Where can I get a loan without opening an account?

Where can I get a loan without opening an account?
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How do you figure on getting a loan without opening an account with the lender?
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Mark the correct option. a) The first loan on PPF accounts can be taken in the third year from the year of opening the account. b) The amount of Loan will be restricted to 25% of the balance at the account end of the second year preceding the year in which the loan is applied for. c) The loan is repayable either in lump sum or in convenient installments of not more than 36. d) All the above

Description : Mark the correct option. a) The first loan on PPF accounts can be taken in the third year from the year of opening the account. b) The amount of Loan will be restricted to 25% of the balance at ... is repayable either in lump sum or in convenient installments of not more than 36. d) All the above

Last Answer : d) All the above

What do you think about opening and closing credit cards for the initial sign up offers?

Description : What do you think about opening and closing credit cards for the initial sign up offers?

Last Answer : I know that closing lines of credit does cause your credit score to go down because you have less available credit. So, for that part of it, it will cause your credit score to drop when you close the ... of the benefits or not being able to use the benefits until you've had the card for a year.

Can I Put Money In paypal Without an bank account/credit?

Description : Can I Put Money In paypal Without an bank account/credit?

Last Answer : no it has to be linked to credit card- I think a prepaid card works but when I opened a paypal acount it asks for your bank account info

"Loan declared a loss" by bank?

Description : "Loan declared a loss" by bank?

Last Answer : It means the holder of your note has been able to write it off by taking a loss on it as a bad debt, I suggest you get a credit report and then talk to a credit counselor on how to repair your credit now that you can pay it back.

How can I increase my student loan?

Description : How can I increase my student loan?

Last Answer : You can apply for a new student loan in another jurisdiction.

Is there a benefit to making a principle only payment on a simple interest loan?

Description : Is there a benefit to making a principle only payment on a simple interest loan?

Last Answer : Paying extra principle will reduce your interest costs. Sometimes the reduction is in the next payment, but there is always a reduction at the end.

If a person you owe money to has died, and the deceased DID NOT have a will, do you still have to pay back the loan?

Description : If a person you owe money to has died, and the deceased DID NOT have a will, do you still have to pay back the loan?

Last Answer : You still owe the estate. The court will decide who gets the money but the debt is property of the estate.

How can I get a student loan?

Description : How can I get a student loan?

Last Answer : Do you live in the US?

Does usury apply to private people entering noncommercial loan deals?

Description : Does usury apply to private people entering noncommercial loan deals?

Last Answer : answer:There is a lot of distracting verbiage there, but I assume you are asking about the usury laws in the US for private parties? It varies by state but is regulated. Usury laws:

Best way to get a (same day) loan?

Description : Best way to get a (same day) loan?

Last Answer : answer:Possible but not probable, depending on your credit history, income verification, etc. Your best bet is a personal loan if you want immediate approval. I’ll loan you 2k, at 10% interest. lol ;-)

Would it make sense for me to pay off a loan with another?

Description : Would it make sense for me to pay off a loan with another?

Last Answer : You should pay off the loan with the higher interest rate first.

Does anyone know a good organization for Payday Loan Consolidation?

Description : Does anyone know a good organization for Payday Loan Consolidation?

Last Answer : answer:First, you cannot rob Peter to pay Paul. payday loans are money-suckers. pardon my language, but you will get a better deal at a pawn shop. being behind on one payment makes it a penalty and you ... order to get caught-up in your payments. Scratch payday loans off your list. it's a no-no!

Will I get approved for a loan for a boat?

Description : Will I get approved for a loan for a boat?

Last Answer : It is hard to tell. perhaps your best bet would be a loan from a credit union. The interest rate would likely be lower too.

Would you loan him money?

Description : Would you loan him money?

Last Answer : Never lend what you can’t afford to not have repaid.

How can I get out of my car loan?

Description : How can I get out of my car loan?

Last Answer : No. Believe me, I've tried. I purchased a car with my then-boyfriend, and when he dumped me, he stuck me with the car since everything was in my name. I'm stuck paying for it. Unless you can find a ... pay off the loan, or you get in with a dealer while they're having a pay-off deal, you're stuck.

What is a good place to get a co-op mortgage loan?

Description : What is a good place to get a co-op mortgage loan?

Last Answer : I got a mortgage for my co-op from CitiMortgage - citimortgage.com - which is a division of CitiBank. I don't know where you live, but they apparently do a large portion of the mortgages on apartments in manhattan (where I live), which are primarily co-ops.

Where can I find a loan repayment contract?

Description : Where can I find a loan repayment contract?

Last Answer : answer:If I was you I would check to see how much it would be to have a local lawyer draft it. Laws vary by state so it would be better to have someone familiar with local laws write it.. I'm ... would just write up one with as many details as possible. For 2K you will end up in small claims court.

Where is the best place to get an unsecured personal loan for debt consolidation of around $19k?

Description : Where is the best place to get an unsecured personal loan for debt consolidation of around $19k?

Last Answer : You might want to check out Propser, a peer-to-peer lending site.

If you are on a budget, and are having a hard time paying off debt. Is consolidating your debt with a loan a good option?

