How do you find a financial consultant, and how do you choose one?

1 Answer

Answer :

The National Association of Personal Financial Advisers can help you locate the registered advisers in your area. As to vetting them, well, I guess you have to do the usual—asking around, checking references, etc. But financial planning isn’t that difficult. There are a few pretty basic rules about changing your investment allocations and insurance (or giving it up) and when to buy nursing home insurance (if ever). Jane Bryant Quinn’s book is very helpful in all of this.

Related questions

Description : Should I file my taxes online or see a tax consultant?

Last Answer : I love TurboTax. I did my own taxes for many years, then I had HR Block do it for a few. Unless your taxes are really complicated, TurboTax is the cheapest, easiest way to do your taxes.

Description : What are the best companies to work for as an independent consultant?

Last Answer : I wouldn't say you were an independent consultant if you were with Pampered Chef, thats something different. That term is actually too broad to give you any advice. I was an independent consultant for a ... I would have a look at Amway Global. I have a friend you could talk to more about that

Description : Someone legally appointed to resolve the financial difficulties of an insolvent firm is called____________. A. an administrator. B. a predator. C. an auditor. D. a turnaround consultant.

Last Answer : A. an administrator.

Description : Did you ever make a financial decision that was illogical that worked out ok?

Last Answer : I haven’t, but Rick does all the time.

Description : Looking for a financial assistance solution for my pet injury site's viewers, besides pet insurance. What are some web affiliates for this?

Last Answer : Care Credit is the only one my area offers and it sucks. Either you have the money or you put your pet down, that’s your two options.

Description : Are you going through a hard financial time right now?

Last Answer : Always. And I’ve worked so damn hard in my life.

Description : Need financial advice ASAP?

Last Answer : Can you pick up a job driving for Uber or delivering pizzas? Pizza tips can be good in the right neighborhood. And I think Uber pays daily. Maybe someone else can weigh in with more information.

Description : Can you give me some financial advice on paying off our house?

Last Answer : answer:Yes, he's right. Any time you're doing something special' (i.e. non-routine) think of all the ways they could screw it up, and plan for that. Meaning: write a separate check for the ... a mortgage or a straight bank loan or what? Don't get a higher interest rate and squander your money,

Description : How large of a financial catastrophe would it take to leave you homeless, and how quick would homelessness occur?

Last Answer : It wouldn’t take much, sadly.

Description : Any advice about financial planning?

Last Answer : answer:Invest as much as possible while you're young and take risks. There are 2 major factors for building wealth: starting early and taking on risk. If you can start early, the magic of compounding interest ... never got the raise (or that you got a smaller one than you did) and invest the rest.

Description : How do financial planners earn their money?

Last Answer : answer:I found a site that answers your question better than I could. I actually read it too. Seems solid. http://moneyover55.about.com/od/findingqualifiedadvisors/a/finadvisorfees.htm

Description : How do you react to a sudden financial blow?

Last Answer : Very first words exclaimed: “Muthafuckin’, dick-sucking, whore!” I save this for such occasions. It’s special.

Description : What would you do in this financial bind?

Last Answer : answer:Keep paying your debts and rebuilding your credit scores. Put as much of that $6000 as you can into a CD. The more you have for a down payment up front, the easier it is to get a loan. You may be able to find a foreclosure for cheap, if you are willing to go to all the sherriff’s auctions.

Description : In your worst financial times what have you done to pay bills and make ends meet?

Last Answer : I've only been that desperate a few times in my life and that was when I was married. My ex wanted us to borrow money from a relative and I flatly refused. We (he) got us into that mess, we ... we did and along with his regular job, he mowed grass to help out. It all worked out within 3 months.

Description : Judging by recent financial trend, should I convert my holiday spending money now or later?

Last Answer : I may be off, but if they cap the well, I would think maybe stocks would rise. but exchange rate?? I’m not an expert at the quirky international rates and how it is affected by stocks? Is there are correlation?? Awesome question.

Description : How can i avoid letting financial difficulties bring me down?

Last Answer : This may or may not help but my parents always told me to remember that “this too shall pass!” Try to focus on the fact that this will not last forever.

Description : What kind of professional would be best suited to provide guidance on a complicated real estate/financial problem?

Last Answer : A real estate broker, agent or attorney.

Description : What would be the best financial decision?

Last Answer : Use an IRA to invest in a mutual fund.

