Legal actions can be costly, and even if you win your case, you may not win reimbursement for your legal fees. Depending upon your attorney and the terms of your retainer agreement, you may be liable for hundreds of dollars an hour for every hour an attorney worked on your matter. To help protect yourself from what can quickly become a financial nightmare, consider the cost of insuring yourself now against future lawsuits. Insurance will help you afford quality legal services, for simply the price of your premiums.