Many homeowners, especially new ones, struggle with the decisionto purchase an extended home warranty. Some feel that it is anecessity for homeowners to have this protection in addition tohomeowners insurance, and on the other hand, some think thatextended warranties are a waste of money that could be spent betterelsewhere. For those who may not be aware of what a home warrantyis, it is a contract that protects your house in the event repairis needed on home appliances and systems.The reason so many homeowners consider an extended home warrantyis because they don’t want to have to worry about paying to repairor replace appliances in the home. Stories about air conditioningor heating breaking down when it is needed are common and havingthis type of insurance guarantees that the repairs will