Let the great debt-ate begin. Many Americans are still being hithard by the economic downturn of the past couple of years. Thoughthe economy is beginning to show signs of life and the job marketis steadily improving, what has been done cannot be undone.Americans are swimming in puddles of debt so deep they can barelybreathe. Everyone is looking for answers, trying to find a way outof their mounting credit card debt with unforgiving interest rates.Most are willing to try almost anything to get themselves relief,but should credit card debt consolidation be considered? Perhapsonly as a last ditch option. Paying off debt is never a fun processand paying those sky high interest rates isn’t enjoyable either. Ofcourse, you weren’t complaining when you were buying those JimmyChoo shoes or new Gucc