Car Insurance Question: Would a policy cover this damage?

Car Insurance Question: Would a policy cover this damage?
by

1 Answer

Answer :

If the other driver is insured, his/her liability insurance would cover some of it up to his coverage limits. If they’re uninsured it would come back to your insurance. In that case you’d have to see if contents were included or excluded from the policy and what are the dollar limits. You could be covered or screwed, depending on what’s covered.
by

Related questions

Does Home Insurance cover the expense of living after home damage due to Flood?

Description : Does Home Insurance cover the expense of living after home damage due to Flood?

Last Answer : answer:Regular home insurance does not cover flood from the outside at all. If you flood from your plumbing that is usually covered. If you have water damage from the wind breaking ... refer to flood insurance they specifically are talking about flooding from the outside unless otherwise specified.

If I Damage or Lose My Phone, Does My Home Insurance Cover It?

Description : If I Damage or Lose My Phone, Does My Home Insurance Cover It?

Last Answer : Considering that your deductible will be more than the cost of the phone…

Can you put an adult child on your car insurance policy, even if the title to the car is in their name?

Description : Can you put an adult child on your car insurance policy, even if the title to the car is in their name?

Last Answer : KatawaGrey has her own car, in her name, but my policy covers us both. We have Progressive and we live in CT. Does that help?

U-Haul/moving trucks and "damage insurance"?

Description : U-Haul/moving trucks and "damage insurance"?

Last Answer : Call your insurance company first to see if they have any coverage for such things.

Does health insurance cover aides coming to your house?

Description : Does health insurance cover aides coming to your house?

Last Answer : No, not normal insurance. Health aides are covered for a period of time (change dressing, take BP, administer medicines). Housework like cleaning, cooking, etc. – is not covered by normal health insurance. You can get supplemental (Aflac and such) that will cover other services, but that’s extra.

If insurance for demonic possession existed, what would it cover?

Description : If insurance for demonic possession existed, what would it cover?

Last Answer : Dry cleaning is the first thing that springs to mind.

Does auto insurance cover sink holes?

Description : Does auto insurance cover sink holes?

Last Answer : If the auto insurance doesn’t the insurance on the building and it’s contents probably will if they have sink hole insurance. Usually you have to specifically put that on the insurance policy like earthquake coverage.

Does home insurance cover this? How do I fix it?

Description : Does home insurance cover this? How do I fix it?

Last Answer : Can you get a pro who does excavation, driveway and drainage repair in to see about drainage pipes? They are normally built into the foundation when it is poured, so I don’t know how difficult it would be to add. (Can’t help you with the insurance.)

Do you think religiously run institutions should be mandated to cover birth control in the health insurance they offer?

Description : Do you think religiously run institutions should be mandated to cover birth control in the health insurance they offer?

Last Answer : answer:As a Roman Catholic, I say yes. Catholic Health Services cover a large percentage of the local hospitals, to deny parts of necessary health care to people is unconscionable. A very high percentage of Catholics use birth control of one sort or another.

How can there be enough money to pay for credit default insurance if the general rate of interest is too low to cover the risk of the loan?

Description : How can there be enough money to pay for credit default insurance if the general rate of interest is too low to cover the risk of the loan?

Last Answer : It has to do with fractional reserve banking and the extensive money (whatever that is) which is created by selling debt. Debt multiplies money held in reserves. The actual worthless paper dollars ... but I imagine their debt is insured by the same companies as the bank. Companies like AIG.

Any ideas on how I can get money for a medical procedure that I absolutely need but insurance doesn't cover?

Description : Any ideas on how I can get money for a medical procedure that I absolutely need but insurance doesn't cover?

Last Answer : are they willing to do a payment plan?

Find old insurance policy information?

Description : Find old insurance policy information?

Last Answer : Good luck. You might find evidence of this in corporate records, if they still exist. But no insurance company would pay out on the basis of that sort of evidence. If it's flood insurace - that's ... (fire, theft, etc.) is likely long lost, since the policies would have expired 50 years ago.

Can an insurance company cancel your policy or raise your rates after a roof claim?

Description : Can an insurance company cancel your policy or raise your rates after a roof claim?

Last Answer : answer:I had wind damage from a tornado and Nationwide replaced my roof and my rates stayed the same. You should not have this problem of your rates being raised, just because of a claim that was created by an act of God. Read your policy.

Can anybody here help an idiot looking for an investment/life insurance policy please ?

Description : Can anybody here help an idiot looking for an investment/life insurance policy please ?

Last Answer : What you are describing is known as a whole life' policy, and is not considered a good investment. A better track to follow would be to invest in a 401k at work or an IRA on your ... do, be careful! There are lots of advisers' that are really just salesmen for one insurance/investment company.

How can I find a reasonable health insurance policy?

Description : How can I find a reasonable health insurance policy?

Last Answer : Blue Cross/Blue Shield, Aetna, Humana are a few carriers who offer inexpensive bridge coverage for people between jobs, recent grads or anyone needing individual, generally short-term coverage. I ... deductible and lowered his monthly payment from $550 with COBRA to less than $100. Try google

What was the answer for this bizarre extra credit question, involving car insurance?

