

Does liability car insurance generally cover rental cars?

Description : Does liability car insurance generally cover rental cars?

Last Answer : It depends on your insurance. Most insurance companies cover any car you are driving. If it doesn't, the rental agency will be able to help you.

The following statement(s) is/are correct in relation to diazepam and chlorpromazine: A. Both have anticonvulsant property B. Both do not carry abuse liability C. Both have antianxiety action D. All of the above are correc

Description : The following statement(s) is/are correct in relation to diazepam and chlorpromazine: A. Both have anticonvulsant property B. Both do not carry abuse liability C. Both have antianxiety action D. All of the above are correc

Last Answer : C. Both have antianxiety action

Choose the correct statement about nonopioid analgesics: A. All have antiinflammatory property B. All lack dependence producing liability C. All act exclusively at peripheral pain mechanisms D. All inhibit prostaglandin synthesis

Description : Choose the correct statement about nonopioid analgesics: A. All have antiinflammatory property B. All lack dependence producing liability C. All act exclusively at peripheral pain mechanisms D. All inhibit prostaglandin synthesis

Last Answer : B. All lack dependence producing liability

Liability Insurance vs. Full Coverage?

Description : Liability Insurance vs. Full Coverage?

Last Answer : To replace or repair your car if it's damaged or totaled. If your car is not worth very much money the comprehensive may not be worth the expense. If it's worth more than 4 or 5 thousand you ... on Kelly Blue Book and see if the cost of replacing you car is worth the expense of the insurance.

Low cost liability insurance?

Description : Low cost liability insurance?

Last Answer : Try a local insurance broker in your area. Stay away from the big national companies because they have more overhead and they have to pay the commission of the agent who writes you. Plus, they do not have ... . If you still need help, send me a comment and I can look into more options for you.

What is liability insurance ?

Description : What is liability insurance ?

Last Answer : When an insurance company is liable to compensate for loss of property , loss of personal accident or death as per contract, it is called liability insurance. This liability insurance ... . Examples of liability insurance are fidelity insurance , automobile insurance, machineries insurance , etc.

What type of liability insurance should a nonprofit corporation need to carry?

Description : What type of liability insurance should a nonprofit corporation need to carry?

Last Answer : Just one that cover the basic needs, to not expend a lot of money. That way it doesn't loose money paying for insurance.

What kinds of things does my homeowners liability insurance cover?

Description : What kinds of things does my homeowners liability insurance cover?

Last Answer : When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance ... medical bills and other expenses for guests if something happens to them while at your home.

What is the average premium for excess liability insurance for a 40-year old man?

Description : What is the average premium for excess liability insurance for a 40-year old man?

Last Answer : The average premium fr excess liability insurance for 40-year old man will be arround would be $31-$40 a month.

Does Geico offer affordable liability insurance on motorcycles?

Description : Does Geico offer affordable liability insurance on motorcycles?

Last Answer : Geico offers motorcycle coverage, including liability for bodily harm. While the company is known for its affordable rates, as the consumer, you ultimately have to make that call. www.auto-insurance-helper.com/geico-motorcycle-insurance.html

What kinds of circumstances are covered by excess liability insurance?

Description : What kinds of circumstances are covered by excess liability insurance?

Last Answer : Excess liability insurance gives you extra asset protection beyond your basic policy. It can help in the event of being sued by someone due to injury or negligence in your home or anywhere else.

What is included with comprehensive auto insurance that liability doesn't cover?

Description : What is included with comprehensive auto insurance that liability doesn't cover?

Last Answer : Comp covers theft and accidents iwth other cars. Liability protects you against lawsuits from other people.

Do I need to purchase liability insurance for my snowmobiles?

Description : Do I need to purchase liability insurance for my snowmobiles?

Last Answer : State farm offer insurance for all types of vehicles you should give them a call.

Does All State Insurance provide liability protection?

Description : Does All State Insurance provide liability protection?

Last Answer : All State provides many types of insurance coverage, including liability protection for drivers as well as homeowners and businesses. Visit http://www.allstate.com/

What sort of liability insurance is needed if you operate tanning beds in your salonDo I have to worry about lawsuits?

Description : What sort of liability insurance is needed if you operate tanning beds in your salonDo I have to worry about lawsuits?

Last Answer : You will need liability insurance and property insurance. Most insurance companies customize your liability insurance. If your insurance covers everything you will not have to worry about lawsuits just make sure there are no loop holes in your policy.

Arkansas Law Requires Proof of Auto Liability Insurance?

Description : Arkansas Law Requires Proof of Auto Liability Insurance?

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Should I get liability insurance?

Description : Should I get liability insurance?

Last Answer : Yes because if you get into a car accident you wont be paying for the other cars damages out of your pocket. Your insurance would cover any expenses for the person who was hit and you wont have to worry about paying all the fees.

Business Liability Insurance ?