Description : Financial advice for a college student?

Last Answer : Your financial aide office is the right place to start. They will be able to tell you if you qualify for any grants grants are much nicer than student loans because they are free and ... Research is your best friend. Sometimes student loans are just necessary but exhaust all other options first.

Description : Do you manage your own retirement investments or do you consult w/ a financial planner?

Last Answer : We do it all ourselves through Vanguard, we look for good mutual funds with long term gains. I used to have a planner, but then realized with a little bit of work on my part, I didn’t need one and in the end I’m saving money because I cut out the middle man.

Description : Financial idea: crazy enough to work? or just crazy?

Last Answer : yeah, I don’t deposit money into my ROTH IRA anymore, it was getting tanked with losses, so now I’ve just been putting my money into savings, and mutual funds that have a track record for slow and steady growth.

Description : What to do about this tough financial decision?

Last Answer : Well my first suggestion is to talk to a financial planner so that you can actually calculate out the costs of both options and get high quality advice. You should be able to estimate the summer gas costs for ... much less than a new car costs. Look around for used Civics, they're not at all rare.

Description : How wealthy must you be to hire a financial planner?

Last Answer : I started my account with only $100.00 a few years ago. My planner didn’t have any limits on how much I needed to open an account.

Description : Legal/financial advice: This is a scam right?

Last Answer : Scam… Can’t you make a cashiers check for however much you want? Why the hell did he make it for 16 grand? Just destroy the check like you said you would.

Description : Does the financial site Mint.com support Canadian financial intitusions?

Last Answer : answer:No. From the site: Aaron Patzer created Mint as the antidote to current online financial management solutions, which require accounting knowledge and hours of maintenance. Aaron is ... and a BS in computer science, computer engineering, and electrical engineering from Duke University.

Description : Which would you choose and would you do so because you thought it was worth the most? [See details]?

Last Answer : answer:I'd go for the gold (particularly at today's prices). Those hard asset classes are hard to beat. Although the diamonds are also a hard asset class, there is so much variability in the ... diamonds might be harder to liquidate than gold (even 6 pints of diamonds). Forget the paper money.

Description : Do you choose to buy and wear labels and why?

Last Answer : No, I wouldn’t pay a penny more…slave to fashion, never…I wear what I feel comfortable with…

Description : What career pathway should I choose?

Last Answer : I suggest, teacher. It’s one of the few career choices I can respect and it sounds like you would like doing that. Minus the good paycheck and maybe a couple of other things on your list.

Description : If you could switch jobs for any job which job would you choose and why?

Last Answer : I like the job I have now, organic farmer. I just wish it was a bit more profitable.

Description : Does it matter which lender I choose for my federal student loans?

Last Answer : The differences have to do with the fine points of repayment. Check out this article to see if any of these apply to one or the other. Also, Fifth Third bank has had some problems with government auditors. Good luck, PnL!

Description : Would you choose Scottrade or ShareBuilder?

Last Answer : Personally I think I would go with Scottrade. Though if your disciplined challenged Sharebuilder may be the right choice. I'm more familiar with Scottrade, though I use Ameritrade, not by choice ... a year on there automatic plan and if your making regular trades than Scottrade would be cheaper.

Description : What degree etc., do you need to become a certified sleep consultant?

Last Answer : Here is a description of one program: The Family Sleep Institute's Child Sleep Consultant Certification program's goal is to instruct and teach students on all aspects of sleep- ... SLEEP CONSULTANT, PRESIDENT AND INSTRUCTOR FOR THE FAMILY SLEEP INSTITUTE'S CHILD SLEEP CONSULTANT CERTIFICATION

Description : How do you find a home moving consultant who can help you plan a move?

Last Answer : I would start by looking for a good realtor in each of your buying and selling areas. After they look at your house and what needs doing, they should have some good ideas about what you need to ... they would also have good leads on how to find workers to help with the sorting and clearing out.

Description : As an independent consultant/freelancer, do I have to "train" someone on the work I'm doing?

Last Answer : I think it is very valid to tell them it is not in the scope of what you do but, as you say, it does likely mean that your work for them will end. Do you have other clients that will take up the slack?

Description : As a sales consultant, how can I help the local company that I work for (whose computer system is decades old) make the right choice now that they are planning on introducing tablets to the sales floor?

