How do I deposit checks and cash if I have an online checking account?

How do I deposit checks and cash if I have an online checking account?
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1 Answer

Answer :

You use the automated clearing house (ACH) system. Your employer can direct-deposit your earnings into your online account, and you can access them using a debit card provided by the online bank.
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Related questions

Who can write out checks from a joint checking account?

Description : Who can write out checks from a joint checking account?

Last Answer : Both can write checks, as far as the bank is concerns, but many businesses won’t accept them from the spouse whose name is not on the check.

I want to open a checking account at Bank of America, what is the minimum deposit required?

Description : I want to open a checking account at Bank of America, what is the minimum deposit required?

Last Answer : To open a checking account with Bank of America you need at least a $25 opening deposit for basic checking. If you want an interest or business checking account then you need a $100 opening deposit.

Are there any major banks that offer a free checking account without direct deposit?

Description : Are there any major banks that offer a free checking account without direct deposit?

Last Answer : Yes there are. From personal experience I can tell you Associated Bank offers a free checking account without direct deposit.

My checking account was garnished on Friay. I receive my salary through direct deposit at my bank, and they took all of it! Isn't this illegal I need help. The garnishment is for bills while in the hospital for a week and subsequent anti biotic treatment?

Description : My checking account was garnished on Friay. I receive my salary through direct deposit at my bank, and they took all of it! Isn't this illegal I need help. The garnishment is for bills while in the hospital for a week and subsequent anti biotic treatment?

Last Answer : No that had to go to court to be able to do that. You will have to prove how much you need to live on and they will take the rest. Unfortunately, this is very legal. You should have received a legal notice informing you of the garnishment.

What are my options for getting cash from my checking account without the physical debit card?

Description : What are my options for getting cash from my checking account without the physical debit card?

Last Answer : My guess is that your fate will be determined by the temperament of whichever bank employee you happen to draw. The way I see it, so cavalier an attitude regarding your debit card raises some intriguing questions.

I already have a checking account. What are your credit card options Do you have one with cash back?

Description : I already have a checking account. What are your credit card options Do you have one with cash back?

Last Answer : American Express has a great credit card that gives 5 percent cash back on purchases.

How do I endorse a check made out to me so that someone else can cash it or deposit it to their account?

Description : How do I endorse a check made out to me so that someone else can cash it or deposit it to their account?

Last Answer : Third Party check: Second party signs and then puts “Pay to the Order of” name on back of check? Third party then endorses below and submits to bank. http://www.bankingquestions.com/checkingaccounts/q_3rdpartyckhtml.html

The initial deposit for opening of savings account shall be accepted in cash wef a) 01.01.1990 b) 05.02.2000 d) 12.02.2005 d) None of these

Description : The initial deposit for opening of savings account shall be accepted in cash wef a) 01.01.1990 b) 05.02.2000 d) 12.02.2005 d) None of these

Last Answer : a) 01.01.1990

In case the depositor not made any transaction in PPF account. a) Rs 50/- will be collected for the one financial year b) Rs 100/- will be collected for no transaction was made for two financial year in shape of cash and credited into UCR c) Condone default is called to the defaulted deposit d) All the above

Description : In case the depositor not made any transaction in PPF account. a) Rs 50/- will be collected for the one financial year b) Rs 100/- will be collected for no transaction was made for two financial ... of cash and credited into UCR c) Condone default is called to the defaulted deposit d) All the above

Last Answer : d) All the above

The SCSS account transferred one Post office to another post office a) Rs 5/- per lac will be charged where the deposit is Rs 1 lac and above b) Rs 10/- per lac will be charged where the deposit is Rs 1 lac and above on second transfer. c) No fee will be charged d) Both the A and B( The fee will be paid by cash through pay in slip

Description : The SCSS account transferred one Post office to another post office a) Rs 5/- per lac will be charged where the deposit is Rs 1 lac and above b) Rs 10/- per lac will be charged where the deposit is Rs 1 ... No fee will be charged d) Both the A and B( The fee will be paid by cash through pay in slip

Last Answer : d) Both the A and B( The fee will be paid by cash through pay in slip

In what manner fee for getting the nomination cancelled in a Savings account is to be paid? a) In shape of cash b) By deposit to UCR c) In shape of stamp affixed on the application d) None of these

Description : In what manner fee for getting the nomination cancelled in a Savings account is to be paid? a) In shape of cash b) By deposit to UCR c) In shape of stamp affixed on the application d) None of these

Last Answer : c) In shape of stamp affixed on the application

Can anyone define "checks' or "checking" as it pertains to mental illness?

Description : Can anyone define "checks' or "checking" as it pertains to mental illness?

Last Answer : I have to do certain checks. I can’t rest unless I do them, and if something has moved it drives me crazy and I search absolutely everywhere until it is found. I have even been known to search the bins.

Which of the following is called Backbone of auditing ? (A) Routine checking (B) Vouching (C) Internal checks (D) Internal control

Description : Which of the following is called Backbone of auditing ? (A) Routine checking (B) Vouching (C) Internal checks (D) Internal control

Last Answer : Answer: Vouching

Can one deposit checks by mail?

