Which of the following is not a banking related term? (A) SME Finance (B) Equinox (C) Overdraft (D) Sanctioning Authority

Which of the following is not a banking related term? (A) SME Finance (B) Equinox (C) Overdraft (D) Sanctioning Authority  
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Answer: Equinox
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What is similar to overdraft except that it is comparatively for a longer period?

Description : What is similar to overdraft except that it is comparatively for a longer period?

Last Answer : Cash credit

Which term is used in the field of Banking? (A) Current Account (B) Plasma (C) Follow on (D) Cold chain

Description : Which term is used in the field of Banking? (A) Current Account (B) Plasma (C) Follow on (D) Cold chain

Last Answer : Answer: Current Account

In the aspect of banking business what is the term used of giving loans to companies on a large scale?

Description : In the aspect of banking business what is the term used of giving loans to companies on a large scale?

Last Answer : Wholesale banking

A register of pension cases disposed of by a sanctioning authority should be maintained in form a) Est 51 b) Est 57 c) Est 56 c) None of these

Description : A register of pension cases disposed of by a sanctioning authority should be maintained in form a) Est 51 b) Est 57 c) Est 56 c) None of these

Last Answer : b) Est 57

According to the Partnership Act, the maximum number of partners in a banking firm may be– (A) 10 (B) 12 (C) 4 (D) 20

Description : According to the Partnership Act, the maximum number of partners in a banking firm may be– (A) 10 (B) 12 (C) 4 (D) 20

Last Answer : Answer: 10

Bad loans in banking terminology are generally known as– (A) BPOs (B) Prime Asset (C) NPAs (D) CBS

Description : Bad loans in banking terminology are generally known as– (A) BPOs (B) Prime Asset (C) NPAs (D) CBS

Last Answer : Answer: NPAs

What is the maximum number of partners in Banking business?

Description : What is the maximum number of partners in Banking business?

Last Answer : Ten

Maintenance of intended delegation requires that decisions lying within the individual managers’ authority should be made by them and not referred upwards in the organizational hierarchy. This is known as– (A) principle of unity of command (B) scalar principle (C) authority level principle (D) principle of absoluteness of responsibility

Description : Maintenance of intended delegation requires that decisions lying within the individual managers' authority should be made by them and not referred upwards in the organizational hierarchy. This is ... scalar principle (C) authority level principle (D) principle of absoluteness of responsibility

Last Answer : Answer: authority level principle

Wider span of control is effective in organization where– (A) authority delegation is inadequate (B) tasks are complex (C) thorough subordinate training scheme exists (D) the leadership style is authoritarian

Description : Wider span of control is effective in organization where– (A) authority delegation is inadequate (B) tasks are complex (C) thorough subordinate training scheme exists (D) the leadership style is authoritarian

Last Answer : Answer: thorough subordinate training scheme exists

Which one of the following correctly signifies the purpose of an Organization Chart ? (A) Office Décor (B) Indication of available Office services (C) Flow of Authority (D) High Morale

Description : Which one of the following correctly signifies the purpose of an Organization Chart ? (A) Office Décor (B) Indication of available Office services (C) Flow of Authority (D) High Morale

Last Answer : Answer: Flow of Authority

Delegation of authority signifies the delegation of– (A) Authority (B) Responsibility (C) Both of the above (D) None of the above

Description : Delegation of authority signifies the delegation of– (A) Authority (B) Responsibility (C) Both of the above (D) None of the above

Last Answer : Answer: Both of the above

The organisation in which power of authority runs in straight line is called– (A) Line organization (B) Functional organisation (C) Committee organization (D) None of the above

Description : The organisation in which power of authority runs in straight line is called– (A) Line organization (B) Functional organisation (C) Committee organization (D) None of the above

Last Answer : Answer: Line organization

Government grants related to income as per the Accounting Standard (AS)-12 should be– (A) Presented as a credit in the statement of Profit and Loss (B) Presented as a deferred income on the asset side of the balance sheet (C) Presented as a capital grant on the liability side of balance sheet (D) Presented both in the Profit and Loss statement and in the balance sheet

