Where can I learn how to quickly pay off my credit card debt?

Where can I learn how to quickly pay off my credit card debt?
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1 Answer

Answer :

Typically classes regarding paying off credit card debt are offered by community based organizations. The best bet for paying off credit card debt is to go see a credit couselor.
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Related questions

How can someone pay off their credit card debt?

Description : How can someone pay off their credit card debt?

Last Answer : There are many companies in exsistence today that can help people with growing credit card debt, such as; Consumer Credit, Care One Credit, and a company called Credit Card Debt. One of these services will steer you in the right direction in lowering and eliminating your credit debt.

Where can I find more information about loan to pay off credit card debt?

Description : Where can I find more information about loan to pay off credit card debt?

Last Answer : There are a lot of sites offering advice on this topic. The first one I found is here: http://www.fool.com/personal-finance/credit/9-ways-to-pay-off-debt.aspx

What are the fastest ways to pay off credit card debt?

Description : What are the fastest ways to pay off credit card debt?

Last Answer : One of my first suggestions would be to pull a copy of your credit report. I would then have you go through and pay off each incident on the report. A financial advisor could help you to get all of these incidents in line.

To improve my credit score do I have to pay off debt?

Description : To improve my credit score do I have to pay off debt?

Last Answer : Having a credit card and using it responsibly can help improve your credit score. It is recommended that you don't spend more than 30% of your credit limit. Also taking out an installment loan and making your payments on time, and paying down your credit card balances also helps your score.

How do I get rid of my credit card debt?

Description : How do I get rid of my credit card debt?

Last Answer : I would talk it over with the credit card company. Maybe they can work something out. If desperate you can sell some stuff. Online or to a pawn shop. Try to at least pay the minimum balance owning every month.

Can you be arrested for credit card debt?

Description : Can you be arrested for credit card debt?

Last Answer : answer:You won't go to jail for it. You could be fined for not paying the bills on time. It will certainly affect your credit rating. I would contact the credit card company, they may allow you to ... now (which takes the funds directly out of my bank account). All I ever pay is a transaction fee.

Best way to wipe out credit card debt?

Description : Best way to wipe out credit card debt?

Last Answer : Wipe out the ones with the highest interest first.

When I compare my school loan statements and my credit card statement and my car loan it appears to me that school loans operate like credit card debt?

Description : When I compare my school loan statements and my credit card statement and my car loan it appears to me that school loans operate like credit card debt?

Last Answer : My loans were like a car payment, if I remember correctly. But have you ever deferred any of your loans or ever had them in forbearance? Depending on the type of loans you have, that would effect the total amount ... to pay them off. Ugh! Can't tell you how glad I am that that's over and done with.

If I consolidated all my debt, would I have a good chance of getting a credit card or loan with a decent cedit line? How long does it take to consolidate debt?

Description : If I consolidated all my debt, would I have a good chance of getting a credit card or loan with a decent cedit line? How long does it take to consolidate debt?

Last Answer : answer:Your eligibility for a credit card or loan with a decent amount of credit would depend on your credit report and credit history. Lots of open credit accounts, late payments, and number ... the lender you are looking to consolidate with. Both will look into your credit report for information.

I have credit card debt, and a 401k account from my last job that equals that debt, what are my options here?

Description : I have credit card debt, and a 401k account from my last job that equals that debt, what are my options here?

Last Answer : Are you sure about the $2k? I believe you lose more than that because you are looking at taxes + penalties for early withdrawal. I would try to negotiate with the credit cards to get a lower interest rate. Also, if you have any room, try to do a balance transfer (watch out for the transfer fee).

Jocelyn takes home 2600 per month from her job as a paralegal if you’re only debt obligation or a car loan payment of 480 and a credit card payment of 80 every month is she in danger of credit overload?

Description : Jocelyn takes home 2600 per month from her job as a paralegal if you’re only debt obligation or a car loan payment of 480 and a credit card payment of 80 every month is she in danger of credit overload?

Last Answer : Yes, because the sum of $480 and $80 is greater than $520.2600x20%= 520

Roll-Down Your Credit Card Debt!?

