Description : I had filed for bankruptcy 2yrs ago and it was dismissed. I have a zero balance on a auto loan that shows on my credit report. Do I still have to make my car payments?
Last Answer : If you reaffirmed your car loan during your bankruptcy, you agreed to continue making the payments. If you included your car in the bankruptcy, then the loan was wiped clean, as it appears to have ... the lawyer who handled your bankruptcy, but my guess is that your car slipped through the cracks.
Description : A) PayUmoney Explanation: It can allow even the smallest of merchants to start accepting card based payments. It can accept all credit/debit cards. The POS terminal is easy to set up, can be ... , a merchant can start using a PayUmoney POS terminal within 48 hours of signing up for the service.
Last Answer : Which of the following company launched “Receive and Win” campaign for Ramzan? A) Mobikwik B) Freecharge C) Paytm D) MoneyGram E) Udio
Description : In general, how are monthly car loan payments figured out?
Last Answer : Monthly car loan paymnts are calculated by adding the interest to the balance and diviing it into equal payments for a set time frame. You can find a car loan calcultor at www.Edmunds.com.
Description : Would refinancing my auto loan be a good idea if I can not afford the payments/?
Last Answer : Refi of an auto loan can help to lower montly payments. You can get a lower rate if you refi with a lower interest rate.
Description : Will an interest only loan calculator help me determine my monthly payments?
Last Answer : An interest only loan calculator will not help you to determine your overall monthly payments. This will only calculate your total interest payment. To know the total cost of your loan use a loan calculator.
Description : My house payments are too high, is a loan modification an option to lower the payments?
Last Answer : Loan modification is a possibility for you. It will depend on many factors, including your payment history, credit rating, and assets. HUD has an excellent site to do some planning on before ... your bank or lender. http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/nsc/faqlm
Description : How do I find a calculator for car loan payments?
Last Answer : If your looking for an auto loan calculator, Bankrate is a great place to start. They provide car loan and auto loan calculators to help with your buying decision. http://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx
Description : If I consolidated all my debt, would I have a good chance of getting a credit card or loan with a decent cedit line? How long does it take to consolidate debt?
Last Answer : answer:Your eligibility for a credit card or loan with a decent amount of credit would depend on your credit report and credit history. Lots of open credit accounts, late payments, and number ... the lender you are looking to consolidate with. Both will look into your credit report for information.
Description : Banks issue a letter to beneficiary on behalf of its constituents like guarantee for making payment on their behalf on fulfilment of its terms and conditions. What is this arrangement known in banking context? A. Line of Credit B. Loan to Client C. Loan on Credit D. Letter of Credit
Last Answer : D. Letter of Credit Explanation: A letter issued by a bank to another bank (especially one in a different country) to serve as a guarantee for payments made to a specified person under specified conditions.
Description : Credit card interest computation on minimum payments?
Last Answer : Without knowing which card you’re referring to I’m guessing they use the 30/360 method. Find the APR and multiply that by the principal balance. Divide that number by 360 to come up with the daily interest charge, or the per diem. Multiply that by 30 to come up with the monthly interest charge.
Description : How do I set up credit card or Pay Pal payments for an online business?
Last Answer : answer:@LostInParadise I have an eBay biz, so getting Paypal payments is easy for me. However, I also have an Auctiva account, and they add the Paypal button to your web page for you. I think that if ... website . YouTube has a few good video tutorials as well. I'll gladly assist further if I can.
Description : Reminders for credit card payments?
Last Answer : The bill should be a pretty good reminder.
Description : I have always prided myself for having perfect credit, but the recent downturn in the economy and unexpected medical expenses have no changed that. I don't want to file bankruptcy, but am way behind on payments. What are my options?
Last Answer : For medical bills, you can make small payments to the hospital every month and as long as you’re paying off the loan, they can’t write it off as un upaid bill. So pay them $15 a month and use the extra $ to pay off your credit cards.
Description : What is Capital one mailing address for credit card payments?
Last Answer : Mailing address for capital One Credit Card?
Description : How does having bad credit affect my mortgage payments?
Last Answer : If you have bad credit you will not only have a hard time getting a loan, but you will be charged a higher APR. As a result, your mortgage payment will be higher than if you had good credit. If you ... of being denied a loan until bad debts are taken care of and even then you may have a higher rate.
Description : What company has low interest on credit card payments?
Last Answer : Most major credit card's annual percentage rate are about the same. I would stick with either Visa or MasterCard. I would also advice that you stay away from store cards as their interest rates tend to be higher.