Description : Government grants related to income as per the Accounting Standard (AS)-12 should be- (A) Presented as a credit in the statement of Profit and Loss (B) Presented as a deferred income on the asset ... of balance sheet (D) Presented both in the Profit and Loss statement and in the balance sheet

Last Answer : Answer: Presented both in the Profit and Loss statement and in the balance sheet

Which management functions are closely related to ? (A) Planning and Organising (B) Organising and Staffing (C) Staffing and Control (D) Planning and Control

Description : Which management functions are closely related to ? (A) Planning and Organising (B) Organising and Staffing (C) Staffing and Control (D) Planning and Control

Last Answer : Answer: Planning and Control

Which of the following apex body and regulators has asked banks to swap customer related information so that the frauds and defaults may be prevented in future? (A) Bombay Stock Exchange (BSE) (B) Indian Banks Association (IBA) (C) Securities Exchange Board of India (SEBI) (D) Reserve Bank of India (RBI)

Description : Which of the following apex body and regulators has asked banks to swap customer related information so that the frauds and defaults may be prevented in future? (A) Bombay Stock Exchange (BSE) (B) Indian Banks ... (IBA) (C) Securities Exchange Board of India (SEBI) (D) Reserve Bank of India (RBI)

Last Answer : Answer: Reserve Bank of India (RBI)

In case of a company, “Buy Back” is related to– (A) Prospectus (B) Shares (C) Debentures (D) Cheques

Description : In case of a company, “Buy Back” is related to– (A) Prospectus (B) Shares (C) Debentures (D) Cheques

Last Answer : Answer: Shares

‘Salvage Charges’ is related to– (A) Life Insurance (B) Marine Insurance (C) Fire Insurance (D) None of the above

Description : ‘Salvage Charges’ is related to– (A) Life Insurance (B) Marine Insurance (C) Fire Insurance (D) None of the above

Last Answer : Answer: Marine Insurance

Indian Accounting Standard – 28 is related to– (A) Accounting for taxes on income (B) Financial Reporting of Interests in Joint Venture (C) Impairment of Assets (D) Provisions, Contingent Liabilities and Contingent Assets

Description : Indian Accounting Standard – 28 is related to– (A) Accounting for taxes on income (B) Financial Reporting of Interests in Joint Venture (C) Impairment of Assets (D) Provisions, Contingent Liabilities and Contingent Assets

Last Answer : Answer: Impairment of Assets

Accounting for Intangible Assets are related to– (A) AS - 10 (B) AS - 12 (C) AS - 24 (D) AS - 26

Description : Accounting for Intangible Assets are related to– (A) AS - 10 (B) AS - 12 (C) AS - 24 (D) AS - 26

Last Answer : Answer: AS - 26

In which one of the following, Crisis Management is reflected ? (A) Future expansion plans of business (B) Organization Development Programme (C) Short-term Manpower Planning (D) Prudent managerial leadership

Description : In which one of the following, Crisis Management is reflected ? (A) Future expansion plans of business (B) Organization Development Programme (C) Short-term Manpower Planning (D) Prudent managerial leadership

Last Answer : Answer: Prudent managerial leadership

Under which one of the following is the term ‘Dominant Undertaking’ defined ? (A) MRTP Act (B) FEMA (C) Companies Act (D) SEBI

Description : Under which one of the following is the term ‘Dominant Undertaking’ defined ? (A) MRTP Act (B) FEMA (C) Companies Act (D) SEBI

Last Answer : Answer: Companies Act

If the current ratio is 2, current assests are worth Rs. 1,600, if current ratio is not allowed to fall below 1•5, how much additional can be borrowed by the company on the short term basis ? (A) Rs. 400 (B) Rs. 600 (C) Rs. 2,733 (D) Rs. 800

Description : If the current ratio is 2, current assests are worth Rs. 1,600, if current ratio is not allowed to fall below 1•5, how much additional can be borrowed by the company on the short term basis ? (A) Rs. 400 (B) Rs. 600 (C) Rs. 2,733 (D) Rs. 800

Last Answer : Answer: Rs. 400

What is the term Ad referendum means?