Description : Business Liability Insurance ?

Last Answer : form_title=Business Liability Insurance form_header=Protect your business with the right business liability insurance for your needs. What is the annual revenue of your company?=_ Does your company currently ... (BOP) [] Property [] Professional Liability [] Business Travel [] Business Automobile

Where can I apply for limited liability insurance?

Description : Where can I apply for limited liability insurance?

Last Answer : Limited liability insurance can be purchased from many insurance companies. An explanation of limited liability insurance can be explained by a qualified insurance agent.

LLC Liability Insurance?

Description : LLC Liability Insurance?

Last Answer : form_title=LLC Liability Insurance form_header=Even as a limited liability company, it's important to have protection from personal liability. Have an insurance professional create a personalized quote based ... in your business (including yourself, owners, officers, employees, contractors, etc)?=_

Liability Insurance?

Description : Liability Insurance?

Last Answer : form_title=Liability Insurance form_header=Ensure that your assets are properly protected from any lawsuits that may be brought against your company. Liability insurance can safeguard against several known and unknown risks. Type of liability ... 35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,More}

Does State Farm offer commercial liability insurance?

Description : Does State Farm offer commercial liability insurance?

Last Answer : Yes, according to StateFarm's website, they do offer commercial liability insurance for work vehicles. http://www.statefarm.com/insurance/business/commercial-auto-insurance.asp

Do you need event liability insurance for a big wedding?

Description : Do you need event liability insurance for a big wedding?

Last Answer : You do not need event liability insurance for a big wedding. However, if the event is outside, then you may want to consider it. You should take out the insurance if it will give you comfort.

Car Insurance Question: Would a policy cover this damage?

Description : Car Insurance Question: Would a policy cover this damage?

Last Answer : If the other driver is insured, his/her liability insurance would cover some of it up to his coverage limits. If they're uninsured it would come back to your insurance. In that case you'd have ... policy and what are the dollar limits. You could be covered or screwed, depending on what's covered.

Would the insurance company pay for the damage on my car?

Description : Would the insurance company pay for the damage on my car?

Last Answer : I would pay for it myself. My deductible is $1000. Doesn’t pay to involve insurance companies in Alberta unless your vehicle is damn near done for. My insurance isn’t even on my car anymore for me doing something. It’s for me hitting the other guy.

For a typical car insurance policy, what type of insurance would pay for paint/body damage (est. <$500) to another vehicle?

Description : For a typical car insurance policy, what type of insurance would pay for paint/body damage (est.

Last Answer : Liability.

Estimation of damage to the car, insurance company

Description : What parts does the insurance company calculate during the demolition? Does it take damage due to car wear? Or does it calculate the damage from the price of new parts?

Last Answer : If possible, the liquidators of the insurance company try to reduce the amount of benefits by "consuming" the car. But if it happens to you, don't give up - the insurance company has no right to do so (or - if you don't have it in the contract).

Does car insurance in Indiana reimburse you for hail damage?

Description : Does car insurance in Indiana reimburse you for hail damage?

Last Answer : Yes, you will be reimbursed if you have full coverage on your car. If you do not have full coverage then you will not be covered.

Legal liability if an invisible car is in a wreck?

Description : Legal liability if an invisible car is in a wreck?

Last Answer : Everyone’s responsible for his/her own tortious actions, including minor children. Surely, invisibility wouldn’t change anything.

Car accident liability? Help!

Description : Car accident liability? Help!

Last Answer : I found this Excerpt: In some situations both you and the car behind you will be stopped when a third car runs into the car behind you which pushes into the rear of your car. In that case it is the ... liability insurance you would file a claim. Sorry,tf. That is a bummer. I hope you weren't hurt.

Will a liability release form keep me from getting sued if an employee gets hurt driving the company car?

Description : Will a liability release form keep me from getting sued if an employee gets hurt driving the company car?

Last Answer : There is no need to have your employees sign a liability release form. All you have to do is check with your insurance company to make sure you are covered with liability insurance.

What defines a Hit and Run with property damage in California? Do I need a lawyer if I plead guilty? What are the potential penlaties?

Description : What defines a Hit and Run with property damage in California? Do I need a lawyer if I plead guilty? What are the potential penlaties?

Last Answer : answer:I'm not a lawyer, but this was what I was able to find. Here's the California statute regarding this, what you were obliged to do by law, when you hit the other car. The maximum ... what the procedure is for getting a court appointed attorney in California is in cases like this. Good luck.

What was the estimate of property damage caused by the violence in kansas in 1856?

Description : What was the estimate of property damage caused by the violence in kansas in 1856?

Last Answer : Need answer

Is a landlord's policy covering me for personal property loss or damage?

Description : Is a landlord's policy covering me for personal property loss or damage?

Last Answer : Normally under those circumstances you should be covered under the landlords insurance because you are renting from them and you and the house are there responsibility.