Description : What was the answer for this bizarre extra credit question, involving car insurance?

Last Answer : Car insurance goes by the car, not by the person. So the car owner’s insurance would cover if the damage is considered a covered event by the insurance company.

Car insurance question?

Description : Car insurance question?

Last Answer : was the truck parked in your driveway or on the street?

Car insurance question?

Description : Car insurance question?

Last Answer : Look around for another company. See what you would be charged. Most insurance companies give a safe-driver discount, and when you have a claim, the discount is removed, therefore higher payments.

Insurance question: Should a mortgagor (bank) be liable for some or all of the deductible?

Description : Insurance question: Should a mortgagor (bank) be liable for some or all of the deductible?

Last Answer : answer:Nice try, but no. In every house I have purchased, there have been clauses in that 30-page contract that put insurance and such all on you. It’s a nice dream, but that’s all.

Homeowners insurance question - is there a good rule of thumb about how much personal property insurance one should buy?

Description : Homeowners insurance question - is there a good rule of thumb about how much personal property insurance one should buy?

Last Answer : Just got my policy also and it had jumped up 200 from last year with no claims on the policy ever. I shopped around and found that AARP had a much lower price. I went with 50% and AARP.

Texas State Auto Insurance Law Question (see details).

Description : Texas State Auto Insurance Law Question (see details).

Last Answer : no, you are not covered Yes, you will be liable the only way to move it legally is to tow or haul.

Does it seem like wind damage is more and more of a concern in the area in which you live?

Description : Does it seem like wind damage is more and more of a concern in the area in which you live?

Last Answer : answer:I live in a hurricane zone. Everything is built with wind damage in mind, and just about everyone knows how the law feels about damage done on your property by your neighbor’s tree. I can’t speak for the history of wind shear in the dust bowl.

What's the best way to obtain insurance for a first-time car buyer?

Description : What's the best way to obtain insurance for a first-time car buyer?

Last Answer : Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else's (yours) insurance? That insurance will happily give her a rate based on moving ... on my policy so she could give it to the agent, even though she was coming off my policy.

Mandatory health insurance, car insurance... Why not mandatory life, home, renter insurance too?

Description : Mandatory health insurance, car insurance... Why not mandatory life, home, renter insurance too?

Last Answer : In many cases home insurance is mandatory or they will not let you buy the home.

Can I own a car without a licence or insurance if I don't plan to drive it?

Description : Can I own a car without a licence or insurance if I don't plan to drive it?

Last Answer : I don’t know the laws in Canada but in the US (California anyway) you would have to file an affidavit stating that the car was non operative. You can get XM on a handheld device and if you want to spend money on a nice chair you can

When a person gets a DUI, how does it affect their car insurance and for how long?

Description : When a person gets a DUI, how does it affect their car insurance and for how long?

Last Answer : It depends on the laws where your license is issued. It also depends on whether it’s a first offense or a repeat. The best way to be sure is to go to the Motor Vehicle agency website for where your license is from.

How to loan someone a car with car insurance?

Description : How to loan someone a car with car insurance?

Last Answer : Your auto insurance should cover having other people drive your car.

Can anone help me as to how can I get insurance renewed for my two year old car without paying too much for insurance?

Description : Can anone help me as to how can I get insurance renewed for my two year old car without paying too much for insurance?

Last Answer : You could go online and do some comparison shopping between direct companies, but unless you either raise your deductible, lower your liability limits or drop comp and collision (not a good idea ... similar premium. Talking to a good insurance agent about your specifics is probably the best idea.

Can you get (cheaper) car insurance for a rental car? I.E. Not from the rental company?

Description : Can you get (cheaper) car insurance for a rental car? I.E. Not from the rental company?

Last Answer : If you own a car, ask your insurance company if your insurance covers rentals.

How long does it take for car insurance costs to go down after recieving a DUI?

Description : How long does it take for car insurance costs to go down after recieving a DUI?

Last Answer : Have you called your car insurance to ask them?

I was rear ended by a car yesterday and the guy doesn't have insurance. What are my options?

Description : I was rear ended by a car yesterday and the guy doesn't have insurance. What are my options?

Last Answer : Are there charges from the car in front of you that you hit? Can you just give the guy the estimate from the repair company and let him pay for it like he told you to? If it wasn't your fault, I ... your insurance company will make you pay for it even if the other guy doesn't. Right? I don't know.

Which car insurance is best for a first time driver?

Description : Which car insurance is best for a first time driver?

Last Answer : My fiancé made the mistake of not shopping around before choosing his insurance. He went right to Progressive Insurance and believed them when they assured him they have the cheapest policies available ... try and take extra driving courses and classes. It will often help lower your insurance cost.

I was in a no fault fender bender yesterday in which the car behind me hit me as I avoided another car. I was skidding on ice and was sliding down the road perpendicular to the lanes. Will my insurance go up?