Description : Who can I go to for help when I'm falling behind on my credit card payments?
Last Answer : Talking with the credit card company directly can often help, a loan advisor or credit assistance company like the one found at http://www.thinkmoney.com/expert-loan-views/1297/falling-behind-loan-repayment.asp is also an option.
Description : Which of the following works is/are done by Credit Information Companies? A. Collecting records of an individual s payments pertaining to loans B. Maintaining records of an individual s payments pertaining to ... cards C. Creating Credit Information Reports D. All of the Above E. None of the Above
Last Answer : D. All of the Above Explanation: Credit Information Companies collects and maintains records of an individual‗s payments pertaining to loans and credit cards. These records are submitted to Credit ... scores which are provided to lenders in order to help evaluate and approve loan applications.
Description : What does amortization mean? A. Spreading payments over multiple periods B. Buying a financial instrument in order to sell the same instrument at a higher price in another market C. Issuance approval, ... issuer D. Buying the underlying securities at a specified excercise price E. None of the Above
Last Answer : A. Spreading payments over multiple periods Explanation: Amortization is an accounting term that refers to the process of allocating the cost of an intangible asset over a period of time. It also refers to the repayment of loan principal over time.
Description : In the NetBill's protocol for small payments for services available in the internet. (i) the customer is charged only when the information is delivered (ii)the vendor is guaranteed payment when information is delivered (iii) the customer ... , ii b. i, ii, iii c. i, ii, iii, iv d. i, ii, iv
Last Answer : d. i, ii, iv
Description : The Secure Electronic Transaction protocol is used for a. credit card payment b. cheque payment c. electronic cash payments d. payment of small amounts for internet services
Last Answer : a. credit card payment
Description : I want to begin making payments directly from my checking account when the payments are due. I do not want them taken out automatically, but to be able to pay on-line. Tell me how.?
Last Answer : You can have the bank send a bank check for you. I want to pay my bill on line. due January 23, 2010
Description : As a part of WTO guidelines, Agreement on Agriculture (AOA) doesn't consider A. Direct payments to farmers are permitted. B. Indirect assistance and support to farmers including R & D support by govt. are ... and trade have to be cut back. D. Least developed countries do not need to make any cuts.
Last Answer : Indirect assistance and support to farmers including R & D support by govt. are not permitted.
Description : Where can I get a loan or credit card?
Last Answer : If you have a good credit history,you should be able to qualify for a personal loan at your bank.
Description : Should I take out a student loan from a bank or credit union?
Last Answer : Check with your school for a federally insured student loan. Then you’ll know.
Description : Will the USDA report to the credit companies that my home loan was paid?
Last Answer : answer:@Dutchess_III If you reported under chapter 7/13, reporting regulations change when debt is discharged via bankruptcy. The fact that you paid off the loan will unfortunately not reflect on your credit rating moving forward. Here is a quick link with more info.
Description : Will I get an auto loan with a credit score of 662?
Last Answer : answer:Yes, you will. But a 662 will probably get you a less attractive rate than if you had a 750, because you will be perceived (right or wrong) as more of a credit risk. The amount they give you will ... income, and the age and condition of the car. There's no way for us to know either of those.
Description : How can I get a student loan, in Alberta, with a 725 credit score?
Last Answer : Contact a branch of ATB Financial and ask a credit officer.
Description : If your student loan has been placed on a conditional discharge can it be removed from a credit report?
Last Answer : I would not think so. I believe you would need the discharge documents to submit to the bureaus.
Description : If you have a loan or credit card balance, and you pay over the minimum due, whatever you pay over goes directly to the principal, right?
Last Answer : answer:The longer you have the debt the more interest you pay as each month more interest is added. If you only pay the minimum you will have the debt for much longer and you will pay more interest. The ... . Even I you pay the loan of early you will stay pay the interest for the full loan period.
Description : When I compare my school loan statements and my credit card statement and my car loan it appears to me that school loans operate like credit card debt?
Last Answer : My loans were like a car payment, if I remember correctly. But have you ever deferred any of your loans or ever had them in forbearance? Depending on the type of loans you have, that would effect the total amount ... to pay them off. Ugh! Can't tell you how glad I am that that's over and done with.
Description : A student loan without a cosigner or credit?
Last Answer : answer:Doubtful in the current economic climate, and even if they would you don't want it at a high interest rate (your education is no good if you're paying an extra few hundred thousand dollars ... ask?). Government loans are likely the only type you'll be capable of getting without a cosigner.
