Where can I find information on how to get out of credit card debt?

1 Answer

Answer :

You can get information on how to reduce your credit card debt from credit card issuers like Bank of America, Wachovia, Chase Manhattan, Wells Fargo, Citibank, and your local credit unions.

Related questions

Description : Where can I find more information about loan to pay off credit card debt?

Last Answer : There are a lot of sites offering advice on this topic. The first one I found is here: http://www.fool.com/personal-finance/credit/9-ways-to-pay-off-debt.aspx

Description : Best way to wipe out credit card debt?

Last Answer : Wipe out the ones with the highest interest first.

Description : How do I get rid of my credit card debt?

Last Answer : I would talk it over with the credit card company. Maybe they can work something out. If desperate you can sell some stuff. Online or to a pawn shop. Try to at least pay the minimum balance owning every month.

Description : Can you be arrested for credit card debt?

Last Answer : answer:You won't go to jail for it. You could be fined for not paying the bills on time. It will certainly affect your credit rating. I would contact the credit card company, they may allow you to ... now (which takes the funds directly out of my bank account). All I ever pay is a transaction fee.

Description : When I compare my school loan statements and my credit card statement and my car loan it appears to me that school loans operate like credit card debt?

Last Answer : My loans were like a car payment, if I remember correctly. But have you ever deferred any of your loans or ever had them in forbearance? Depending on the type of loans you have, that would effect the total amount ... to pay them off. Ugh! Can't tell you how glad I am that that's over and done with.

Description : If I consolidated all my debt, would I have a good chance of getting a credit card or loan with a decent cedit line? How long does it take to consolidate debt?

Last Answer : answer:Your eligibility for a credit card or loan with a decent amount of credit would depend on your credit report and credit history. Lots of open credit accounts, late payments, and number ... the lender you are looking to consolidate with. Both will look into your credit report for information.

Description : I have credit card debt, and a 401k account from my last job that equals that debt, what are my options here?

Last Answer : Are you sure about the $2k? I believe you lose more than that because you are looking at taxes + penalties for early withdrawal. I would try to negotiate with the credit cards to get a lower interest rate. Also, if you have any room, try to do a balance transfer (watch out for the transfer fee).

Description : Jocelyn takes home 2600 per month from her job as a paralegal if you’re only debt obligation or a car loan payment of 480 and a credit card payment of 80 every month is she in danger of credit overload?

Last Answer : Yes, because the sum of $480 and $80 is greater than $520.2600x20%= 520

Description : Roll-Down Your Credit Card Debt!?

Last Answer : Roll-Down Your Credit Card Debt!The Credit Card Roll-down Calculator applies two simple principles to paying off your credit card debt.Payoff your highest interest rate first.When a card balance is paid in full ... is paid in full. Click the "View Report" button for a detailed look at the results.

Description : How to Get Honest Credit Card Debt Advice?

Last Answer : Credit card debt is at an all time high and the US Census report states that every man, woman in child in our nation has an average of $8,000 in consumer debt. Credit card debt advice can ... will all tell you that negotiation is the best way to settle your accounts with various lenders for u

Description : Should I Consider Credit Card Debt Consolidation?

Last Answer : Let the great debt-ate begin. Many Americans are still being hithard by the economic downturn of the past couple of years. Thoughthe economy is beginning to show signs of life and the job ... enjoyable either. Ofcourse, you weren't complaining when you were buying those JimmyChoo shoes or new Gucc

Description : Where can I find free credit card debt advice online?

Last Answer : You don't have to fight alone if you're worried about debt. Speaking with a qualified and experienced debt advice about your circumstances will assist you in determining the best course of action for you. For more information contact now : 03301226372

Description : How will a consolidation loan effect my finances with $20,000 in credit card debt?

Last Answer : A consolidation loan will pay off all of your bills and give you one payment. This program will only really work if you cut up your credit cards and have discipline.

Description : How much credit card debt do I need to qualify for consolidation?

