Ability to repay credit: Consumer and Creditor responsibilities?

Ability to repay credit: Consumer and Creditor responsibilities?
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I think it’s the consumers job to know what they can afford. It’s pretty simple math.
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How do you get start up capital for a new business with bad credit?

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What should I look for in a good credit union?

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(Yes, yes, I've procrastinated.) Can you help me with a TurboTax question re: new car credit?

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I'd like your opinion on which you prefer and why. Bank or credit union?

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Description : Child Tax Credit?

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What are some good ways to start building credit?

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Last Answer : firstly your age is going to go against you i would imagine unfortunately, and there's not a lot you can do about that for a while . make your first priority to stay out of debt and if you are ... for doing so regular savings in a savings account? hope these ideas might be of use and good luck!!

What is the best store credit card to apply for when trying to build credit?

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Last Answer : Gas cards, pump gas with your card and pay it right away.