How many credit report agencies are there in the US?

How many credit report agencies are there in the US?
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Answer :

There are three main ones and about 15 others: Beware some of these are scams. Stick with the three main ones, companies that are are foolish enough to not you don't need to be having check your credit. In the United States there are three main credit reporting bureaus. The major bureaus are for reportiong credit are Experian, Equifax and Transunion.
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I had filed for bankruptcy 2yrs ago and it was dismissed. I have a zero balance on a auto loan that shows on my credit report. Do I still have to make my car payments?

Description : I had filed for bankruptcy 2yrs ago and it was dismissed. I have a zero balance on a auto loan that shows on my credit report. Do I still have to make my car payments?

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