Description : Roll-Down Your Credit Card Debt!?

Last Answer : Roll-Down Your Credit Card Debt!The Credit Card Roll-down Calculator applies two simple principles to paying off your credit card debt.Payoff your highest interest rate first.When a card balance is paid in full ... is paid in full. Click the "View Report" button for a detailed look at the results.

How to Get Honest Credit Card Debt Advice?

Description : How to Get Honest Credit Card Debt Advice?

Last Answer : Credit card debt is at an all time high and the US Census report states that every man, woman in child in our nation has an average of $8,000 in consumer debt. Credit card debt advice can ... will all tell you that negotiation is the best way to settle your accounts with various lenders for u

Should I Consider Credit Card Debt Consolidation?

Description : Should I Consider Credit Card Debt Consolidation?

Last Answer : Let the great debt-ate begin. Many Americans are still being hithard by the economic downturn of the past couple of years. Thoughthe economy is beginning to show signs of life and the job ... enjoyable either. Ofcourse, you weren't complaining when you were buying those JimmyChoo shoes or new Gucc

Where can I find free credit card debt advice online?

Description : Where can I find free credit card debt advice online?

Last Answer : You don't have to fight alone if you're worried about debt. Speaking with a qualified and experienced debt advice about your circumstances will assist you in determining the best course of action for you. For more information contact now : 03301226372

How will a consolidation loan effect my finances with $20,000 in credit card debt?

Description : How will a consolidation loan effect my finances with $20,000 in credit card debt?

Last Answer : A consolidation loan will pay off all of your bills and give you one payment. This program will only really work if you cut up your credit cards and have discipline.

How much credit card debt do I need to qualify for consolidation?

Description : How much credit card debt do I need to qualify for consolidation?

Last Answer : Most debt consolidation companies advertise that you need $10000 in debt. There is actually no real amout, but less than $10000 and you are generally advised to pay it off yourself to save your credit.

Credit Card Debt Collection Laws?

Description : Credit Card Debt Collection Laws?

Last Answer : Credit cards are unsecured debts; your creditor can't take away any of your property if you fail to pay the debt back in accordance with your card agreement. Your creditor can sell the debt to ... bankruptcy or if they receive a notice of a lawsuit against them by a creditor or collections agency.

Where can I get advice on credit card debt solutions?

Description : Where can I get advice on credit card debt solutions?

Last Answer : I am so in debt and I am worried about paying my credit cards. Where can I get advice on credit card debt solutions?

Where can I find some credit card debt solution ideas online?

Description : Where can I find some credit card debt solution ideas online?

Last Answer : My financial crisis began when I requested for some student loans to help support my masters programme. I knew little about the terms and conditions of the loan and I didn't care much as at then because I was ... the debt. I didn't believe until k checked my debt profile and I saw it was all gone!

Where can I got to get rid of my credit card debt?

Description : Where can I got to get rid of my credit card debt?

Last Answer : It is always easy to think just because you pay off your debt your credit score goes up, but that is not true at all. Many credit companies don't tell people that are suffering with credit debt or ... you out. Get in contact with an expert. If you need more information contact me at 786-792-2002

Where are credit card debt help offices?

Description : Where are credit card debt help offices?

Last Answer : You can get information on how to reduce your credit card debt from credit card issuers like Bank of America, Wachovia, Chase Manhattan, Wells Fargo, Citibank, and your local credit unions.

Where can I find information on how to get out of credit card debt?

Description : Where can I find information on how to get out of credit card debt?

Last Answer : You can get information on how to reduce your credit card debt from credit card issuers like Bank of America, Wachovia, Chase Manhattan, Wells Fargo, Citibank, and your local credit unions.

Where online can I check my credit and review my credit card debt?

Description : Where online can I check my credit and review my credit card debt?

Last Answer : Look at freecreditreport.com to find out your credit score. They have great commercials and they are free. What more can you ask for? If you need help improving your credit score they will probably have some ideas for you there.

What's the best way that someone should pay off this credit card scenario?

Description : What's the best way that someone should pay off this credit card scenario?