Last Answer : Most debt consolidation companies advertise that you need $10000 in debt. There is actually no real amout, but less than $10000 and you are generally advised to pay it off yourself to save your credit.

Description : Credit Card Debt Collection Laws?

Last Answer : Credit cards are unsecured debts; your creditor can't take away any of your property if you fail to pay the debt back in accordance with your card agreement. Your creditor can sell the debt to ... bankruptcy or if they receive a notice of a lawsuit against them by a creditor or collections agency.

Description : How can someone pay off their credit card debt?

Last Answer : There are many companies in exsistence today that can help people with growing credit card debt, such as; Consumer Credit, Care One Credit, and a company called Credit Card Debt. One of these services will steer you in the right direction in lowering and eliminating your credit debt.

Description : What are the fastest ways to pay off credit card debt?

Last Answer : One of my first suggestions would be to pull a copy of your credit report. I would then have you go through and pay off each incident on the report. A financial advisor could help you to get all of these incidents in line.

Description : Where can I get advice on credit card debt solutions?

Last Answer : I am so in debt and I am worried about paying my credit cards. Where can I get advice on credit card debt solutions?

Description : Where can I find some credit card debt solution ideas online?

Last Answer : My financial crisis began when I requested for some student loans to help support my masters programme. I knew little about the terms and conditions of the loan and I didn't care much as at then because I was ... the debt. I didn't believe until k checked my debt profile and I saw it was all gone!

Description : Where can I got to get rid of my credit card debt?

Last Answer : It is always easy to think just because you pay off your debt your credit score goes up, but that is not true at all. Many credit companies don't tell people that are suffering with credit debt or ... you out. Get in contact with an expert. If you need more information contact me at 786-792-2002

Description : Where are credit card debt help offices?

Last Answer : You can get information on how to reduce your credit card debt from credit card issuers like Bank of America, Wachovia, Chase Manhattan, Wells Fargo, Citibank, and your local credit unions.

Description : Where online can I check my credit and review my credit card debt?

Last Answer : Look at freecreditreport.com to find out your credit score. They have great commercials and they are free. What more can you ask for? If you need help improving your credit score they will probably have some ideas for you there.

Description : Where can I learn how to quickly pay off my credit card debt?

Last Answer : Typically classes regarding paying off credit card debt are offered by community based organizations. The best bet for paying off credit card debt is to go see a credit couselor.

Description : If the world runs on credit why do I need to stay out of debt?

Last Answer : It's ok to borrow five times more than you own for a house, most folks say. We got into trouble when people borrowed the entire value of the house. I've heard it argued that you can apply the same rule ... consume what you buy, and there's nothing left after it's gone, but the money you owe on it.

Description : Is Santa Claus the one who is really to blame for the US debt crises and credit downgrade?

Last Answer : Possibly. :)

Description : If Time is Money are you in Debt or Credit?

Last Answer : Do you mean Debit or Credit?

Description : What is credit? How can credit be both an asset as well as a debt trap? -SST 10th

Last Answer : Credit refers to an agreement in which the lender supplies the borrower with money, goods or services in return for the promise of future payment. Example of credit as an asset: During the ... in farmer's case credit pushes the borrower into a situation from which recovery is very painful.

Description : How do credit repair services reduce your debt?

Last Answer : Credit repair services do not reduce your debt. Debt settlement companies do this by negotiating with the creditors to pay a smaller portion than what you owe. This process often contributes to the increase ... cannot be verified within a reasonable amount of time, then by law, they must be removed.

Description : To improve my credit score do I have to pay off debt?

Last Answer : Having a credit card and using it responsibly can help improve your credit score. It is recommended that you don't spend more than 30% of your credit limit. Also taking out an installment loan and making your payments on time, and paying down your credit card balances also helps your score.

Description : How do loans and debt consolidation affect credit score?