Description : I was in a no fault fender bender yesterday in which the car behind me hit me as I avoided another car. I was skidding on ice and was sliding down the road perpendicular to the lanes. Will my insurance go up?

Last Answer : no.. (i think not) well.. it depends on what the inspector sent by the insurance company thinks about it.

Should I buy collision insurance for my older car?

Description : Should I buy collision insurance for my older car?

Last Answer : Depends. The insurance you need to have is liability and damage to another vehicle so that if you injure someone, or damage someone's car in an accident, you have some coverage. Collision insurance for an old car ... tends to go up. If the car is worth less than $4000, it's probably not worth it.

Should I buy comprehensive insurance for my used car?

Description : Should I buy comprehensive insurance for my used car?

Last Answer : answer:If it is the classic in your picture- yeah, probably. Comprehensive covers things other than crashes with other cars (e.g. a flood ruins your car). It's just about risk vs. benefit I suppose. You might ... it or vice versa. However, you asked this in 2006 and I assume you're all set by now :)

Who should I use for car insurance in California?

Description : Who should I use for car insurance in California?

Last Answer : If you can become a member of USAA (by have a parent or grandparent in the militray--I didn't realize I was eligable for years), they are by FAR the best. Amazing service, absurb prices.

What kind of insurance should I buy from a rental car company?

Description : What kind of insurance should I buy from a rental car company?

Last Answer : It depends on how much liability you want to leave with your personal insurance company. this decision is completely in your court... many people buy everything to have no risk whatsoever.. other people take their chances and don't take anything... or take partial coverage, etc

Whats the best car insurance?

Description : Whats the best car insurance?

Last Answer : I just realized this question was asked recently...

What's the best car insurance in the San Francisco Bay Area?

Description : What's the best car insurance in the San Francisco Bay Area?

Last Answer : AMICA is amazing.

How much do you pay for car insurance?

Description : How much do you pay for car insurance?

Last Answer : answer:26 bay area male 2— acura integra 2 points currently, I have a very heavy right foot. Doesn’t help both cars are sports cars 120 on liability was 60 before the points

Buying driver's insurance if I don't own a car?

Description : Buying driver's insurance if I don't own a car?

Last Answer : Automobile insurance insures the car. You cannot purchase it without owning a car. Your friends’ policies in all likelihood cover other drivers. If you are not sure, ask.

Does Obamacare force parental retiree healthcare plans to cover children?

Description : Does Obamacare force parental retiree healthcare plans to cover children?

Last Answer : seekingwolf Do you mean does medicare cover the children also? That is an interesting question. I’m betting it doesn’t, but I have no real knowledge on the topic. Or, you mean health coverage offered by a company to retirees?

If I have CHIP or Medicaid that covers the three days that I was in the hospital, should it cover my tubal ligation as well even if this will be 6 weeks after giving birth?

Description : If I have CHIP or Medicaid that covers the three days that I was in the hospital, should it cover my tubal ligation as well even if this will be 6 weeks after giving birth?

Last Answer : Which state are you in?

Question about selling my car (details inside).

Description : Question about selling my car (details inside).

Last Answer : I’m Polish so I can’t help you with this, but why not ask the DMV and get a straight answer from the source… instead of asking (pardon the epithet) ‘random strangers on teh interwebs’? Cheers!

Boring question #38: Your self-parking car causes and accident, who takes the blame?

Description : Boring question #38: Your self-parking car causes and accident, who takes the blame?

Last Answer : answer:You just know this is going to happen eventually. Who takes the blame? Nobody. Who gets sued? That's easy. The party with the deepest pockets. Who benefits? The lawyers, obviously. I'll ... the papers, casework and research, like vultures on a desert rock, waiting for the inevitable slip-up.

How long do you carry full coverage insurance on your vehicle?

Description : How long do you carry full coverage insurance on your vehicle?

Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.

Do you have pet insurance?

Description : Do you have pet insurance?

Last Answer : What company is doing pet insurance?

How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?

Description : How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?

Last Answer : Is the methodology to reach out to decision makers and interview/survey them? or simply glean insights from experienced insiders with knowledge of this process? Those seem like excellent questions, and ... on that to look for patterns such as seasonality or correlations with data breaches etc.?

Is it insurance fraud to have insurance but choose to self pay for medical services?

Description : Is it insurance fraud to have insurance but choose to self pay for medical services?

Last Answer : That’s a stupid computer system. You are not required to use insurance if you don’t want to. If you want to pay cash, that’s your choice, not theirs.

Can a life insurance company deny payment to someone who has chosen NOT to get the Covid vaccination?

Description : Can a life insurance company deny payment to someone who has chosen NOT to get the Covid vaccination?

Last Answer : Suicide is defined by intent. If you kill yourself by accident (reckless driving, extreme sports, accidental overdose, etc.), life insurance would likely pay out to your beneficiaries. If there is evidence ... not their intended outcome - so, no. (All this courtesy of my law school graduate wife)