Description : What is the term Ad referendum means?

Last Answer : This term means that although the contract has been signed, certain matters have been left over for consideration when they actually arise

What is the term used with particular reference to bills of exchange?

Description : What is the term used with particular reference to bills of exchange?

Last Answer : Endorsement

What is the term used to indicate a statement of what is owned and what is owed?

Description : What is the term used to indicate a statement of what is owned and what is owed?

Last Answer : Assets and Liability statements

What is the term used with reference to assurance policies?

Description : What is the term used with reference to assurance policies?

Last Answer : Endownment

A Tribunal makes an order under section 230 of the Companies Act, 2013 sanctioning a compromise or an arrangement in respect of a company. In this context, strike the odd one out: a) It will supervise the implementation. b) It can give order for winding up of the company. c) It can modify the order or compromise. d) It can ask for creditors’ responsibility statement.

Description : A Tribunal makes an order under section 230 of the Companies Act, 2013 sanctioning a compromise or an arrangement in respect of a company. In this context, strike the odd one out: a) It will ... . c) It can modify the order or compromise. d) It can ask for creditors' responsibility statement.

Last Answer : d) It can ask for creditors’ responsibility statement.

Explain important rules and byelaws of sanctioning authorities for construction in rural area.

Description : Explain important rules and byelaws of sanctioning authorities for construction in rural area. 

Last Answer : Important rules and byelaws of sanctioning authorities for construction in rural area are - 1) The minimum height of plinth shall be regulated on the basis of environmental and topographical condition ... ecofriendly methods like growing of duck weed plants shall be adopted to treat waste water. 

What is the full form of 'SME' ? -How To ?

Description : What is the full form of 'SME' ? -How To ?

Last Answer : The full form of 'SME' is Small and Medium Enterprises

What is SME Foundation ?

Description : What is SME Foundation ?

Last Answer : SME Foundation is an independent and non-profit organization. It was registered with the Ministry of Commerce on 12 November 2006 and with the Joint Stock Company under the Companies Act ... the country to make significant contribution in alleviating poverty and economic development of the country .

SME Rating Agency of India Limited (SMERA), a third party rating agency is situated in _______ A. Mumbai B. New Delhi C. Noida D. Gurugram E. Hyderabad

Description : SME Rating Agency of India Limited (SMERA), a third party rating agency is situated in _______ A. Mumbai B. New Delhi C. Noida D. Gurugram E. Hyderabad

Last Answer : A. Mumbai Explanation: SME Rating Agency of India Limited (SMERA) is a third party rating agency exclusively set up for micro, small and medium enterprises (MSME) in India for ratings on creditworthiness.

Which plant parameters shown in the illustration would produce an alarm if they exceeded preset values? EL-0094 A. SME #7 CYL. EXH. and L.O. TO RDCN. GR. B. L.O. PRESS. TO MN. ENG. and PME #3 MN. BRG. C. L.O. PRESS. TO MN. ENG. and L.O. TO RDCN. GR. D. PME #3 MN. BRG. and SME #7 CYL. EXH.

Description : Which plant parameters shown in the illustration would produce an alarm if they exceeded preset values? EL-0094 A. SME #7 CYL. EXH. and L.O. TO RDCN. GR. B. L.O. PRESS. TO MN. ENG. and PME #3 MN. BRG. C. L.O. PRESS. TO MN. ENG. and L.O. TO RDCN. GR. D. PME #3 MN. BRG. and SME #7 CYL. EXH.

Last Answer : Answer: D

Which plant parameters shown in the illustration would produce an alarm if they fell below preset values? EL-0094 A. SME #7 CYL. EXH. and L.O. PRESS. TO RDCN. GR. B. L.O. PRESS TO MN. ENG. and PME #3 MN. BRG. C. L.O. PRESS. TO MN. ENG and L.O. PRESS. TO RDCN. GR. D. PME #3 MN. BRG. and SME #7 CYL. EXH.

