Setting up a checking account sounds like a straight forward,easy process. And for many, it is. For others, there are thingsthat stand in the way of a checking account. For still others,simply understanding the process of a checking account may be toomuch. Most banks are willing to sit down and talk with someoneinterested in starting a checking account with them. They are thefirst line of information regarding any type of account.Once one has decided on the financial institution they wouldlike, the first step is to find out the criteria that must be metin order to open an account with that institution. Some require aminimum balance be maintained and deposited when the account isopen, others charge a monthly fee for maintaining an account andstill others -- although very few others today --