Description : Can one deposit checks by mail?

Last Answer : You can mail deposits to a bank for deposit to your account. Speak the manager, and let them know you will be doing this. When you endorse the checks, you will need to use a restricted endorsement. ... If your checks are all coming from a single source, they may agree to do direct deposit for you.

This reading device is readily used in banks to read the numbers on the bottom of checks and deposit slips: a) MICR b) OCR c) GRE d) None of The Above

Description : This reading device is readily used in banks to read the numbers on the bottom of checks and deposit slips: a) MICR b) OCR c) GRE d) None of The Above

Last Answer : a) MICR

Which banks offer free checking with direct deposit?

Description : Which banks offer free checking with direct deposit?

Last Answer : US Bank offers free checking with direct deposit. Wells Fargo and Bank of America are two others that offer free checking with direct deposit. All of these banks have locations around the United States.

The Aadhaar-Enabled Payment Systems(AEPS) is a bank led model that facilitates banking facilities by allowing transactions at Point of Sale through the Business Correspondent (BC) using the Aadhaar authentication number. Aadhaar enabled basic types of banking do not include A. Balance Enquiry B. Cash Withdrawal C. Online Payment D. Cash Deposit E. Aadhaar to Aadhaar funds transfer

Description : The Aadhaar-Enabled Payment Systems(AEPS) is a bank led model that facilitates banking facilities by allowing transactions at Point of Sale through the Business Correspondent (BC) using the Aadhaar ... . Cash Withdrawal C. Online Payment D. Cash Deposit E. Aadhaar to Aadhaar funds transfer

Last Answer : C. Online Payment Explanation: Services Offered by AEPS: Balance Enquiry Cash Withdrawal Cash Deposit Aadhaar to Aadhaar Fund Transfer Gateway Authentication Services

Why are gift cards so popular when they have some major disadvantages compared to plain old cash or checks?

Description : Why are gift cards so popular when they have some major disadvantages compared to plain old cash or checks?

Last Answer : answer:They have some advantages, too. When I get straight money, I just put it into the pool for bills and food and such. I feel guilty not doing that, because I live chronically in debt. ... , real gift. Maybe they are becoming more popular because more and more folks are having money troubles?

Will sterling Illinois county market cash personal checks?

Description : Will sterling Illinois county market cash personal checks?

Last Answer : Probably not.

where can i cash my checks from bank of america ?

Description : where can i cash my checks from bank of america ?

Last Answer : You can cash a Bank of America check at any B of A. Here is one in the immediate Oakland area. 2154 Mac Arthur Blvd Oakland, CA 94602.

The ordinary examination of financial statements is not primarily designed to disclose defalcations and other irregularities although their discovery may result. Normal audit procedures are more likely to detect a fraud arising from a. Theft of inventories. b. Collusion on the part of several employees. c. Failure to record cash receipts for services rendered. d. Forgeries on company checks

Description : The ordinary examination of financial statements is not primarily designed to disclose defalcations and other irregularities although their discovery may result. Normal audit procedures are more likely to ... . Failure to record cash receipts for services rendered. d. Forgeries on company checks

Last Answer : Theft of inventories

The ordinary examination of financial statements is not primarily designed to disclose defalcations and other irregularities although their discovery may result. Normal audit procedures are more likely to detect a fraud arising from a. Collusion on the part of several employees. b. Failure to record cash receipts for services rendered. c. Forgeries on company checks. d. Theft of inventories

Description : The ordinary examination of financial statements is not primarily designed to disclose defalcations and other irregularities although their discovery may result. Normal audit procedures are more likely to ... receipts for services rendered. c. Forgeries on company checks. d. Theft of inventories

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Checking account I can initiate wires from online?

Description : Checking account I can initiate wires from online?

Last Answer : Bank of America has a really good one; you can also tranfer funds to and from different account regardless of the institution for free. I think it takes a day or so to set up if it isn’t a BOA to BOA account, but very convenient if you need to move funds around.

What do you think of giving your bank card number to a free online credit checking website then taking all your money out of your checking account?

Description : What do you think of giving your bank card number to a free online credit checking website then taking all your money out of your checking account?

Last Answer : I’m sorry, that “teaches the thieves” how?

Suppose I borrow money from X and I authorize my bank to make monthly payments directly from my checking account. Now, I want more flexibility by paying either online or by check. X refuses to let me do this. But my bank refuses to "stop payment" on these tranfers even though its my money and it has no obligation to X. What's the law on this?

Description : Suppose I borrow money from X and I authorize my bank to make monthly payments directly from my checking account. Now, I want more flexibility by paying either online or by check. X refuses to let me do ... tranfers even though its my money and it has no obligation to X. What's the law on this?

Last Answer : answer:Hmm, I suppose you're from USA. Don't know the laws there, but here in Slovenia, we handle things like this by calling and yelling at the lady on the other side and things get fixed eventually. But ... what you can't do with you money. I'd threaten them I'm gonna change the bank or smthng.