Description : Which plant parameters shown in the illustration would produce an alarm if they fell below preset values? EL-0094 A. SME #7 CYL. EXH. and L.O. PRESS. TO RDCN. GR. B. L.O. PRESS TO MN. ENG. and PME #3 MN. BRG. C. ... . TO MN. ENG and L.O. PRESS. TO RDCN. GR. D. PME #3 MN. BRG. and SME #7 CYL. EXH.

Last Answer : Answer: C

The term ‘equinox’ means – (1) The path which the Earth takes around the Sun (2) The axis of the Earth around which it rotates (3) When the day and night are of equal duration (4) The time when the Sun seems to be going round and round in the sky in the Arctic but does not go below the horizon

Description : The term ‘equinox’ means – (1) The path which the Earth takes around the Sun (2) The axis of the Earth around which it rotates (3) When the day and night are of equal duration (4) The time when the Sun seems to be going round and round in the sky in the Arctic but does not go below the horizon

Last Answer : (3) When the day and night are of equal duration Explanation: The name "equinox" is derived from the Latin aequus (equal) and nox (night), because around the equinox, the night and day have ... The term equinox can also be used in a broader sense, meaning the date when such a passage happens.

The term ‘equinox’ means (1) The path which the Earth takes around the Sun (2) The axis of the Earth around which it rotates (3) When the day and night are of equal duration (4) The time when the Sun seems to be going round and round in the sky in the Arctic but does not go below the horizon

Description : The term ‘equinox’ means (1) The path which the Earth takes around the Sun (2) The axis of the Earth around which it rotates (3) When the day and night are of equal duration (4) The time when the Sun seems to be going round and round in the sky in the Arctic but does not go below the horizon

Last Answer : When the day and night are of equal duration

Unsecured short term deposit made by one company with another (only in case of public company) a. ICD b. Overdraft c. Cash Credit d. Promissory Note

Description : Unsecured short term deposit made by one company with another (only in case of public company) a. ICD b. Overdraft c. Cash Credit d. Promissory Note

Last Answer : a. ICD

Do you need to pass a criminal background check to get a banking finance job?

Description : Do you need to pass a criminal background check to get a banking finance job?

Last Answer : More often than not, yes, you will need to pass a criminalbackground check to get a banking finance job. The reason behindthis is simply that you will be handling other people's money andthe bank has an obligation to keep said money safe and away fromcriminals.

The Chairman of the Finance Cotnmission must be – (1) A person of Finance and Banking field (2) An Economist of high calibre (3) An expert from Judiciary level of High Court Judge (4) A person having experience in Public Affairs

Description : The Chairman of the Finance Cotnmission must be – (1) A person of Finance and Banking field (2) An Economist of high calibre (3) An expert from Judiciary level of High Court Judge (4) A person having experience in Public Affairs

Last Answer : (4) A person having experience in Public Affairs Explanation: With the objective of giving a structured format to the Finance Commission of India and to bring it at par with world standards, ... of the Finance Commission is selected among people who have had the experience of public affairs.

Banking Code & Standards Board of India(BCSBI) set up by ________ A. SEBI B. Ministry of Finance C. RBI D. GOI

Description : Banking Code & Standards Board of India(BCSBI) set up by ________ A. SEBI B. Ministry of Finance C. RBI D. GOI

Last Answer : C. RBI Explanation: The Banking Codes and Standards Board of India (BCSBI) is an independent banking industry watchdog that protects consumers of banking services in India. The board oversee compliance with the ―Code of Bank‘s Commitment to Customers‖

Which of the following is an investment advisory discipline? A. Corporate Industrial Finance B. Offshare Banking C. Wholesale Banking D. Wealth Management E. Trade Finance

Description : Which of the following is an investment advisory discipline? A. Corporate Industrial Finance B. Offshare Banking C. Wholesale Banking D. Wealth Management E. Trade Finance

Last Answer : D. Wealth Management Explanation: Wealth management as an investment-advisory discipline incorporates financial planning, investment portfolio management and a number of aggregated financial services ... retail banking, estate planning, legal resources, tax professionals and investment management.