Last Answer : If you pay your bills on time and in full each month it will help your credit score rise. If you are late on payments and have outstanding payments then your credit score will become lower. Your credit score is an important thing to help you obtain loans such as car loans or a mortgage.

Description : How to consolidate debt and get a better credit score?

Last Answer : Christian Debt Consolidation is the best they either do not charge a fee or a very small fee to help consolidate your bills. Also all balances on credit report must be half or more paid to keep a good score.

Description : Can I get a debt consolidation loan with bad credit?

Last Answer : I don't see why not. Here's a good article I found that will help you: http://www.lendingtree.com/debt-consolidation/advice/ I hope that helps.

Description : How do I consolidate my debt to improve my credit score?

Last Answer : The best way to consolidate your debt is to go to your bank and speak with their consultant. They usually have a department to help you with reducing your debt.

Description : The Finance Department can use which of the following methods to acquire capital for company activities? a. Current Debt, Stock Issues, Bond Issues, and Profits b. Profits, Current Debt, Withholding ... Stock Issues, and Profits e. Current Debt, Stock Issues, Bond Issues, and cooking the books

Last Answer : a. Current Debt, Stock Issues, Bond Issues, and Profits

Description : Credit rating is an expression of credit rating agencies regarding debt instrument on a specific date on______. (a) Risk evaluation b) Product c) services)

Last Answer : (a) Risk evaluation

Description : ______ is the opinion of the rating agency on the relative ability and willingness of the issuer of the debt instrument to meet the debt service obligation as and when the arise. (a) merit rating b) credit rating c) rating by merchant banker )

Last Answer : (a) merit rating

Description : Consumer expenditures are affected by ________. A. Savings B. Debt C. Credit availability D. All of the above E. None of the above

Last Answer : D. All of the above

Description : How can a credit card thief instantly know your new credit card information as soon as your new credit card is activated?

Last Answer : CapitalOne ? ? ? Just asking ! That seems to be the common thread.

Description : Any information on the Credit One credit card?

Last Answer : No. Between the fees and the interest rates, it’s just bad.

Description : If I use a credit card for xbox live, what information will I have to complete?

Last Answer : Probably email, home address and phone number.

Description : How did they get my credit card information?

Last Answer : someone at the credit card company….

Description : You can transmit sensitive information, such as that relating to your credit card, by using -Technology

Last Answer : (c) SSL allows sensitive information such as credit card numbers to be transmitted securely.

Last Answer : Yes Google Payment Process For By | That Yours Private For Details To know : https://support.google.com/payment/credit Going Read on

Description : What input device would you use to store information on your credit card?

Last Answer : Need answer

Description : Where can I find fine print information on 0 credit card offers?

Last Answer : Fine print can be very confusing to deal with in any situation. If you go to www.creditcards.com you will be able to find all of the information you are in need of.

Description : Should I provide my checking account information to qualify for a new credit card?

Last Answer : In the age of identity theft, it is hard to tell what you should give to a credit card company and what you should not. If you don't feel comfortable giving the credit card company your checking account ... that you aren't interested and try going with a brand of credt card that you know and trust.

Description : Where can I find more information about no credit credit card?

Last Answer : There are many opportunities for low credit/bad credit/no credit credit cards. Especially in this economy people have fallen behind and still need to have their credit card in emergencies. Here is a good website. www.creditcards.com/no-credit-history.php

Description : Which input device is used to read information on a credit card? A. Graphic Tablet B. Numeric Keyboard C. Bar Code reader D. Magnetic Stripe reader

Last Answer : D. Magnetic Stripe reader

Description : What are plastic cards the size of a credit card that contains an embedded chief on which digital information can be stored? a) Customer relationship management system cards b) E-government identity cards c) FEDI cards d) Smart cards

Last Answer : d) Smart cards

Description : What are plastic cards the size of a credit card that contains an embedded chip on which digital information can be stored? a. Customer relationship management systems cards b. E-government identity cards c. FEDI cards d. Smart cards

Last Answer : d. Smart cards