Last Answer : Honestly the best thing you can do, and its what I am doing. Eliminate the small ones first, card 2 and 5 can be paid off quick. Then keep working your way up.

Is there any method other than check payment to pay off my credit card bills?

Description : Is there any method other than check payment to pay off my credit card bills?

Last Answer : Yes, most credit cards allow you to link a checking or savings account of your choice. Then you simply transfer the amount you’d like between the two.

Which would be better to do, pay of a closed credit card that is at a good rate or pay off the open credit card that has a much higher interest rate Both cards have a large balance.?

Description : Which would be better to do, pay of a closed credit card that is at a good rate or pay off the open credit card that has a much higher interest rate Both cards have a large balance.?

Last Answer : It is better to pay off the open card that has the higher interest rate.

If you have a credit card with a balance of 754.43 at a 13.6 APR. If you have 300.00 available each month to save or pay down your debts. a. How many months will it take to pay off the credit card if?

Description : If you have a credit card with a balance of 754.43 at a 13.6 APR. If you have 300.00 available each month to save or pay down your debts. a. How many months will it take to pay off the credit card if?

Last Answer : It will be paid off after 4 months of payments. In total you will pay $1,056.53, which is $302.10 in interest. Remember kids, use your credit wisely.

Have you ever cashed out a significant chunk of assets to pay off all of your debt? In hindsight, was it the right decision and why?

Description : Have you ever cashed out a significant chunk of assets to pay off all of your debt? In hindsight, was it the right decision and why?

Last Answer : Earlier this year, I was faced with school loans and other debts that I could make the minimum payment for, but with interest rates, I felt like I wasn't making a dent in the actual amount. So I sold my car ... than a car, I don't know if this helps, but I don't regret my decision the least. =)

Did the pilgrims planned to pay off their debt with the fish they caught?

Description : Did the pilgrims planned to pay off their debt with the fish they caught?

Last Answer : yes

Who agreed to work to pay off a debt?

Description : Who agreed to work to pay off a debt?

Last Answer : Indentured servants would work to pay of the debt of theirpassage to America.

What bank will give me a loan to pay off the debt I accumulated in college?

Description : What bank will give me a loan to pay off the debt I accumulated in college?

Last Answer : Banks such as Bank of America and Fidelity are very good at handing out loans that can be used towards college debts and school tuition, as they have good return policies.

Where can we go to get a loan to pay off debt?

Description : Where can we go to get a loan to pay off debt?

Last Answer : Loans to pay down or pay off debt can be found at a few locations. The interest rate will be higher if you possess a low credit score. Banks. credit unions, or even family members may be able to assist you.

A type of loan, where the bank or the lending institution provides the borrower with a loan that helps the borrower to pay off his all previous debts is termed as ________ A. Debt Recovery B. Debt Settlement C. Debt Management D. Debt Consolidation

Description : A type of loan, where the bank or the lending institution provides the borrower with a loan that helps the borrower to pay off his all previous debts is termed as ________ A. Debt Recovery B. Debt Settlement C. Debt Management D. Debt Consolidation

Last Answer : D. Debt Consolidation Explanation: Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.

What happens if you don't have cash to pay for a taxi ride , but the credit card machine is not charged?

Description : What happens if you don't have cash to pay for a taxi ride , but the credit card machine is not charged?

Last Answer : Most likely the driver would insist on getting the cash. So he’d probably offer to take you to the nearest ATM to withdraw it. Just my guess though. I’ve never been in that situation before (despite having to take some pretty expensive cab rides).

Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?

Description : Why are the ATM machines still busy, if people can pay with credit card, and debit card just about any store nowadays?

Last Answer : It doesn’t cost me anything to use the ATM at my bank. And sometimes I just want to pay with cash. If I’m out with friends, I pay my share with cash. At strange gas stations away from home I prefer to pay with cash. Buying a quick donut or sandwich, cash.

If you have a loan or credit card balance, and you pay over the minimum due, whatever you pay over goes directly to the principal, right?

Description : If you have a loan or credit card balance, and you pay over the minimum due, whatever you pay over goes directly to the principal, right?