The small finance banks will be licensed under ______ of the Banking Regulation Act, 1949. A. Section 21 B. Section 22 C. Section 23 D. Section 24 E. None of the Above

Description : The small finance banks will be licensed under ______ of the Banking Regulation Act, 1949. A. Section 21 B. Section 22 C. Section 23 D. Section 24 E. None of the Above

Last Answer : B. Section 22 Explanation: The small finance banks will be licensed under Section 22 of the Banking Regulation Act, 1949.

IFC is a non-banking finance company with Capital to Risk (Weighted) Assets Ratio (CRAR) of _____ A. 15% B. 20% C. 25% D. 30% E. None of the Above

Description : IFC is a non-banking finance company with Capital to Risk (Weighted) Assets Ratio (CRAR) of _____ A. 15% B. 20% C. 25% D. 30% E. None of the Above

Last Answer : A. 15% Explanation: IFC is a non-banking finance company with Capital to Risk (Weighted) Assets Ratio (CRAR) of 15%.

Infrastructure Finance Company (IFC) is a non-banking finance company has a minimum Net Owned Funds of _______ A. Rs.100 Crore B. Rs.200 Crore C. Rs.500 Crore D. Rs.300 Crore E. None of the Above

Description : Infrastructure Finance Company (IFC) is a non-banking finance company has a minimum Net Owned Funds of _______ A. Rs.100 Crore B. Rs.200 Crore C. Rs.500 Crore D. Rs.300 Crore E. None of the Above

Last Answer : D. Rs.300 Crore Explanation: Infrastructure Finance Company (IFC) is a non-banking finance company has a minimum Net Owned Funds of Rs.300 Crore.

Which among the following generally does not come under Corporate5. None of these Banking ? 1. Structured Finance 2. Government Banking 3. FI, Capital Markets & Custodial Services 4. Debit Cards

Description : Which among the following generally does not come under Corporate Banking ? 1. Structured Finance 2. Government Banking 3. FI, Capital Markets & Custodial Services 4. Debit Cards 5. None of these

Last Answer : Debit Cards

Which term is not related to banking? (1) C.R.R. (2) N .E.E .R. (3) S.L.R. (4) Fixed Deposits

Description : Which term is not related to banking? (1) C.R.R. (2) N .E.E .R. (3) S.L.R. (4) Fixed Deposits

Last Answer : (2) N.E.E.R. Explanation: NEER stands for Nominal Effective Exchange Rate which represents the relative value of a home country's currency compared to the other major currencies being traded (U.S. ... etc.). It also represents the approximate relative price a consumer will pay for an imported good.

Which term is not related to banking ? (1) C.R.R. (2) N.E.E.R. (3) S.L.R. (4) Fixed Deposits

Description : Which term is not related to banking ? (1) C.R.R. (2) N.E.E.R. (3) S.L.R. (4) Fixed Deposits

Last Answer : N.E.E.R.

Which of the following is not a constitutional authority? (1) State Election Commission (2) State Finance Commission (3) Zila Panchayat (4) State Electoral Officer

Description : Which of the following is not a constitutional authority? (1) State Election Commission (2) State Finance Commission (3) Zila Panchayat (4) State Electoral Officer

Last Answer : (4) State Electoral Officer Explanation: State Electoral officer is not a constitutional authority.

The deciding authority of States share in central taxes is the – (1) Finance Commission (2) Planning Commission (3) Election Commission (4) Finance Minister

Description : The deciding authority of States share in central taxes is the – (1) Finance Commission (2) Planning Commission (3) Election Commission (4) Finance Minister

Last Answer : (1) Finance Commission Explanation: Functions of the Finance Commission can be explicitly stated as: distribution of net proceeds of taxes between Centre and the States, to be divided as per their ... of the States so as to provide additional resources to Panchayats and Municipalities in the state.

The authority which is not established by the constitutional provisions is– (1) Finance Commission (2) Planning Commission (3) UPSC (4) Election Commission

Description : The authority which is not established by the constitutional provisions is– (1) Finance Commission (2) Planning Commission (3) UPSC (4) Election Commission

Last Answer : (2) Planning Commission Explanation: The Planning Commission does not derive its creation from either the Constitution or statute, but is an arm of the Central/Union Government.