Description : If you are on a budget, and are having a hard time paying off debt. Is consolidating your debt with a loan a good option?

Last Answer : Not always. Sometimes it just aggravates the problem. See a debt counselor first.

How can you refinace your car loan, which is at 10%. When you have a credit score under 690, and your bank already told you no?

Description : How can you refinace your car loan, which is at 10%. When you have a credit score under 690, and your bank already told you no?

Last Answer : Do you have a credit union? If you have automatic payroll withdrawal, maybe. For a bad credit score, 10% is not a bad rate.

Have you ever made use of the option to withdraw money from your bank account at the supermarket checkout?

Description : Have you ever made use of the option to withdraw money from your bank account at the supermarket checkout?

Last Answer : Yes. It costs me 50 cents to make a withdrawal of any amount of money in excess of my bill. I have done it a few times for the convenience, but I hate paying a fee.

Can you send money to someone that doesn't have a bank account?

Description : Can you send money to someone that doesn't have a bank account?

Last Answer : You can send cash per mail.

Although I'm no longer employed, I have a 401K account through a former employer. Is there a way for me to continue contributing to that 401K account?

Description : Although I'm no longer employed, I have a 401K account through a former employer. Is there a way for me to continue contributing to that 401K account?

Last Answer : I am not a financial wizard or anything, but I’m pretty sure you can not continue contributing to that account. Have you looked into rolling it over into an IRA and then you can add your contributions to that IRA.

If you do have a bank account, can you close it so the IRS can't put a levy on it?

Description : If you do have a bank account, can you close it so the IRS can't put a levy on it?

Last Answer : Set up a blind trust controlled by someone you can absolutely trust, and move the funds there. You can also use the courts to protect you from a levy that would leave you unable to pay for the basic requirements, like a roof over your head, food, transportation, employment costs, utilities, etc.

How do I accept foreign funds into my Paypal account, and then what?

Description : How do I accept foreign funds into my Paypal account, and then what?

Last Answer : paypal is really easy all the payer needs is your email address. Then you go into paypal and have the money deposited into your bank account. I am assuming you have a paypal account? If not, it’s easy to set up.

How to setup my Paypal account to automatically withdraw money from my bank account?

Description : How to setup my Paypal account to automatically withdraw money from my bank account?

Last Answer : answer:In Paypal, Go to Profile Once in your profile, on the left side of the screen under My Personal Info click on My Money Once in My Money Bank Accounts should be the first listing you ... never transferred money into my account. I just have a bank account set as my primary form of payment.

What is a mortgage account number?

Description : What is a mortgage account number?

Last Answer : answer:I guess you can write to pretty near anyone and tell them pretty much anything you want. But if you expect to stay in the house, then you'd better pay off on the mortgage. Mortgages ... or should have received) a notification of the change as a normal part of the mortgage holder's business.

If you had just enough money in your savings account to pay off your house, would you?

Description : If you had just enough money in your savings account to pay off your house, would you?

Last Answer : It would depend on the interest rate, @chyna, and other things like they type of loan, how much equity I had in the house, amount of mortgage payment, value of the home…

Should I get an account at a credit union/bank or just manage my money with an account?

Description : Should I get an account at a credit union/bank or just manage my money with an account?

Last Answer : answer:Banks/Credit Unions are safer. Credit unions have great programs that will earn you interest. Here's the problem: The money sitting in a jar under your bed (or wherever) is actually decreasing in ... funds in a savings account at a minimum, but an IRA or some other investment is even better.

If I made a deposit this morning and my account says the money is "pending," can I make purchases greater than the amount in my bank account?

Description : If I made a deposit this morning and my account says the money is "pending," can I make purchases greater than the amount in my bank account?

Last Answer : can I make purchases greater than the amount in my bank account? one would imagine not…

Is it difficult to transfer money from a Canada bank account to an American bank account?

Description : Is it difficult to transfer money from a Canada bank account to an American bank account?

Last Answer : No its very easy, you need Receiving bank's account number, routing number, IBAN number, SWIFT code, they bank name and bank address The person you are wiring should be able to call their bank and ... the most of the info is on the check except the SWIFT code, IBAN number and the bank address.

Is there a limit on how much money I can deposit in my bank account?

Description : Is there a limit on how much money I can deposit in my bank account?

Last Answer : answer:No you would have to give some of it to me. :D Googling resulted in a mention of a $100,000 cap of the FDIC would cover. So, I think @WestRiverrat has it right.

How is a debit card with a checking account different from this >PASS card?

Description : How is a debit card with a checking account different from this >PASS card?

Last Answer : It's like a cross between a checking account and a gift card. With a pre-paid card, your parents deposit money onto the card, and can reload more money as you spend it down. In that way it's ... costs $50, your card will be declined and you will have to find another way to pay for your purchase.

What happens if a post-dated check is accepted and processed to my account before the due date?

Description : What happens if a post-dated check is accepted and processed to my account before the due date?

Last Answer : I would have thought so. Give them a call and see how it goes.

How do I endorse a check made out to me so that someone else can cash it or deposit it to their account?

Description : How do I endorse a check made out to me so that someone else can cash it or deposit it to their account?