Last Answer : answer:The longer you have the debt the more interest you pay as each month more interest is added. If you only pay the minimum you will have the debt for much longer and you will pay more interest. The ... . Even I you pay the loan of early you will stay pay the interest for the full loan period.

How do I set up credit card or Pay Pal payments for an online business?

Description : How do I set up credit card or Pay Pal payments for an online business?

Last Answer : answer:@LostInParadise I have an eBay biz, so getting Paypal payments is easy for me. However, I also have an Auctiva account, and they add the Paypal button to your web page for you. I think that if ... website . YouTube has a few good video tutorials as well. I'll gladly assist further if I can.

When you pay for something with a credit card, do you toss it across the counter to the cashier/clerk?

Description : When you pay for something with a credit card, do you toss it across the counter to the cashier/clerk?

Last Answer : I know exactly what you’re talking about, because I was a cashier for a long time. I’ve noticed the same thing. No, I do not do this. How rude!

Which credit card to pay down first?

Description : Which credit card to pay down first?

Last Answer : Pay down the overlimit card to under the limit, then pay off the one with the highest rate.

How long should I wait to pay the balance on my credit card?

Description : How long should I wait to pay the balance on my credit card?

Last Answer : Your friend is wrong in just about every way a person could be wrong about this topic. Pay it off immediately.

What does ‘Minimum payment’ in my credit card bills mean. What happens if pay less than the ‘Minimum payment’?

Description : What does ‘Minimum payment’ in my credit card bills mean. What happens if pay less than the ‘Minimum payment’?

Last Answer : It means the amount on the invoice is the MINIMUM amount you can pay on your bill. However, you can pay more. I wouldn’t pay any less, then you’ll have a balance (and possibly a late fee) which wouldn’t look good on your credit rating, esp. if you’re establishing credit.

SHOULD I REDUCE 401K DEDUCTION TO PAY CREDIT CARD DEBIT?

Description : SHOULD I REDUCE 401K DEDUCTION TO PAY CREDIT CARD DEBIT?

Last Answer : If your tax savings and 401K investment return combined are higher than your credit card debt interest, then no.

How can I pay my Credit Card in installments in Canadá?

Description : How can I pay my Credit Card in installments in Canadá?

Last Answer : Credit card companies allow mulitple approach for the payment of the allotments. 1. Auto debit facilitiy, to get money out of bank account. 2 2. Pay by transfer of another card. 3. Pay by ... . Pay by the wallet services. So you have multiple other options depending on the credit card company.

Letter Refusing to Pay for a Charge on your Credit Card?

Description : Letter Refusing to Pay for a Charge on your Credit Card?

Last Answer : Get StartedThis letter can be sent to a credit card company to refuse charges on your credit card account.Where appropriate, send a copy, not the original, of the statement and/or receipt to the card ... slips that do contain your full number or imprint of your credit card. Never give your card n

can you pay state income tax on line with credit card and mail the form ?

Description : can you pay state income tax on line with credit card and mail the form ?

Last Answer : can you pay state income tax on line with credit card and mail the form

Can you pay property taxes with a credit card?

Description : Can you pay property taxes with a credit card?

Last Answer : Yes, you can pay your property taxes with a credit card.

Can I do a credit card debit by phone to pay the premium on my flood insurance?

Description : Can I do a credit card debit by phone to pay the premium on my flood insurance?

Last Answer : That depends upon your insurance agent, but the chances are very good. Mine accepted a credit card. You should probably pay it before you get flooded, though.

Reasons to Pay an Online Credit Card Bill?

Description : Reasons to Pay an Online Credit Card Bill?

Last Answer : It is very important to pay an online credit card bill. By paying an online credit card bill on time every month, a person will always make sure that his or her credit score remains high. If a ... credit score would then be knocked a lot of points for failing to make a minimum payment in a month.

Pay Credit Card Bills First To Save Money?

Description : Pay Credit Card Bills First To Save Money?

Last Answer : Today, it is possible to purchase preloaded credit cards that work like a plastic bank account. Users place money on deposit with the credit card companies for a price, and pay fees ... and payments if their current financial situation suddenly changes before the credit card balances are paid off.