Description : How do I legally get out from under an upside down car loan without wrecking my credit?
Last Answer : One way I have heard of is to get the dealer to take the car in trade in and add the current loan on the back of a new loan. Longer payments, but lower amounts and most likely lower interest.
Description : How can there be enough money to pay for credit default insurance if the general rate of interest is too low to cover the risk of the loan?
Last Answer : It has to do with fractional reserve banking and the extensive money (whatever that is) which is created by selling debt. Debt multiplies money held in reserves. The actual worthless paper dollars ... but I imagine their debt is insured by the same companies as the bank. Companies like AIG.
Description : Where can I get a loan to purchase a business, even though I have bad credit at the moment?
Last Answer : Even small businesses with great credit and history of success are finding it hard to get a loan right now. I would be surprised if you can get the loan. And if the seller has any sense, s/he will put ... down payment cannot be borrowed. I hate to be so negative, but that's the facts as I see them.
Description : If you have bad credit what are ways to get a loan?
Last Answer : Prosper peer-to-peer lending is a great way to get a loan if you can’t get one from a bank (or even if you can).
Description : How can you refinace your car loan, which is at 10%. When you have a credit score under 690, and your bank already told you no?
Last Answer : Do you have a credit union? If you have automatic payroll withdrawal, maybe. For a bad credit score, 10% is not a bad rate.
Description : Why are terms of credit required for a loan or credit? -SST 10th
Last Answer : . Terms of credit are required so that the borrower knows the conditions to take the loan. . The collateral, in the form of security or guarantee, is given to the lender until the loan is repaid ... the loan, the lender has all the rights to sell the assets or collateral to obtain the payment.
Description : While taking a loan, borrowers look for easy terms of credit. What do is this mean? -SST 10th
Last Answer : This means low interest rate, easy conditions for repayment and less collateral and documentations requirements.
Description : Differentiate between formal and informal sources of credit. Explain problems faced by borrowers of loan from informal sources. -SST 10th
Last Answer : The moneylenders charge very high rates of interest keep no records of transactions and harass the poor borrowers.
Description : Jocelyn takes home 2600 per month from her job as a paralegal if you’re only debt obligation or a car loan payment of 480 and a credit card payment of 80 every month is she in danger of credit overload?
Last Answer : Yes, because the sum of $480 and $80 is greater than $520.2600x20%= 520
Description : where to get loan even with bad credit?
Last Answer : go to yazing. com/deals/badcreditloans/gman22912 for your best loans and offers (remove the space in between . and c )
Description : Does a bounced cheque affect your credit score, even if no loan payment is involved?
Last Answer : Bounced cheque doesn't affect the credit score until the payment is related to a loan transaction.Banks doesn't report transactions to credit bureaus. but remember that when you take a loan in ... transactions.but if the same problem persists then bank could deny the loan. hope this helps
Description : Can you get a personal loan for $,2000 with bad credit?
Last Answer : It depends on few things: - how bad? - when did this bad happen? - do you have income? - is your income steady? If you have a low income or dont have a permanent job You wont ... Amazon or promoting some stores at facebook or instagram. I`ve read it is very profitable nowadays There some chances
Description : Can I apply for a car loan with a credit score of 593?
Last Answer : This is a very poor credit score. You can apply but it isunlikely you will get a loan without a cosigner. If you are able toget a loan without a cosigner your interest rate will be very highas compare to someone with a good credit score of over 700.
Description : How might your credit score impact your loan intrest?
Last Answer : What is the answer ?
Description : I need to get my first loan, what can I do to to help build credit history?
Last Answer : Building a credit history requires taking out credit to get a history going. Open a no-annual-fee credit card and make sure to charge to it every month. Also, make sure to pay it off in full each month to build a positive credit history.
Description : What type of a credit rating will I need to get a standard bank loan?
Last Answer : You need to have a score over 700 to get a standard loan like for a car or house. You might ned less for a small personal loan.
Description : How do i find a loan with bad credit?
Last Answer : You can look at cash advance companies as well as online. One of the most popular online sites is www.creditloan.com. They have a specific section for bad credit. It is very hard in this lending ... loan even with good credit. You can try a pay day advance company bu the rates will be high
Description : I need a loan. Where can I get one with bad credit?
Last Answer : search the net would probably be the easiest way. Google the type of loan you are looking for and end it with bad credit. i.e. auto loans for people with bad credit. however if you need money for ... to do a payday loan or a title loan. but title loans come with an extremely high interest rate.