Finding the Best Online Checking Account?

Description : Finding the Best Online Checking Account?

Last Answer : Finding the best online checking account is no easy feat. Thereare many considerations to keep in mind, while one searches for theonline checking account that best serves his or her needs ... how much valuable information one istransmitting online, when one is opening an online checkingaccount. Inf

Why Open a Checking Account Online?

Description : Why Open a Checking Account Online?

Last Answer : There are a number of reasons why a consumer would want to open a checking account online. Online checking allows consumers to make deposits, withdrawals, and manage their finances right from their computer. ... good idea to make a list of your available options. There are a wide variety of onl

Tips for Opening an Online Checking Account?

Description : Tips for Opening an Online Checking Account?

Last Answer : Opening an online checking account can be a stressful endeavor.However, with the tips outlined in this article, one should have noproblem finding a checking account that meshes well with theirfinancial needs ... $10 to $100 for simply opening an online checkingaccount. In addition, if one refers a f

Opening an Online Checking Account?

Description : Opening an Online Checking Account?

Last Answer : The process of opening an online checking account is actuallyvery easy. The best thing a consumer can do to be involved in theprocess is gather the necessary information he or she will need, aswell as become ... most out of such an account.First, a person will have to look at what a certain bankre

Is it Safe to Use a Checking Account for Online and Phone Purchases?

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Last Answer : Many consumers are choosing to throw away credit cards to reduce household debt. In place of credit cards, debit cards with credit emblems and checking accounts are commonly used to make internet ... page and the checking account is charged for the purchase. Many online shoppers think a webs

What kind of documentation is needed to open an online checking account?

Description : What kind of documentation is needed to open an online checking account?

Last Answer : Opening an online checkign account is relitively easy. If you have your state issued ID and your social security number you should have enough information.

Does your bank offer an online checking account?

Description : Does your bank offer an online checking account?

Last Answer : Many banks offer online checking accounts along with my own, which is Wachovia. If you are a new or existing bank member, the easiest way to find out about an online checking account is by either visiting ... they do or not My personal account has online banking. But I don't use it at the Moment.

How secure is the money I keep in an online checking account?

Description : How secure is the money I keep in an online checking account?

Last Answer : It is very safe to keep money in an online checking account. You can read about the safety measure of Bank of America at www.bankofamerica.com/deposits/checksave/

How can I check my Wachovia checking account online?

Description : How can I check my Wachovia checking account online?

Last Answer : Go to Wachovia's website and click "Online Services" then "Online Banking with BillPay". This will let you view your accounts.

Which bank is the best for an online checking bank account?

Description : Which bank is the best for an online checking bank account?

Last Answer : Any bank that offers online checking accounts with no monthly fees, access from mobile devices, secure banking, free checks would be worth opening an account with. ING Direct is a bank that offers all these features along with giving you interest on your balance!

What is the best online bank for a checking account?

Description : What is the best online bank for a checking account?

Last Answer : bank of americai

Can I do a cash transfer from checking to savings from an ATM?

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Last Answer : Typically, you can do this transfer at your bank's ATM. However, if you are using a third party ATM (for example, if you bank with ABC Bank, an ATM for 123 Bank would be a third-party ATM), you ... ATM. You can always go to an outside bank's ATM machine as well, but prepared to pay a service fee.

The Postmaster of HO should verify the cash by checking footer entries of -------- a. HO summary b. Treasures Cash Book c. Hand to Hand Book from all counter

Description : The Postmaster of HO should verify the cash by checking footer entries of -------- a. HO summary b. Treasures Cash Book c. Hand to Hand Book from all counter

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If you get a check from an employer but you never deposit or cash what can anyone do about it?

Description : If you get a check from an employer but you never deposit or cash what can anyone do about it?

Last Answer : I used to do that. I would go home and throw my paycheck in my sock drawer. I was working for the VA. After about 9 months, I was called into the accounting office, issued new checks and told to cash them immediately, becasue after 90 days they void them.

Cash deposit to ATM on a Sunday. When will it post?

Description : Cash deposit to ATM on a Sunday. When will it post?

Last Answer : answer:Go to your bank’s website and see if it tells you. If it were made to my account, it wouldn’t show up until Tuesday.

They pay a dividend to their employee and deposit the dividend in a for-profit interest-bearing bank. What is the ruling ? I work in an aluminum factory in Canada. At the end of each year the company pays employees a portion of the profits. They pay employees a portion of the cash. Another part is c

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Last Answer : Alhamdulillah. The portion that the company pays at the end of each year is a portion of the employee's remuneration and salary. Since this money is kept separately in a specific account for the employee ... part. Will try to determine the amount of haram part as much as possible. GOD is Omniscient.

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Description : The ratio of a bank's cash holdings to its total deposit liabilities is called the - (1) Variable Reserve Ratio (2) Cash Reserve Ratio (3) Statutory Liquidity Ratio (4) Minimum Reserve Ratio

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