Does this budget break-down seem alright?

1 Answer

Answer :

answer:It looks fine except for no contingency fee for surprises. And there are always financial surprises in everyone’s life. You might feel better by cutting the cable and the trash and (a few other small things if you can find them) for six months and start a little savings account. I don’t see any medical insurance. Is you husband the actual wage earner or just what you’re calling him? Can you pick up some cash by baby sitting or helping a neighbor out? I congratulate you on your careful planning. Do you have family to borrow from in a real pinch? I always did my budget on the back of a piece of scrap paper. It worked just as well as a Word Document. Good luck with the house. It’s all very exciting. P.S.:I just took another look and realized that the $400 allocated for food was weekly. Over $1200/month for food for two people is a lot of money. Surely you can pinch a few pennies here.

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