Last Answer : answer:Do you have an Apple Store anywhere within reasonable distance? The reason I'm suggesting seeking their guidance is because they are the company best known for creating user friendly interfaces (since you're ... tablets and I've sent an email to one and I hope he'll have more specific info.

Description : If you got fired after a few weeks on a contract consultant job, what would you do if the person tried to linkedin you?

Last Answer : I think so . Maybe good networking. He sounds like he’s being cool about it, it might be a positive thing for you to accept.

Description : What interview questions would you ask of a leadership consultant?

Last Answer : answer:Is this coach going to help your husband with his leadership skills or teach him how to coach others? And what are MBTI and 360 reviews?

Description : Which Ancient Philosopher would you bring back to life to aid and act as a consultant for modern goverments?

Last Answer : I’d bring back: Lao tse, Jalal Ad-Din Rumi, Schopenhauer, Omar Khayyam (even if he was more a thinker-poet), Hehaka Sapa (a holy man), Thomas More, Nikola Tesla… etc..

Description : What factors should I consider in setting my hourly rate as a 3rd party consultant?

Last Answer : Figure out what annual salary you'd get for the position if you were a full-time employee. Divide that by 2000 to find the hourly rate for the salaried position, then double it to take into ... local.) Then express that you're looking for 75%-125% of that number and see where they counteroffer.

Description : A man strolls into a hospital emergency room where there is a long line up to the reception desk. He walks right to the front and clamly asks to see the consultant in charge. No one gets angry and ... The consultant has never met this man, yet she hurries away from the ward to see him.Why? -Riddles

Last Answer : The man is a florist delievering a bouquet of flowers for the consultant.

Description : There are five acquaintances. One of them shot and killed one of the other five. Which man is the murderer? 1. Dan ran in the NY City marathon yesterday with one of the innocent men. 2. Mike ... last computers together. 9. The murderer is Jack's brother; they grew up together in Seattle. -Riddles

Last Answer : 1. Jack is not the murderer, because he is the brother of the murderer. 2. Dan can't be the murderer since he ran a marathon, and the murderer recently had his leg amputated, and wouldn't ... must also be alive since Jeff plans to install Ben's computer next week. This means that Jeff killed Mike.

Description : What is Workers compensation class code for IT Consultant?

Last Answer : Need answer

Description : Responsibilities of a Nurse Consultant?

Last Answer : Nurse Consultants grasp an array of roles within health caresettings, working closely with doctors, schools, hospitals andpublic health groups. Depending on the group, people ororganizations a ... to pass on changes intechnologies and latest innovations to nurses, hospitals, schoolsand health

Description : Company Benefits of Hiring a Management Consultant.?

Last Answer : Many companies struggle from time to time with a variety ofissues such as staffing problems, outside competition and how togrow as company. Hiring a management consultant can be beneficialto ... for different departments to help them work together andalso, financial advice where it is

Description : How to Become a Cardiology Consultant?

Last Answer : A Doctor Who typically deals with caring for the heart and its related diseases is known as a cardiologist. This process can be difficult because it requires several years of education and training. ... in math, Biology, chemistry and physics, a medical school will prefer a well-rounded student.

Description : how can I start my own wedding consultant business ?

Last Answer : For starting a business, you need to know what type of business you are going to form. The laws are different depending on whether you will be private owned, a partnership, LLC, or incoporated. Best start is irs.gov or contact an attorney that specializes in business start ups.

Description : Where can I get training to become a network security consultant?

Last Answer : Training to become a network security consultant can be obtained by taking courses at local colleges. Contact a local colleges career office to find out if they offer training. You can find ... local community college or university. You can also check through Kaplan Univeristy for an online course.

Description : How can I obtain a Legal Nurse Consultant Certification online?

Last Answer : The American Association for Legal Nurse Consultants (AALNC) website has the information on their website, www.aalnc.org. You can actually submit your name and email address to request ... of Legal Nurse Consulting. This page has links to approved certification programs and online applications.

Description : What kinds of duties are performed by a technology consultant?

Last Answer : IT consultant jobs are in high demand since this field undergoes rapid changes. An IT or technology consultant provides guidance to a company to help them utilize their IT component. This includes networking, programming, and systems integration duties.

Description : Where can I find a broker consultant with experience in trading stocks overseas?

Last Answer : You can find broker consultant with experience in trading stocks overseas at www.wall-street.com/foreign.html. You can also try www.expertwitness.com/srch/stock-broker.htm