answer:Where as, I believe, that the person has some sort of maleware, spyware, virus, etc, that led them to getting hacked. Or a wrong click on a pop up by accident, perhaps responding to a spam email by mistake. Yep.That’s how it happens. The methods you mention are used to indiscriminately target thousands or millions of people. Someone is going to click the link or open the email attachment. And they are often very convincing – almost everybody falls for it at one time or another. The very rare and unlikely case where someone guesses a password only happens when one person is actively targeting another.