Which of the following works is/are done by Credit Information Companies? A. Collecting records of an individual‘s payments pertaining to loans B. Maintaining records of an individual‘s payments pertaining to credit cards C. Creating Credit Information Reports D. All of the Above E. None of the Above

Which of the following works is/are done by Credit Information Companies? A. Collecting records of an individual‘s payments pertaining to loans B. Maintaining records of an individual‘s payments pertaining to credit cards C. Creating Credit Information Reports  D. All of the Above E. None of the Above
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D. All of the Above Explanation: Credit Information Companies collects and maintains records of an individual‗s payments pertaining to loans and credit cards. These records are submitted to Credit Information Companies by banks and other lenders, on a monthly basis. This information is then used to create Credit Information Reports (CIR) and credit scores which are provided to lenders in order to help evaluate and approve loan applications.
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