Last Answer : Third Party check: Second party signs and then puts “Pay to the Order of” name on back of check? Third party then endorses below and submits to bank. http://www.bankingquestions.com/checkingaccounts/q_3rdpartyckhtml.html

I'm having trouble recieving a direct deposit into my account, what should I do?

Description : I'm having trouble recieving a direct deposit into my account, what should I do?

Last Answer : I know that generally speaking the first one can take longer than usual as they are getting everything set up. Does your bank acknowledge a pending deposit at all? If not I would go over all of ... has all the correct information as well. How long has this deposit been in the process of happening?

How do I minimize the hit when trying to put euros into my US checking account?

Description : How do I minimize the hit when trying to put euros into my US checking account?

Last Answer : I’m a little confused.. is this ‘hit’ coming in the form of the exchange rate.. a wire transfer fee.. i’m not really sure what in particular you are referring to.

Can a teenager sign up for a PayPal account?

Description : Can a teenager sign up for a PayPal account?

Last Answer : You might not be able to, because PayPal would probably resist issuing one to someone too young to legally enter into a binding contract without parental or guardian support.

Can I deposit a rebate prepaid debit card into my bank account or do I have to spend it at a store?

Description : Can I deposit a rebate prepaid debit card into my bank account or do I have to spend it at a store?

Last Answer : you could spend it on groceries… that way it wouldn’t be something you don’t need.

Which bank should I open an account with?

Description : Which bank should I open an account with?

Last Answer : Just don’t use Bank of America! We’ve had so many problems with them!

Turned down for a free checking account?

Description : Turned down for a free checking account?

Last Answer : Just a guess but a lot of checking accounts come with overdraft protection, which is essentially a line of credit. Even without overdraft protection, a poor credit rating is probably considered an ... to bounce checks. Bounced checks and the associated hassle are costs for the bank as well.

If i send money through my bank account in Bank of America can i have a receipt that i can print where i can prove that the other person got the money?

Description : If i send money through my bank account in Bank of America can i have a receipt that i can print where i can prove that the other person got the money?

Last Answer : Send money how? Like a wire transfer? The bank will provide you with a receipt of the transaction. If you somehow don’t find a way to print one online. Call them or go to a branch and they can provide it as well.

What is the difference between a savings and a money market account?

Description : What is the difference between a savings and a money market account?

Last Answer : Vanguard Money Market Funds pay better interest than most savings accounts; plus they offer the convenience of check-writing privileges. Check out vanguard.com for your state; If you are interested in long- ... rates for savings and CDs. Capitalone has a good MM rate if you use their Master Card.

Any advice on setting up your first IRA account?

Description : Any advice on setting up your first IRA account?

Last Answer : answer:I don't know a lot about IRAs, but I Will Teach You To Be Rich is a great resource for learning about finances and investments. Just go there and search for Roth IRA and you'll come up with ... 're a good place to check into. They've also got some good basic FAQ on IRAs on their website.

How does my bank account interest work?

Description : How does my bank account interest work?

Last Answer : Tthe acronyms are a little different in the UK than the US, but I could make a rough guess and say that you'll be making somewhere around 5% annually (if that's tax free, that seems quite good). For £1000 ... a year or £4.16 a month. That's not an exact answer, but it should be in right ballpark.

Someone took money out of my account.

Description : Someone took money out of my account.

Last Answer : answer:i’m assuming your not with a major bank. i’m with US Bank and they have 24 hour service and i’m not liable for any fraud on my account. i have had my debit card stolen and used and didn’t have to pay a thing.

How do you set up a savings account for a child?

Description : How do you set up a savings account for a child?

Last Answer : Any bank officer will help you. Try to find the best interest rates online as well.

Banks in the US, active with the FDIC, only insure $100,000. So if a person has, for example, 10 million dollars and wants to deposit the money in a bank, does he have to look for 100 banks or is there another way to invest that is as low risk as a savings account?

Description : Banks in the US, active with the FDIC, only insure $100,000. So if a person has, for example, 10 million dollars and wants to deposit the money in a bank, does he have to look for 100 banks or is there another way to invest that is as low risk as a savings account?

Last Answer : A person with 10 million dollars probably has a diversified investment portfolio with a variety of risk levels and return levels. As a result, his insurance is that not everything will collapse at the ... 10% above inflation, banks are a very poor choice for someone with lots of money to invest.

What does a sizeable bank account mean? How much is a sizeable amount?

Description : What does a sizeable bank account mean? How much is a sizeable amount?

Last Answer : There's probably not a set definition, but what it makes me think of is whether: a) you have enough that you never have to work again, b) you have enough that you can make major purchases ... do/accomplish during your lifetime? Of course, money isn't the only tool that can make these things happen.

Do you know any banks that do not charge monthly fees for not meeting minimum balance requirements for a small business account? Or a recommendation of a good small business bank, period?

Description : Do you know any banks that do not charge monthly fees for not meeting minimum balance requirements for a small business account? Or a recommendation of a good small business bank, period?

Last Answer : Sovereign Bank had Free Business Checking a few years back… I’m not sure if they still do. Have you done a web search for “free business checking”?